Aravind Kumar D Email & Phone Number

Coimbatore, Tn, In

Coimbatore, Tamil Nadu, India

• Managed and processed over 300 vendor invoices monthly, ensuring accuracy, proper authorization, and timely payments.• Conducted detailed audits of expense reports using Concur, aligning with corporate policies and reducing discrepancies by 20%.• Implemented a new ERP system feature, leading to a 15% improvement in tracking and managing vendor payment schedules.• Collaborated with finance and procurement departments to streamline payment processes, resulting in a 30% reduction in invoice processing time.• Perform month-end closing tasks which include GRNI Reconciled.• Prepared monthly financial reports,Accruals and Payroll reconciled, assisting in month-end closing with 100% accuracy.• Led a cross-functional team project to identify and resolve payment system inefficiencies, enhancing overall productivity by 25%.• Performs a variety of AP tasks and projects as necessary

Bengaluru, Karnataka, India

• Reviewed residential loan application files to verify that application data was complete and met establishment standards, including type and amount of mortgage, borrower assets, liabilities and length of employment.• Compiled, verified and typed application information for mortgage loans.• Reviewing appraisals, income, and asset, documentation.• Skill set for Agency Loans - Fannie Mae and Freddie Mac guidelines, with a focus of Retail Underwriting.• Review submitted files to analyze for Capacity, Capital, Character and Condition.Performs Credit & Income Analysis, Risk Assessment, and Loan to Value Ratios, Debt to IncomeRatios as well as Compliance and Quality Control Reviews and evaluates credit applications to assess the loan package for approval of fraudulent activity, and provides feedback to the Processors and Originators to improve the quality of the loan files.

Bengaluru, Karnataka, India

• Ensured loan submittals met internal and external eligibility requirements.• Gained extensive experience in underwriting FHA, VA and Fannie Mae Loans.• Provided meticulous attention to detail in underwriting mortgages.• Reviewed single-family, condominium, multi-family, income-producing properties, andmanufactured home appraisals.• Evaluated the customer's financial ability, intent, willingness, reason for default, and ability tomake payments, and apply appropriate retention or liquidation solutions.• Document all relevant workout terms to ensure agreements can be fulfilled and monitored.Met and exceeded production goals and quality control reviews.

Coimbatore, Tamil Nadu, India

• Working under Property Owner Search process for the leading US Company.• Working under Fiddlar – AR, IL, IN, MN States for Current Owner Search.• Search for and verify Property using Netronline.• Search real estate records.• Compile lists of mortgages, contracts, and other instruments pertaining to property by searching public and private records for Customers.• Search, analyze, and evaluate records relating to property of homes, land, and buildings.

Coimbatore, Tamil Nadu, India

Bachelor Of Commerce - Bcom, Accounting And Finance, 6.1

Activities and Societies: Badminton

Hsc, Accounting And Computer Science, 91.07

Sslc, Sslc, 83