Aretta Chau Email & Phone Number

Toronto, Ontario, Canada

Toronto, Ontario, Canada

Leading a team of dedicated anti-terrorist financing, sanctions, and AML investigators.

Toronto, Ontario, Canada

Leading a team of dedicated anti-money laundering investigators.

Toronto, Ontario, Canada

- Investigate case escalations based on TF concerns, derived from: SIU referrals, HREDD referrals, Sanctions referrals, transaction monitoring (TM) referrals, Unusual Transaction Report (UTR) referrals, adverse media, and wire reports- Prepare comprehensive investigation files and STR narratives for regulatory filings to FINTRAC- Respond to potential TF referrals from other FIU teams- FIU Quarterly Individual Achievers Award (May 2020 / Q2)

Toronto, Ontario, Canada

• Provide regular coaching, guidance, and feedback to team members in relation to investigations, risk appetite, and ML/TF typologies, as well as assisting with onboarding/training for new hires• Conduct extensive quality control reviews before approving investigators’ cases for STR recommendations to the bank, or closures for non-reportable cases• Carry out risk mitigation actions including: demarket recommendations, sanctions referrals, and high-risk team referrals• Communicate with senior management regarding team objectives, targets, and efficiencies

Toronto, Canada Area

• Exceeded daily targets by double, by completing over 300 investigative cases for the client, a Big Five bank (end to end process, averaging 3-year review periods) in seven months as an FIU AML investigator • Singlehandedly submitted 16% of the project’s total STRs to the bank before becoming the first AML investigator on the project to be promoted to Team Lead

Markham, On

• Produce comprehensive investigative case files based on KYC (Know-Your-Client) profiles, transaction and account activity review, external research, and behavioural analysis to provide evidence for either FINTRAC STRs or Do Not Report cases• Identify money laundering, terrorist financing, human trafficking, drug and fentanyl trafficking, or circumvention of China's State Administration of Foreign Exchange regulations and make recommendations to the appropriate Line of Business regarding customer relationships • Conduct external, open-source searches on focal customers and related parties during investigations using World-Check and search engines to identify negative, suspicious, or adverse media results including crime, corruption, fraud, drug trafficking, human trafficking, and tax evasion• Manage escalated Level 2 cases at the final stage (Level 3) by conducting quality control checks and repairing cases for final STR filing to FINTRAC

Toronto

• Facilitated an average of $850,000 in RRSP, RESP, TFSA, and non-registered GIC and mutual fund sales per year; executed over $1 million in mutual fund switches annually• Developed office's first complete life insurance compliance regime, including policies & procedures, risk assessment, risk matrix, and training manual• Consistently ensured all mutual fund trade submissions met regulatory requirements; checked that Know-Your-Client and Order Entry forms were in compliance with MFDA regulations before forwarding them to our dealer to fulfill wire orders• Efficiently supported financial advisors with paperwork regarding mutual fund trades, RRSP and RRIF transfer documents (T2033 and T2030 forms)• Maintained clients' current records and contact information through various CRM systems and in physical paper files• Assisted investment advisors by sending their clients portfolio updates, quarterly reports, yearly reports, drafting them letters of direction, and helping them complete RRSP, RRIF, RESP, and/or health insurance applications• Prepared insurance marketing materials such as quotes, experience and rates histories, contract analysis, and application forms for the financial advisors to use

Toronto, Canada Area

• Supported compliance officers with building examination documents, compiling data, setting up reporting entity accounts, and accompanying desk exams• Analyzed reporting entities’ large cash transaction records, client identification records, and compliance exam deficiencies• Provided internal support to Regional Director in management of compliance metrics, including examination results, deficiencies by sector, and compliance officer quotas• Responded to public inquiries by triaging phone calls/tasks to higher-level compliance officers• Organized information packages, including exam notification letters, to reporting entities• Developed and deepened understanding of money laundering and terrorist financing issues, including regulations, criminal activities, and developing trends• Became familiar with the Proceeds of Crime (Money-Laundering) and Terrorist Financing Act