Arham Naeem Email & Phone Number

Karachi

Karāchi, Sindh, Pakistan

- Review and analyze underwriting decisions to ensure compliance with established guidelines and policies.- Monitor underwriting metrics and trends to identify areas for improvement and implement corrective actions as needed.- Collaborate with senior management to develop and update underwriting policies and procedures.- Implement best practices to streamline underwriting processes and enhance efficiency.- Assess and manage risk exposure by evaluating the financial stability and creditworthiness of applicants.- Develop strategies to mitigate risks while optimizing profitability for the organization.- Work closely with other departments to assess and manage overall risk exposure.- Lead, mentor, and motivate a team of underwriters to achieve departmental goals and objectives.- Provide ongoing training and development to enhance underwriting skills and knowledge.- Conduct performance evaluations and provide feedback to team members to drive continuous improvement.- Assessing risk factors associated with applications and make informed decisions to approve or decline requests.

Karāchi, Sindh, Pakistan

- Lead, mentor, and motivate a team of underwriters to achieve departmental goals and objectives.- Provide ongoing training and development to enhance underwriting skills and knowledge.- Conduct performance evaluations and provide feedback to team members to drive continuous improvement.- Assessing risk factors associated with applications and make informed decisions to approve or decline requests- Promoted to lead in June 23

Karāchi, Sindh, Pakistan

- Preparing and reviewing loan closing paperwork.- Ensuring the accuracy and completeness of all required documents.- Managing and resolving any concerns, problems, and documentation issues.- Ensure all underwriting conditions are met prior to closing.- Address customer queries related to loan closing process.- Acting as an intermediary between all parties involved in mortgage loan transactions.- Ensuring closing details comply with state and federal regulations.- Coordinating mortgage closing proceedings.- Maintaining accurate closing schedules.

Karachi, Pakistan

Responsibilities:- Credit sales invoicing, recording & collection. - Maintaining/updating receivables.- Preparing daily sales report, Sales recording, daily expenses recording.- Reconciliation of advances & receivables, Reconciliation of sales, Bank reconciliation, Discount reconciliation.- Preparing overtime of staff, Preparing staff performance report.

Mba (Banking & Finance)

Bachelor’S Degree In Economics