Arielle Sutherland Email & Phone Number

Lanesborough, Ma, Us

Knoxville, Tennessee, United States

RiskExec - a leading browser-based suite of lending analytics tools for achieving excellence in HMDA, CRA, Fair Lending and Fair Servicing compliance.Responsible to help define and deliver novel software capabilities and accompanying professional services and collaborate across technical and business team members, as well as customers, to leverage products and features, support clients, and share expertise with leading financial institutions in order to move the industry forward… Show more RiskExec - a leading browser-based suite of lending analytics tools for achieving excellence in HMDA, CRA, Fair Lending and Fair Servicing compliance.Responsible to help define and deliver novel software capabilities and accompanying professional services and collaborate across technical and business team members, as well as customers, to leverage products and features, support clients, and share expertise with leading financial institutions in order to move the industry forward. Train and coach clients on how to onboard the system, facilitate data management and technical setup, field escalated customer support questions and build relationships with users.Prepare HMDA and CRA analyses and presentations and clearly communicate with, and understand client needs and points of view; listen, adapt, and change positions as conditions evolve. Facilitate critical thinking, draw out meaningful insights, and incorporate into an executive summary with drill downs for additional detail as needed. Provide input to development team about features/functionality/usability of existing tool and proposing new functions/modules – e.g., Community Development capabilities within CRA; or preparing for new CRA rules (everything from interpreting the reg to crafting how we should meet the reg)Assist in creating articles or posts about compliance topics, or RiskExec use, or things germane to ours and our customer’s business. Show less

Greater Boston Area

Responsible for completing regulation-specific audits and consulting engagements to ensure lending and operational compliance. Perform reviews of various loan products and real estate lending laws and regulations including but not limited to: TILA, RESPA, ECOA, HMDA, CRA, E-Sign Act and other various fair lending regulations. Maintains a current knowledge of state and federal laws, rules, and regulations while analyzing data, documents, and client policies and procedures for compliance… Show more Responsible for completing regulation-specific audits and consulting engagements to ensure lending and operational compliance. Perform reviews of various loan products and real estate lending laws and regulations including but not limited to: TILA, RESPA, ECOA, HMDA, CRA, E-Sign Act and other various fair lending regulations. Maintains a current knowledge of state and federal laws, rules, and regulations while analyzing data, documents, and client policies and procedures for compliance vulnerabilities. Responsible for identifying issues, assessing risk, formulating findings, preparing summary reports, and reviewing findings with audit contacts and liaisons. Serves as a subject matter expert for HMDA/CRA, fair lending and other consumer compliance lending regulations. Responsible for building and cultivating lasting relationships with bank employees including Presidents, Vice Presidents, Managers, Supervisors, and other compliance and lending department staff. Show less

East Brunswick, Nj

Responsible for supporting the EVP, Compliance and the company with compliance interpretation, implementation, and policy design and distribution across the company specifically relating to the Home Mortgage Disclosure Act (HMDA), Fair Lending activities within the company, internal compliance monitoring efforts and other areas of compliance as requested by management. Responsible for assisting in coordinating and managing operational compliance, including but not limited to HMDA and… Show more Responsible for supporting the EVP, Compliance and the company with compliance interpretation, implementation, and policy design and distribution across the company specifically relating to the Home Mortgage Disclosure Act (HMDA), Fair Lending activities within the company, internal compliance monitoring efforts and other areas of compliance as requested by management. Responsible for assisting in coordinating and managing operational compliance, including but not limited to HMDA and Fair Lending monitoring efforts. Oversees the implementation of all regulatory changes relating to HMDA and responsible for maintenance of all internal processes and procedures relating to HMDA compliance as well as ensuring all loan origination system automation is working as expected. Serves as subject matter expert for the Home Mortgage Disclosure Act (HMDA) by providing support and guidance to operational and compliance efforts. Conducts internal compliance monitoring reviews to determine whether controls are adequate and effectively maintained in accordance with bank policies and procedures. Reviewed mortgage loan files to ensure compliance with federal lending regulations including but not limited to: Truth in Lending (TIL), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity (ECOA), Home Mortgage Disclosure Act (HMDA), Flood Insurance, Fair Credit Reporting Act (FCRA), Service member Civil Relief Act (SCRA), U.S.A. Patriot Act (CIP / OFAC). Investigates root cause of irregularities and errors. Advised division management of changes necessary to assure proper compliance while recommending a solution. Prepares internal summary reports and recommended action plans for remediation; Reviews findings and recommendations with management and assisted in formulating management responses to be submitted to the Compliance Committee. Show less

Pittsfield, Massachusetts Area

Developed an internal team to assist with completing internal compliance monitoring reviews; Managed various internal compliance activities for the Retail Lending Division to ensure appropriate planning and/or control activities follow management instructions and Bank procedures. Provided oversight of compliance monitoring schedule and responsible for compiling management responses and reporting to the Internal Compliance Committee.Responsible for assisting in coordinating and managing… Show more Developed an internal team to assist with completing internal compliance monitoring reviews; Managed various internal compliance activities for the Retail Lending Division to ensure appropriate planning and/or control activities follow management instructions and Bank procedures. Provided oversight of compliance monitoring schedule and responsible for compiling management responses and reporting to the Internal Compliance Committee.Responsible for assisting in coordinating and managing operational compliance, including but not limited to HMDA monitoring, Consumer Compliance monitoring, policy and procedure changes, and all other compliance-related activities within the division. Served as subject matter expert for the Retail Lending Division providing support and guidance to operational and compliance efforts. Managed compliance process for integrating new business units, services and products through acquisition, merger, or establishing new loan outlets. Developed comprehensive process and procedures relating to the Home Mortgage Disclosure Act (HMDA). Managed an internal team of compliance specialist and assisted in completing data integrity reviews; Responsible to ensuring processes and procedures were followed across the Division and provided on-going training to promote data integrity through the loan origination process. Responsible for assisting with risk management related tasks including training record retention, internal and external audits, and system conversions. Assisted in overseeing coordination of all audits and exams for the division, including internal, state, and federal exams. Completed all tasks and projects with timeliness and accuracy. Expanded knowledge of the loan origination process, compliance procedures, and federal laws and regulations relating to residential lending. Gained valuable management skills and organizational skills as well as enhanced mortgage loan auditing and technical writing skills. Show less

Pittsfield, Massachusetts Area

Conducted internal compliance monitoring reviews to determine whether controls are adequate and effectively maintained in accordance with bank policies and procedures. Reviewed mortgage loan files to ensure compliance with federal lending regulations including but not limited to: Truth in Lending (TIL), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity (ECOA), Home Mortgage Disclosure Act (HMDA), Flood Insurance, Fair Credit Reporting Act (FCRA), Service member Civil… Show more Conducted internal compliance monitoring reviews to determine whether controls are adequate and effectively maintained in accordance with bank policies and procedures. Reviewed mortgage loan files to ensure compliance with federal lending regulations including but not limited to: Truth in Lending (TIL), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity (ECOA), Home Mortgage Disclosure Act (HMDA), Flood Insurance, Fair Credit Reporting Act (FCRA), Service member Civil Relief Act (SCRA), U.S.A. Patriot Act (CIP / OFAC). Investigated causes of irregularities and errors. Advised division management of changes necessary to assure proper compliance while recommending a solution. Prepared internal summary reports and recommended action plans for remediation; Reviewed findings and recommendations with management and assisted in formulating management responses to be submitted to the Bank’s Compliance Committee. Served as subject matter expert for HMDA/CRA, fair lending and consumer compliance within lending department. Assisted in engagements with regulatory officials and legal experts, while participating on Bank Committees and with industry associations. Assisted in the development and enhancement of internal loan origination system and loan operation processes and procedures; Assisted in identifying areas of weakness and recommended improvements to management. Developed internal process and procedure for mortgage compliance monitoring and assisted in training other departments in implementing similar processes and procedures. Completed all tasks and projects with timeliness and accuracy. Worked independently with minimal instruction. Enhanced knowledge of the loan origination process, state and federal real estate lending regulations, and compliance procedures relating to residential lending. Gained valuable communication skills and organizational skills as well as enhanced mortgage loan auditing and technical writing skills. Show less

Pittsfield, Massachusetts Area

Developed an internal team of loan setup personnel who managed the setup of mortgage loan files for Retail Lending department. Provided oversight to setup function by assisting in the preparation and review of loan documents, review of application information within loan origination system, review and approval of prepared disclosures packages, and assistance in managing the appraisal ordering process. Responsible for maintaining up-to-date processes and procedures for Retail Lending… Show more Developed an internal team of loan setup personnel who managed the setup of mortgage loan files for Retail Lending department. Provided oversight to setup function by assisting in the preparation and review of loan documents, review of application information within loan origination system, review and approval of prepared disclosures packages, and assistance in managing the appraisal ordering process. Responsible for maintaining up-to-date processes and procedures for Retail Lending Department to ensure compliance with state and federal regulations throughout the loan origination process as well as ensure loan setup personnel performed all required tasks as outlined. Provided support to all parties involved in the loan process including borrowers, loan officers, and processors to ensure a smooth setup process. Contributed to a positive work environment by promoting the compliance culture of the Bank;Completed special project including reconciliation of mortgage loan data between the loan origination software and application management software, quality control reviews, HMDA data integrity reviews and other projects or tasks requested by management. Completed all tasks and projects with timeliness and accuracy. Worked independently with minimal instruction. Expanded knowledge of the loan origination process, state and federal real estate lending regulations, and compliance procedures relating to residential lending. Gained valuable management skills and additional organizational skills as well as enhanced mortgage loan auditing skills. Show less

Pittsfield, Massachusetts

Assignment = Retail Lending Opener at Berkshire BankManaged the setup of mortgage loan files for Retail Lending department. Provided clerical support by preparing and reviewing loan documents, entering application information into loan origination system, preparing and issuing state and federal disclosures to borrower(s), and ordering appraisals through company’s software. Developed process and procedure for maintaining compliance with both state and federal regulations… Show more Assignment = Retail Lending Opener at Berkshire BankManaged the setup of mortgage loan files for Retail Lending department. Provided clerical support by preparing and reviewing loan documents, entering application information into loan origination system, preparing and issuing state and federal disclosures to borrower(s), and ordering appraisals through company’s software. Developed process and procedure for maintaining compliance with both state and federal regulations throughout the loan origination process; Implemented a second review process of all disclosure packages to ensure accuracy of the information provided to borrowers; Assisted in implementing procedure for electronic signatures on initial application disclosures. Provided support to all parties involved in the loan process including borrowers, loan officers, and processors to ensure a smooth setup process. Contributed to a positive work environment by promoting the compliance culture of the Bank;Completed special project including reconciliation of mortgage loan data between the loan origination software and application management software, quality control reviews, HMDA data integrity reviews and other projects or tasks requested by management. Completed all tasks and projects with timeliness and accuracy. Worked independently with minimal instruction. Developed knowledge of the loan origination process, state and federal real estate lending regulations, and compliance procedures relating to residential lending. Gained valuable organizational and time-management skills as well as enhanced mortgage loan auditing skills. Show less

Melbourne, Florida Area

Performed general office duties including organizing and filing important documentation, updating paperwork and other documentation, and performing other office duties and errands as required by management. Completed simple auditing tasks; Responsible for scanning important tax documentation along with supporting documents and verifying quality of scanned documentation in company’s record retention software. Completed special confidential projects as required by management… Show more Performed general office duties including organizing and filing important documentation, updating paperwork and other documentation, and performing other office duties and errands as required by management. Completed simple auditing tasks; Responsible for scanning important tax documentation along with supporting documents and verifying quality of scanned documentation in company’s record retention software. Completed special confidential projects as required by management. Worked independently with minimal instruction required. Completed all projects with timeliness and accuracy. Gained knowledge of general accounting firm procedures; Enhanced auditing skills as well as general accounting skills. Show less

Pittsfield, Massachusetts Area

Performed general front desk tasks including greeting club members, answering member questions and resolving member issues and handling monetary and credit card transactions for goods and services. Responsible for membership sales and retentions, following up with prospective club members, and selling in-store merchandise. Performed general club maintenance including upkeep of facility, safety walkthroughs, opening and closing facility functions, and ensuring all club members and staff… Show more Performed general front desk tasks including greeting club members, answering member questions and resolving member issues and handling monetary and credit card transactions for goods and services. Responsible for membership sales and retentions, following up with prospective club members, and selling in-store merchandise. Performed general club maintenance including upkeep of facility, safety walkthroughs, opening and closing facility functions, and ensuring all club members and staff were following company policies and procedures. Enhanced customer service skills as well as verbal communication skills. Gained valuable financial, interpersonal, and organizational skills. Show less

Melbourne, Florida Area

Performed a variety of clerical support tasks for the staff and professors of the Humanities and Communications Department at Florida Tech, including preparing correspondence, sorting and filing of records, documents, mail and other material.Assisted in the preparation of course materials and presentations using Microsoft Office as well as answering phone calls and other communications, greeting students, scheduling one-on-one appointments, and assisting with any additional projects… Show more Performed a variety of clerical support tasks for the staff and professors of the Humanities and Communications Department at Florida Tech, including preparing correspondence, sorting and filing of records, documents, mail and other material.Assisted in the preparation of course materials and presentations using Microsoft Office as well as answering phone calls and other communications, greeting students, scheduling one-on-one appointments, and assisting with any additional projects assigned by management. Completed projects and task with timeliness and precision. Worked independently with minimal instruction. Gained working knowledge of office procedures and equipment. Gained verbal and written communication skills as well as organizational and time-management skills. Show less

West Stockbridge, Ma

Performed general office duties including answering phone calls and other communications, greeting clients and visitors, scheduling appointments with clients, organizing and filing important documentation, updating paperwork and other documentation, and performing other office duties and errands as required by management. Performed general bookkeeping; Maintained customer records within QuickBooks software by preparing and issuing invoices, reconciling payments received, and preparing… Show more Performed general office duties including answering phone calls and other communications, greeting clients and visitors, scheduling appointments with clients, organizing and filing important documentation, updating paperwork and other documentation, and performing other office duties and errands as required by management. Performed general bookkeeping; Maintained customer records within QuickBooks software by preparing and issuing invoices, reconciling payments received, and preparing monthly weekly reports for management. Worked independently with minimal instruction. Gained organizational and time-management skills. Learned how to effective multi-task and gained valuable customer service skills. Show less