Ariel Kang Email & Phone Number

Burbank, California, United States

Burbank, California, United States

• Analyzed the creditworthiness of current and potential customers for credit approval and risk mitigation purposes via financial statement analysis and presented findings to leaders and stakeholders.
• Monitored risky customers on a regular cadence and updated recommendations as appropriate.
• Met and discussed with customers and business leaders, as well as recommended risk mitigation, including Letters of Credit, guarantees, securitization, and/or deal and payment structure.
• Contributed to the completion of monthly and quarterly reports, reserve recommendations, Global Exposure reports, and credit portfolio reports.
• Updated status reports of credit activities to measure performance and prepared ad-hoc reports to support business intelligence activities.

Buena Park, California, United States

• Underwrote Commercial Credit Reports (CCR) and Commercial Credit Memorandums (CCM) for Commercial Real Estate (CRE) and Commercial & Industrial (C&I) loans, both new and existing opportunities, and presented to lending.
• Spread business and personal financial statements and tax returns to generate relevant for purpose of loan underwriting and loan covenant monitoring to determine financial risk.
• Calculated various simulations for pricing for prospective loan terms based on financial strength of clients and proposed the results to relationship managers.
• Forecasted potential outcomes for cash flow of overall customer loan relationship through an array of sensitivity analyses, including heightened interest rates and tax impacts.

Carson, California, United States

• Worked full-time alongside managers and employees of Claims Department in a logistics and warehousing company that partners in the manufacture and distribution of products for Samsung, LG, Bodyfriend, etc.
• Filed invoices, receipts, and Bills of Lading (BOL) for the LTL division.
• Accessed inventory data via SAP ERP and reconciled statements via Excel spreadsheets.
• Addressed loss or damage claims made by customers and verified those statements with reports and photos from the internal warehouses or third-party vendors.

Juris Doctorate - Jd

Bachelor'S Degree, Double Major: Applied Mathematics (Actuarial Science Concentration) & Legal Studies

Applied Mathematics • Calculus • Multivariable Calculus • Linear Algebra & Differential Equations • Discrete Mathematics; Linear Algebra •.

Master Of Business Administration - Mba

• Advanced Financial Management & Control • Organizational Financial Policy • Accounting & Finance for Decision Makers • Fundamentals of.

Education record

Salutatorian