Muhammad Arif Email and Phone Number
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A confident, self-motivated, proactive and versatile professional having 19+ years banking experience with strong leadership qualities. Specialties: Corporate Banking, SME/Commercial Banking, Credit Analysis & Marketing, Credit Management, Corporate Affairs, Branch Banking, Compliance & Monitoring
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Team Leader Emerging Corporate (Commercial Banking) And Vice PresidentJs BankLahore, Pk -
Team Leader Emerging Corporate (Commercial Banking)/Vice PresidentJs Bank Aug 2020 - PresentPakistanTeam Leader Emerging Corporate -
Branch Manager / Vice PresidentJs Bank Sep 2019 - Jul 2020Lahore -
Branch Manager / Unit Manager / Vice President IMcb Bank Limited Dec 2016 - Sep 2019Lahore, PakistanBranch Manager/Vice President-I- Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline… Show more Branch Manager/Vice President-I- Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue and Volume Targets.- Manage smooth workflow and resolve, problems with other departments, monitoring of mark-up recovery and submission of credit application to risk office one month before the renewal/expiry of credit approval date- Ensure profitability of business by maintaining premium pricing, right product and customer composition.- Coaching and mentoring team.- To manage sales activities of RM. - Joint calls with Relationship Manager.- Review and evaluation of the team.- Manage relationships directly with important customers.- Ensure quality of portfolio in terms of risk and pricing.- Account for integrity of customer information and history of customer interaction.- Ensure customer fulfillment and satisfaction.- Obtain local market intelligence.- Devise sale strategy keeping in view market dynamics.- Regular customer visits to deepen existing relationship, hence strengthen the KYC.- Report progress to Regional Head. Show less -
Branch Manager/ Branch Credit Manager (Assistant Vice President-Avp)Js Bank Nov 2013 - Dec 2016Lahore, Pakistan- Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue… Show more - Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue and Volume Targets.- Manage smooth workflow and resolve, problems with other departments, monitoring of mark-up recovery and submission of credit application to risk office one month before the renewal/expiry of credit approval date- Ensure profitability of business by maintaining premium pricing, right product and customer composition.- Coaching and mentoring team.- To manage sales activities of RM. - Joint calls with Relationship Manager.- Review and evaluation of the team.- Manage relationships directly with important customers.- Ensure quality of portfolio in terms of risk and pricing.- Account for integrity of customer information and history of customer interaction.- Ensure customer fulfillment and satisfaction.- Obtain local market intelligence.- Devise sale strategy keeping in view market dynamics.- Regular customer visits to deepen existing relationship, hence strengthen the KYC.- Report progress to Area Manager / Regional Head. Show less -
Relationship Manager-Asset (Corporate/Commercial Banking Group)Habib Metropolitan Bank (Subsidiary Of Ag Zurich) Feb 2011 - Nov 2013Lahore- To generate new leads.- To obtain market intelligence & establish networks.- To meet new customers to introduce HMB’s value proposition, products & services.- To diagnose customer’s financial needs through structured interviews.- To convince customers to try HMB’s products / relationship.- To maximize number of products / customers by approaching relationship consultative selling.- To close the deal and acquire new customers.- To collect core documents /… Show more - To generate new leads.- To obtain market intelligence & establish networks.- To meet new customers to introduce HMB’s value proposition, products & services.- To diagnose customer’s financial needs through structured interviews.- To convince customers to try HMB’s products / relationship.- To maximize number of products / customers by approaching relationship consultative selling.- To close the deal and acquire new customers.- To collect core documents / information from customer.- To write credit application and ensure quality of data and write-ups.- To coordinate credit process by working closely with Risk office and CAD.- To ensure customer fulfillment and satisfaction of all banking requirements.- To monitor portfolio performance on continuous basis to avoid defaults and delayed recoveries.- To follow-up for recoveries of outstanding mark ups and overdue etc.- To make periodic visits to the customer’s premises / factory for liaison & promotion of Bank’s business prospects.- To entertain customers on any type of enquiry or complaint in a courteous manner and work with other departments where necessary to solve any problem.- To ensure “HMB value proposition”- understand customers’ banking needs and serving them with “One-stop financial solution”. Show less -
Relationship Manager-Asset (Commercial Banking Group)Nib Bank Limited Oct 2008 - Jan 2011LahoreSame as mentioned above in Habib Metropolitan Bank Limited -
Assistant ManagerRoyal Bank Of Scotland (Rbs) (Formerly Abn Amro Bank N.V. Formerly Prime Commercial Bank Ltd) Jul 2005 - Oct 2008Lahore, Pakistan- Worked in Credit Administration Department (CAD) since May 2006 till October 17,2008.- Management Trainee Officer-MTO (July 2005 to April 2006).
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Mto Batch IiiPrime Commercial Bank Limited Jul 2005 - Apr 2006LahoreComprehensive training in general banking (operations), trade, credit marketing, risk management, consumer financing and islamic banking. -
Assistant Export OfficerRaaziq International Pvt Ltd Apr 2004 - Jun 2005Lahore, Pakistan
Muhammad Arif Skills
Muhammad Arif Education Details
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Ib&M, Uet, LahoreBusiness Administration And Management, General -
Finance, General
Frequently Asked Questions about Muhammad Arif
What company does Muhammad Arif work for?
Muhammad Arif works for Js Bank
What is Muhammad Arif's role at the current company?
Muhammad Arif's current role is Team Leader Emerging Corporate (Commercial Banking) and Vice President.
What is Muhammad Arif's email address?
Muhammad Arif's email address is ar****@****ail.com
What is Muhammad Arif's direct phone number?
Muhammad Arif's direct phone number is (845) 365*****
What schools did Muhammad Arif attend?
Muhammad Arif attended Ib&m, Uet, Lahore, Institute Of Business Administration.
What are some of Muhammad Arif's interests?
Muhammad Arif has interest in Animal Welfare, Environment, Science And Technology.
What skills is Muhammad Arif known for?
Muhammad Arif has skills like Erp, Data Warehousing, Microsoft Sql Server, Integration, Project Management, Software Documentation, Ibm Iseries, Bpcs, 21 Cfr Part 11, Fda, Systems Analysis, Quality Assurance.
Who are Muhammad Arif's colleagues?
Muhammad Arif's colleagues are Lexi Del, Jsbl Amir Taskin Taskin, Muqadas Kamran, Muhammad Jawed, Hasan Mir, Shahzada Noman, Huma Malik.
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Muhammad Arif
Chief Executive Officer At Machine Tek Engineering || A 2Nd Generation Family-Owned Business || Equipped With A Wide Array Of Machine Tools || We Handle All Kind Of Machining Tasks || Expert In Gear Cutting ||Lahore District -
Muhammad Arif
Project Management Specialist; Iosh Certification "Managing Safely"; Certified Project Manager By General Electric; Master'S In Project Management (Gold Medalist)Lahore District1live.com -
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Muhammad Arif
Pakistan -
Muhammad Arif
Product Designer (Ui Ux) - Storyteller | Fintech | Cx | Mvola | Tigo Pesa | T-Money | Free Money | Delivering High-Performance Designs That Drive User Satisfaction And Business SuccessIslamabad
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