Muhammad Arif

Muhammad Arif Email and Phone Number

Team Leader Emerging Corporate (Commercial Banking) and Vice President @ JS Bank
Lahore, PK
Muhammad Arif's Location
Lahore District, Punjab, Pakistan, Pakistan
Muhammad Arif's Contact Details

Muhammad Arif personal email

Muhammad Arif phone numbers

About Muhammad Arif

A confident, self-motivated, proactive and versatile professional having 19+ years banking experience with strong leadership qualities. Specialties: Corporate Banking, SME/Commercial Banking, Credit Analysis & Marketing, Credit Management, Corporate Affairs, Branch Banking, Compliance & Monitoring

Muhammad Arif's Current Company Details
JS Bank

Js Bank

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Team Leader Emerging Corporate (Commercial Banking) and Vice President
Lahore, PK
Website:
jsbl.com
Employees:
4916
Muhammad Arif Work Experience Details
  • Js Bank
    Team Leader Emerging Corporate (Commercial Banking) And Vice President
    Js Bank
    Lahore, Pk
  • Js Bank
    Team Leader Emerging Corporate (Commercial Banking)/Vice President
    Js Bank Aug 2020 - Present
    Pakistan
    Team Leader Emerging Corporate
  • Js Bank
    Branch Manager / Vice President
    Js Bank Sep 2019 - Jul 2020
    Lahore
  • Mcb Bank Limited
    Branch Manager / Unit Manager / Vice President I
    Mcb Bank Limited Dec 2016 - Sep 2019
    Lahore, Pakistan
    Branch Manager/Vice President-I- Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline… Show more Branch Manager/Vice President-I- Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue and Volume Targets.- Manage smooth workflow and resolve, problems with other departments, monitoring of mark-up recovery and submission of credit application to risk office one month before the renewal/expiry of credit approval date- Ensure profitability of business by maintaining premium pricing, right product and customer composition.- Coaching and mentoring team.- To manage sales activities of RM. - Joint calls with Relationship Manager.- Review and evaluation of the team.- Manage relationships directly with important customers.- Ensure quality of portfolio in terms of risk and pricing.- Account for integrity of customer information and history of customer interaction.- Ensure customer fulfillment and satisfaction.- Obtain local market intelligence.- Devise sale strategy keeping in view market dynamics.- Regular customer visits to deepen existing relationship, hence strengthen the KYC.- Report progress to Regional Head. Show less
  • Js Bank
    Branch Manager/ Branch Credit Manager (Assistant Vice President-Avp)
    Js Bank Nov 2013 - Dec 2016
    Lahore, Pakistan
    - Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue… Show more - Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue and Volume Targets.- Manage smooth workflow and resolve, problems with other departments, monitoring of mark-up recovery and submission of credit application to risk office one month before the renewal/expiry of credit approval date- Ensure profitability of business by maintaining premium pricing, right product and customer composition.- Coaching and mentoring team.- To manage sales activities of RM. - Joint calls with Relationship Manager.- Review and evaluation of the team.- Manage relationships directly with important customers.- Ensure quality of portfolio in terms of risk and pricing.- Account for integrity of customer information and history of customer interaction.- Ensure customer fulfillment and satisfaction.- Obtain local market intelligence.- Devise sale strategy keeping in view market dynamics.- Regular customer visits to deepen existing relationship, hence strengthen the KYC.- Report progress to Area Manager / Regional Head. Show less
  • Habib Metropolitan Bank (Subsidiary Of Ag Zurich)
    Relationship Manager-Asset (Corporate/Commercial Banking Group)
    Habib Metropolitan Bank (Subsidiary Of Ag Zurich) Feb 2011 - Nov 2013
    Lahore
    - To generate new leads.- To obtain market intelligence & establish networks.- To meet new customers to introduce HMB’s value proposition, products & services.- To diagnose customer’s financial needs through structured interviews.- To convince customers to try HMB’s products / relationship.- To maximize number of products / customers by approaching relationship consultative selling.- To close the deal and acquire new customers.- To collect core documents /… Show more - To generate new leads.- To obtain market intelligence & establish networks.- To meet new customers to introduce HMB’s value proposition, products & services.- To diagnose customer’s financial needs through structured interviews.- To convince customers to try HMB’s products / relationship.- To maximize number of products / customers by approaching relationship consultative selling.- To close the deal and acquire new customers.- To collect core documents / information from customer.- To write credit application and ensure quality of data and write-ups.- To coordinate credit process by working closely with Risk office and CAD.- To ensure customer fulfillment and satisfaction of all banking requirements.- To monitor portfolio performance on continuous basis to avoid defaults and delayed recoveries.- To follow-up for recoveries of outstanding mark ups and overdue etc.- To make periodic visits to the customer’s premises / factory for liaison & promotion of Bank’s business prospects.- To entertain customers on any type of enquiry or complaint in a courteous manner and work with other departments where necessary to solve any problem.- To ensure “HMB value proposition”- understand customers’ banking needs and serving them with “One-stop financial solution”. Show less
  • Nib Bank Limited
    Relationship Manager-Asset (Commercial Banking Group)
    Nib Bank Limited Oct 2008 - Jan 2011
    Lahore
    Same as mentioned above in Habib Metropolitan Bank Limited
  • Royal Bank Of Scotland (Rbs) (Formerly Abn Amro Bank N.V. Formerly Prime Commercial Bank Ltd)
    Assistant Manager
    Royal Bank Of Scotland (Rbs) (Formerly Abn Amro Bank N.V. Formerly Prime Commercial Bank Ltd) Jul 2005 - Oct 2008
    Lahore, Pakistan
    - Worked in Credit Administration Department (CAD) since May 2006 till October 17,2008.- Management Trainee Officer-MTO (July 2005 to April 2006).
  • Prime Commercial Bank Limited
    Mto Batch Iii
    Prime Commercial Bank Limited Jul 2005 - Apr 2006
    Lahore
    Comprehensive training in general banking (operations), trade, credit marketing, risk management, consumer financing and islamic banking.
  • Raaziq International Pvt Ltd
    Assistant Export Officer
    Raaziq International Pvt Ltd Apr 2004 - Jun 2005
    Lahore, Pakistan

Muhammad Arif Skills

Erp Data Warehousing Microsoft Sql Server Integration Project Management Software Documentation Ibm Iseries Bpcs 21 Cfr Part 11 Fda Systems Analysis Quality Assurance Databases Troubleshooting Business Process Rpg Sap Training Software Development Data Analysis Program Management Visio Change Control Capa Db2 Crystal Reports Enterprise Resource Planning Cognos U.s. Food And Drug Administration Oee

Muhammad Arif Education Details

Frequently Asked Questions about Muhammad Arif

What company does Muhammad Arif work for?

Muhammad Arif works for Js Bank

What is Muhammad Arif's role at the current company?

Muhammad Arif's current role is Team Leader Emerging Corporate (Commercial Banking) and Vice President.

What is Muhammad Arif's email address?

Muhammad Arif's email address is ar****@****ail.com

What is Muhammad Arif's direct phone number?

Muhammad Arif's direct phone number is (845) 365*****

What schools did Muhammad Arif attend?

Muhammad Arif attended Ib&m, Uet, Lahore, Institute Of Business Administration.

What are some of Muhammad Arif's interests?

Muhammad Arif has interest in Animal Welfare, Environment, Science And Technology.

What skills is Muhammad Arif known for?

Muhammad Arif has skills like Erp, Data Warehousing, Microsoft Sql Server, Integration, Project Management, Software Documentation, Ibm Iseries, Bpcs, 21 Cfr Part 11, Fda, Systems Analysis, Quality Assurance.

Who are Muhammad Arif's colleagues?

Muhammad Arif's colleagues are Lexi Del, Jsbl Amir Taskin Taskin, Muqadas Kamran, Muhammad Jawed, Hasan Mir, Shahzada Noman, Huma Malik.

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