Muhammad Arif Email & Phone Number

Lahore, Pk

Pakistan

Team Leader Emerging Corporate

Lahore

Lahore, Pakistan

Branch Manager/Vice President-I- Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline… Show more Branch Manager/Vice President-I- Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue and Volume Targets.- Manage smooth workflow and resolve, problems with other departments, monitoring of mark-up recovery and submission of credit application to risk office one month before the renewal/expiry of credit approval date- Ensure profitability of business by maintaining premium pricing, right product and customer composition.- Coaching and mentoring team.- To manage sales activities of RM. - Joint calls with Relationship Manager.- Review and evaluation of the team.- Manage relationships directly with important customers.- Ensure quality of portfolio in terms of risk and pricing.- Account for integrity of customer information and history of customer interaction.- Ensure customer fulfillment and satisfaction.- Obtain local market intelligence.- Devise sale strategy keeping in view market dynamics.- Regular customer visits to deepen existing relationship, hence strengthen the KYC.- Report progress to Regional Head. Show less

Lahore, Pakistan

- Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue… Show more - Responsible for overall business and deposit growth of the Branch, Internal control of Branch working, create cordial and customer friendly atmosphere in the branch, develop skills on customer relationship, maintain financial and administrative discipline, recommendation / preparation of credit proposals.- Responsible for overall business and deposit growth of branch, internal control of Branch working, maintain financial and administrative discipline. - Manage achievement of Revenue and Volume Targets.- Manage smooth workflow and resolve, problems with other departments, monitoring of mark-up recovery and submission of credit application to risk office one month before the renewal/expiry of credit approval date- Ensure profitability of business by maintaining premium pricing, right product and customer composition.- Coaching and mentoring team.- To manage sales activities of RM. - Joint calls with Relationship Manager.- Review and evaluation of the team.- Manage relationships directly with important customers.- Ensure quality of portfolio in terms of risk and pricing.- Account for integrity of customer information and history of customer interaction.- Ensure customer fulfillment and satisfaction.- Obtain local market intelligence.- Devise sale strategy keeping in view market dynamics.- Regular customer visits to deepen existing relationship, hence strengthen the KYC.- Report progress to Area Manager / Regional Head. Show less

Lahore

- To generate new leads.- To obtain market intelligence & establish networks.- To meet new customers to introduce HMB’s value proposition, products & services.- To diagnose customer’s financial needs through structured interviews.- To convince customers to try HMB’s products / relationship.- To maximize number of products / customers by approaching relationship consultative selling.- To close the deal and acquire new customers.- To collect core documents /… Show more - To generate new leads.- To obtain market intelligence & establish networks.- To meet new customers to introduce HMB’s value proposition, products & services.- To diagnose customer’s financial needs through structured interviews.- To convince customers to try HMB’s products / relationship.- To maximize number of products / customers by approaching relationship consultative selling.- To close the deal and acquire new customers.- To collect core documents / information from customer.- To write credit application and ensure quality of data and write-ups.- To coordinate credit process by working closely with Risk office and CAD.- To ensure customer fulfillment and satisfaction of all banking requirements.- To monitor portfolio performance on continuous basis to avoid defaults and delayed recoveries.- To follow-up for recoveries of outstanding mark ups and overdue etc.- To make periodic visits to the customer’s premises / factory for liaison & promotion of Bank’s business prospects.- To entertain customers on any type of enquiry or complaint in a courteous manner and work with other departments where necessary to solve any problem.- To ensure “HMB value proposition”- understand customers’ banking needs and serving them with “One-stop financial solution”. Show less

Lahore

Same as mentioned above in Habib Metropolitan Bank Limited

Lahore, Pakistan

- Worked in Credit Administration Department (CAD) since May 2006 till October 17,2008.- Management Trainee Officer-MTO (July 2005 to April 2006).

Lahore

Comprehensive training in general banking (operations), trade, credit marketing, risk management, consumer financing and islamic banking.

Lahore, Pakistan

Ms Management / Mphil, Business Administration And Management, General

MS Management / MPhil

Master Of Business Administration (Mba), Finance, General