PROFILE SUMMARYA Data and Risk professional with 15+ years experience having exposure in both Commercial and Risk Management areas across various industries (Telecom, Banking, Financial tech, Travel tech, FMCG), both in Indonesia and Myanmar, both established Enterprises and emerging Startups, both as Individual contributor and Manager/Team leader.Most of my career journeys covered DREAM domains: [D]ata management (e.g. DWH, data pipeline), [R]eporting (e.g. dashboard), [E]xperimenting (e.g. A/B testing), [A]nalyzing (e.g. EDA, pre-post), and [M]odeling (e.g. ML dev’t), to build, maintain, deliver, and continuously improve the best-in-class end-to-end data products and services. In Risk Management, the DREAM domains are more toward [D]etecting (e.g. risk rules), [R]eacting (e.g. login block), [E]valuating (e.g. A/B testing), [A]nalyzing (e.g. fraud investigation), and [M]onitoring (e.g. dashboard, alert).EXPERIENCE SUMMARYI started my career as a Credit Scoring Analyst for Bank Mandiri (Indonesia’s 2nd biggest bank) in 2007, after graduated from Universitas Gadjah Mada (ranked #239 globally and #2 in Indonesia, according to QS WUR 2025), majoring Statistics.I had the privilege to work as an Expat almost 2 years for Ooredoo Myanmar (the country's 1st non state-owned telecom), helping the preparation of its commercial launch in 2014 within the domains of Pricing, Market Research, BI/DWH, CVM/Loyalty, and (proto) Analytics.Returning to Indonesia in 2015, I was trusted to lead Indosat Ooredoo's (Indonesia’s 2nd biggest telecom) Head of CVM Analytics & Insights. Afterwards, I managed high performing team at Traveloka (SE Asia’s leading travel tech) as Data Analytics Lead for Transportation business unit, and lastly at GoTo Financial (part of SE Asia’s tech giant “GoTo Group”) as Risk Lead for ATO & KYC for Gopay.SPECIALTIES & TECH STACKS - [Business skills] Risk & Fraud (Credit, Account, Identity); CVM/CLM; Marketing; Sales; Market/Consumer: Research & Intelligence; Islamic Economics & Finance.- [Analytics skills] Statistical analysis; ML modeling; A/B testing; Forecasting; Econometrics; Biz modeling.- [Supporting skills] Data storytelling; Data viz; BI/MIS; Biz presentation; Effective comms; SOP drafting; Team leadership; Talent development; Project & Product management; Stakeholder & Vendor mgmt; Performance mgmt (KPI, OKR).- [BI] Tableau; Power BI; Looker Studio; Domo; Metabase; Amplitude.- [Databases] Cloud (GCP, AWS); On Premise (Oracle, Greenplum).- [Statistics] SPSS; SAS; Minitab; EViews.- [Scripting] SQL; Python; R.