Arijit Ghosh
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Arijit Ghosh Email & Phone Number

Zonal Collection Manager at PhonePe
Location: Bengaluru, Karnataka, India 8 work roles 2 schools
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✓ Verified Jul 2026 3 data sources Profile completeness 86%

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Current company
Role
Zonal Collection Manager
Location
Bengaluru, Karnataka, India
Company size

Who is Arijit Ghosh? Overview

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Quick answer

Arijit Ghosh is listed as Zonal Collection Manager at PhonePe, a with 16855 employees, based in Bengaluru, Karnataka, India. AeroLeads shows a matched LinkedIn profile for Arijit Ghosh.

Arijit Ghosh previously worked as National Collections Manager at Findoc and India Collections Lead at Tala. Arijit Ghosh holds Mba (Pgpem), Business Administration And Management, General from Indian Institute Of Management, Bangalore.

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Profile bio

About Arijit Ghosh

I am a performance-driven professional with over 18 years of experience in Banking and Fintech, adept at leading Field and Digital Collections, and Customer Service teams, ensuring operational excellence and customer satisfaction.Currently spearheading comprehensive collection and customer service operations for TALA, overseeing a team of 8 in-house and 20 outsourced workforce members.Excellence in managing collection operations and prioritizing various tasks and deliverables as required by customers and management by driving cross-functional teams using interactive & motivational leadership.Developed multiple dashboards utilizing BI/Analytics tools to evaluate process and team performance effectively and established diverse KPIs through dashboard design, facilitating strategic decision-making.Delivered Business Transformation and Re-Engineering Programs in cross-cultural environmental settings of front, middle and back offices from diverse domains, aligned with emerging technology trends and future business growth.Technical SpecialtiesHands on knowledge of R , SQL ,SPSS, ExcelPredictive ModellingLinear Regression, Logistic RegressionAcademics : MBA, IIM Bangalore, 2019BE, IIEST Shibpore , 2005Completed "Data Scientist with R" track, a 76 hours (19 Courses) training program on #DatacampPublicationBIOCON RESEARCH-Preparing for the Bio-Pharmaceutical TransitionCo authors- Prof Anshuman Tripathy & Sabyasachi MondalDetails-https://store.hbr.org/product/biocon-research-preparing-for-the-bio-pharmaceutical-transition/IMB807

Current workplace

Arijit Ghosh's current company

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PhonePe
Phonepe
Zonal Collection Manager
Bengaluru, KA, IN
Website
Employees
16855
AeroLeads page
8 roles

Arijit Ghosh work experience

A career timeline built from the work history available for this profile.

Zonal Collection Manager

Bengaluru, Ka, In

National Collections Manager

Gurugram, Haryana, India

India Collections Lead

Bangalore Urban, Karnataka, India

Managing a team of 8 in-house and 20 outsourced workforce members for comprehensive collection & customer service operations.Designing and executing cost-effective automated collection strategies utilizing digital channels.Managing the transition to Freshdesk for customer service compliance with regulatory standards.Collaborating with Product & Analytics teams to integrate Dialer data with Snowflake for enhanced underwriting models.Establishing and managing in-house callers and outsourced vendors to ensure efficient operations.

Jan 2022 - Jul 2024

Regional Collections Manager

Bengaluru, Karnataka, India

Orchestrated a team comprising 5 direct reports and over 100 outsourced employees, overseeing the collection of credit card, personal loan, and Home Loan portfolios for Karnataka & Kerala, representing 20% of the India retail loan portfolio.Successfully managed internal process & IT audit, legal collections, and delinquent customer escalations to RBI as the regional manager.Conducted quarterly portfolio analyses of delinquent customers, identifying gaps and proposing risk mitigation plans to the risk team. Provided insightful analysis of customer data, highlighting high and low-risk areas to the retail sourcing team for devising effective sourcing strategies.

Mar 2017 - Dec 2021

Assistant Manager

Bengaluru Area, India

Jan 2014 - Feb 2017

Assistant Manager

Bengaluru Area, India

Sep 2011 - Dec 2013

Assistant Manager

Kolkata Area, India

Successfully reduced Gross Credit Loss flow rate from 120% to 95%.Improved money recovery from 3% to 4.5%.Lowered late bucket flow rate to under 50%.Conducted process variability analysis for Vendor Invoicing utilizing 6-sigma methodologies.Identified and recommended a process improvement parameter, resulting in a reduction of the Vendor Invoice cycle from 60 to 15 days

May 2007 - Sep 2011

Senior Officer

West Bengal, India

Efficiently supervised collections, customer service, field investigations, and fraud checks for secured and unsecured consumer loans spanning two districts in West Bengal. Managed a portfolio worth $8 million, catering to over 3,000 customers.Spearheaded process re-engineering initiatives, introducing tele-collection and customer service in the Berhampur region. This endeavor significantly boosted customer satisfaction and led to a remarkable threefold increase in the bank's retail loan portfolio within the subsequent year.

Aug 2005 - May 2007
Team & coworkers

Colleagues at PhonePe

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2 education records

Arijit Ghosh education

Mba (Pgpem), Business Administration And Management, General

The Post Graduate Programme in Enterprise Management (PGPEM) is a 22-month weekend residential management programme. It is a masters level.

FAQ

Frequently asked questions about Arijit Ghosh

Quick answers generated from the profile data available on this page.

What company does Arijit Ghosh work for?

Arijit Ghosh works for PhonePe.

What is Arijit Ghosh's role at PhonePe?

Arijit Ghosh is listed as Zonal Collection Manager at PhonePe.

Where is Arijit Ghosh based?

Arijit Ghosh is based in Bengaluru, Karnataka, India while working with PhonePe.

What companies has Arijit Ghosh worked for?

Arijit Ghosh has worked for Phonepe, Findoc, Tala, Citibank India, and Ge Capital (India).

Who are Arijit Ghosh's colleagues at PhonePe?

Arijit Ghosh's colleagues at PhonePe include Bharath B S, Jayanth Pulluri, Radha Pachange, Alam Khan, and Vikas Tiwari.

How can I contact Arijit Ghosh?

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What schools did Arijit Ghosh attend?

Arijit Ghosh holds Mba (Pgpem), Business Administration And Management, General from Indian Institute Of Management, Bangalore.

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