Arindam Chatterjee Email & Phone Number

Kolkata, West Bengal, India

United Arab Emirates

SIRIUS Capital is a Restructuring Advisory & a Special Situations Fund regulated by DFSA/DIFC. Ithas been set up with a unique business model wherein the restructuring advisory is backed by aSpecial Situations Fund that can deploy flexible capital to achieve faster turnaround of NPAs.SIRIUS Capital is composed of recognized names in the distressed asset management space in theUAE. It has a strong team of experienced professionals with expertise in the field of restructuringadvisory, turnaround management, corporate & investment banking and operational experience.SIRIUS Capital restructuring looks to proactively work and engage with Banks, FinancialInstitutions and it’s Clients in achieving their respective NPA resolution objectives. SIRIUS team’s core strengths are:✓ Specialization in handling distressed situations. Wealth of experience in management ofNon-performing Assets (NPAs) for banks and Institutions.✓ Ability to turnaround businesses through innovative solutions and through successfulimplementation of remediation strategies.✓ Risk Management initiatives spanning different aspects of corporate restructuring. History ofbuilding risk management teams which contributed substantially to the bottom line oforganizations on a consistent basis.✓ Dealing in debt in secondary markets and liaising with investors for participation inequity/debt structures.✓ Asset tracing, monitoring, management and provision of sustainable solutions for valueretention.✓ Litigation management including provision of litigation funding options.✓ Recovery/Collection of receivables in multiple jurisdictions through creative, regulatorycompliant and legal processes.

Sharjah, United Arab Emirates

. Entrusted with building a team of Relationship Managers within the department for Recovery and NPL account management. ∙ Responsible for delivering the entrusted targets for the entire team which have been rolled out by the management. ∙ Ensuring accuracy of proposals being submitted to credit for restructuring, rescheduling and settlement plans. ∙ To manage and ensure recovery of regular/overdue amounts from the assigned portfolios of accounts with the objective of preventing / minimizing bank losses. ∙ Following up with customers on all post disbursement documents and issue, outstanding exceptions and regularizing past dues / overdue. ∙ Recommend downgrade / upgrade of accounts and ensure provision adequacy in line with Central Bank regulations. ∙ Review financials, cash-flow projection and other sources of income, perform appropriate analysis and negotiate any proposed changes for overdue accounts and recommend solutions to ensure maximum recovery from those accounts. ∙ Obtain updated valuation / Insurances / for any collateral held in support of the facilities granted to customers. ∙ Initiating legal action against defaulters who is not following settlement plan or reschedule payment through filing police cases and/or opening civil suit through preparing and submitting all documents to external lawyer to register the case at courts and follow development of the case until judgement and execution procedures started to save banks rights. ∙ Conduct site visit on customer's premises and prepare call/visit report. ∙ Maintain and improve quality of portfolio and ensure positive ratings from external auditors.

Job Responsibilities:•Entrusted with building a team of Relationship Managers within the department for sourcing New To Bank clients for Trade and Working Capital•Currently leading a team of 5 Relationship Managers who have been hired over the last two years with varied banking experience.•Responsible for delivering the entrusted targets for the entire team which have been rolled out by the senior management.•Ensuring accuracy of proposals being submitted to credit for underwriting fresh limits as well as renewals.•Minimizing credit risk for the bank by structuring limits in terms of Security, Covenants and Conditions.•Following up with credit for the proposals submitted till the approval stage and then ensuring limits are adequately utilized by the client in order to achieve asset targets. •Cross Selling Forex based products to clients within the portfolio based on their requirements.•Responsible for supervising meetings with all product partners, internal stakeholders and support departments in order to ensure smooth functioning of business.•Advising the department on new Policy Parameters, Product Launch, Customer Initiatives, Employee Initiatives as well as Best Practices.•Currently having a total portfolio size of around 100 clients with disbursed funded lines of AED 375M within the unit.

Job Designation- Senior Relationship Manager, Small Business, Small and Medium Enterprises Department Job Responsibilities:• Entrusted with building a portfolio comprising of New to Bank (Borrowing) customers.• Pitching for all trade lending products to prospective clients as well as cross selling Forex Lines, Forex Investment Products, Life and General Insurance, etc.• Building an asset base in order to maximize revenue out of customers and constantly working towards increasing the base.• Evaluating and analyzing financial performance of prospective as well as existing clients.• Preparing Business Credit Applications and other related documents for submission of the file to credit.• Following up with credit for obtaining approval for the application. • Following up with the customers for completing the documentation requirements and establishing the trade lines.• Managing the portfolio and ensuring all periodic reviews and reports are done on time.• Monitoring transactions of the customers in order to ensure their compliance with the bank’s standards as well as coordinating with customers in case of any documentation requirements for executing the transactions.• Ensuring maximization of revenues from the portfolio of accounts being managed.

Job Designation: Personal Banker, Retail Branch Banking,KolkataJob Responsibilities: Handling operational responsibilities on a day-to-day basis at the branch. Solving customer queries and ensuring speedy solutions to all their problems. Ensuring fresh acquisition through the opening of new Savings/Current Accounts and Term Deposits of both Resident and Non-Resident Individuals. Cross Selling Third Party Products such as Mutual Funds, Insurance (both Life as well as Non-Life). Pitching for Retail Asset products to the customers such as Credit Cards, Auto Loans, Personal Loans, Home Loans, and Loan against Securities etc. Initially was handling the Welcome Desk which is the first point of interaction with the customers focused on customer query solving, cross selling as well as looking into fresh acquisitions. Was handling the Classic Portfolio of Customers at the branch, looking into their investments, solving their problems and ensuring good book size through them.

Mba, Marketing And Finance

Bachelor Of Commerce (B.Com.), Accounting And Business/Management

Higher Secondary, Indian School Certificate