Strategic & financial planningDesigning product finance flows in line with local compliances for payments and remittance products Submission of license applications for product roadmap for the next 2 yearsNegotiation, commercials & contract finalization with banks for new product launches (payments, remittances)

- Identifying growth & revenue enhancement initiatives: Program managing projects in build-operate-transfer mode to drive category creation, digital agenda and new capability development - Evaluate inorganic growth opportunities & support business development team for acquisition of new partnerships - Enable market intelligence for the organization by tracking key industry trends. Participate in key industry events to garner insights- Maintaining and updating the governance framework across the organization to drive strategic priorities and CEO mandates

Partnering with the Country Manager and leadership team on all financial aspects of India businessKey skills and responsibilities: - Deal structuring for B2B and B2C deals in Enterprise, Online and consumer segment - Review and approval of business cases to drive Apple monoband store expansion: +400 stores - E2E responsibility for business planning, demand generation proposals & margin improvement across channels - Business transformation, controls & compliance

Partner with the CEO to improve profitability and drive growth in the business. Experience spans Business Planning, Investment Optimization, Deal negotioations, P&L Management and over-seeing treasury activities including ALCO, Capital Adequacy, liquidity and cash-flow requirementsSupports the CEO and the Country Executive Council (CEC), by providing - Deal support for partnerships - Operating expense management - Strategic Consulting, including business plan & sales strategy development - Responsible for long range planning, investment optimization, Planning and Forecasting - Business case preparation for identifying new sources of revenue to build the business - Assessing the macro-economy, industry, and competitive activities relating to India Responsible for over-seeing the treasury activities including ALCO, Capital Adequacy and liquidity and cashflow requirementsResponsible for preparing and leading market reviews with Amercian Express Senior Leadership

Managed a team of 10 people responsible for Planning, Transaction support, reporting and service fee charge-outs for the JAPA region Transaction Support – Drives business analysis to support decisions related to expansion, contraction, renewal and relocation of the existing Real Estate portfolio in the JAPA region Capital Spend and Depreciation - Designed and implemented a capital spend evaluation and approval criteria to accelerate decisioning, maintain rigor and discipline in the Global capital spending ($175MM) Field Sites Integration - Completed the financial integration of 14 Field (Non Managed) sites into the Managed Real Estate portfolio. Required adherence to Global Health and Safety standards and technology integration within portfoliosControl and Compliance – Responsible for partnership with Controllership to ensure compliance with financial rules and regulations. Coordinated with local market & HQ Controllership for completion the audit

Planning, Forecasting and Reporting – Responsible for providing comprehensive finance decision support on all aspects of the India business including - Forecasting key business drivers- Long range planning- Contribution margins, results analysis and management & external reportingInvestment Optimization – Responsible for financial modeling and assessment of investment initiatives: Includes validation of financial/ business assumptions and assessment of returns using NPV & ROI analysisLegal Entity Reporting – Responsible for preparation and consolidation of Legal Entity (AEBC) forecasts and results analysis vs. forecast. Involves interface with auditors and statutory authorities (NYSBD, RBI) and understanding of business drivers across 4 Lines of Businesses (LoBs) Project Evaluation: Provide analytical and financial support for business decisions relating to spend stimulation campaigns, Pricing and partnership decisions