Worked for US bank, enhancing their credit risk managementEnhanced credit risk strategies through analytical initiatives as part of the horizontal analytics team. Led FICO migration and delinquency analysis projects, resulting in improved risk assessment and decision-making processes•Developed recession monitoring reports utilizing macro and microeconomic indicators to assess potential impacts on portfolios•Conducted customer experience analytics to identify pain points and streamline customer journeys, leading to enhanced satisfaction and retention rates•Monitored and validated various financial models across portfolios to ensure accuracy and compliance with regulatory standards•Documented financial risk models and prepared detailed reports encompassing 85 financial reports for 25 models, facilitating transparency and accountability•Implemented automation solutions that significantly reduced time and resources required for calibration processes while improving accuracy and consistency

Monitored performances and provided directions to 25 state companies for promoter sale•Changed the incentive structure of 7 states impacting 10000 promoters by preparing an incentive calculator using advanced excel after careful analysis of stock and costing to standardize the incentive structures and eliminate potential mistakes, resulting in informed decision making, happier promoters and ideal output•Increased satisfaction of 7000 promoters by changes to targeted categories uncovered by in-depth analysis of satisfaction survey with 35000 respondents pan India, used Power Bi and Excel. Impacted in saving brand image by correcting potential issues before occurrences

Department rotations - Worked across various departments, contributed through diverse projects.•Improved buying action by 3% on digital posts by adding contents and hyperlinks devised after extensive analysis, competition study and comparisons with strong attention to detail•Reduced TAT from 29 to 20 days by facilitating decision making after phases analyzed to find the root cause impacting more cash flow to the LMD partners and higher satisfaction to customers

1 among the 630 candidates selected from across 40 countries

Credit life Project with SBI Bank & SBI life.Research work on topic: "Customer perception on home loan Insurance".

The product ranges across Artificial Intelligence, Robotics and 3D printing.

State secretary of student organization, to promote inter college and national activities for the academic prosperity of the students. Coordinated with colleges in state and conducted career development events.