Arlette Smith Email & Phone Number

London, United Kingdom

Dealing with all aspect of Commercial Lending, from, trading business, buy to let, healthcare, property development and investments, from point of sanction to drawdown, taking responsibility of pipeline cases. Liaising with solicitors, valuers and external stakeholderDealing with all post completion enquiry relating to customer rate change, customer annual reviews, loan extension, business credit cards and lease extension.providing in-house legal documents, personal guarantee and debenture for registration with companies house

Holborn

Managing all aspects of documentation of residential mortgage from offer to drawdown.Liaising with solicitors, underwriters, sales team and customers to ensure a smooth processing and release of funds.Managing the customers experience and pro-actively working a busy pipeline of casesDealing with legal complexity of each case to ensure swift and accurate pay out of the mortgage funds.Helping to build and implement processes for the swiftly growing team, thus assisting the team with a rapidly increasing work volume.

Proactively manage and generate new business introduction from existing and new brokersBeing the main point of contact for brokers and discussing each individual case in detailsCredit searching and internal fraud checks on all parties involved in each case.Constructing accurate mortgage offer letters tailored to the type of mortgage being offeredCreating records of new business applications and broker consumer credit licences

Sole support of local business managers, covering nine regions, providing guidance and expert advice on commercial lending.Managing pipeline business and all referrals, responding to all enquiries within strict deadlinesUnderwriting all commercial finance within credit policy and structuring proposals for sanction by credit riskTaking ownership of each case, communicating with customers, colleagues in other channels and business areas to provide a seamless experience.

Specialised in helping independent businesses raise finance for existing and new business venture, which include commercial, development, asset, invoice and bridging financemanaging and tracking pipeline from offer to completion and liaising with solicitors, surveyors and banks to ensure completion occurs within requested time frame.set up new commercial finance department with major retail bank. generating further business for the company.

Set up new Spanish Mortgage department , applying existing mortgage knowledge and expertise to critically review new procedures.Dealing with complex matters, involving large volumes of information and paperworkOrganising translation of legal documents into Englishinterviewing customers, assessing their needs and affordability, built solid partnerships with Spanish banks and insurance companies.