• Mortgage / SME and Retail Asset Lending Specialist : Over 23 years of experience in Sales and Marketing operations, Channel (Direct and Indirect) Development , Distribution Network , New Product development , Process Improvements , Digitisation,Revenue generation through Cross Sell and Strategic Tie – Ups .• Six Sigma Green Belt Certified Professional. Visionary with verifiable year after year success at achieving revenue, profit and business growth objectives within start-up, turnaround and rapid-change environments across diverse industry verticals.• Expertise in Start Up & Product Marketing- setting up and managing business operations which require deep understanding of critical business drivers in multiple markets and industries; highly successful in building relationships with upper-level decision makers, technology partners and external agencies. • Cross functional Expertise and a proactive leader in planning, market penetration, product launch and management, key account management with skills in Profit and Loss ( PnL ) management and competitor/ market analysis.• Adept at Market Risk Assessment , highly networked and sharp acumen in understanding market nuances and evolving risks .• Product and Channel Development and Management – have spearheaded numerous product launch programs with proven ability in developing and expanding market share and increasing business volumes through effective channel engagement .• Dynamic Planner with proficiency in spearheading business process reengineering, defining continuous improvement processes, recognizing and accelerating powerful teams that can conquer any obstacles • Technical Expertise - possess keen understanding of leading edge technologies to create new business opportunities and ability to sustain a positive work environment for accomplishment of organizational goal