• Demonstrated exceptional financial acumen and strategic decision-making skills by achieving a remarkable year-over-year net profit growth of 25.5%, escalating from INR 94 Lakh in Mar'22 to INR 1.18 Cr. in Mar'23. • Exhibited outstanding skills in credit management and goal attainment by surpassing the FY 2022-23 Annual Budgeted credit growth target of INR 1.93 Cr, achieving a remarkable growth rate of 189% over the budget.• Took the initiative of Iimplementing the CTS cheque clearing process, resulting in a notable 60% improvement in operational efficiency by reducing Turnaround Time (TAT) from 5 days to 2 days. • Demonstrated exceptional skills in credit risk management and asset quality enhancement by successfully reducing the Non-Performing Assets (NPA) ratio from 13.52% to 5.82% through the strategic implementation of soft and hard recovery measures.• Demonstrated strong leadership skills by effectively managing a team of 28 employees and took proactive measures to support at-risk staff during the challenging COVID period, ensuring smooth branch operations.• Trained five newly recruited employees and created an ecosystem of proactive and efficient customer service.• Effectively overseeing all aspects of a branch office's operations, catering to a clientele exceeding 20,000, and ensuring excellent customer relationship management.• Managed credit portfolio of INR 20.27 Cr. and deposit portfolio of INR 61.20 Cr while ensuring regulatory compliance and credit risk assessment.• Skillfully executed customer outreach campaigns and financial literacy initiatives, resulting in the successful enrollment of 2000+ clients onto the Indian Government's social security schemes.

• Exhibited exceptional leadership skills by successfully rehabilitating 44 COVID-19-impacted MSME businesses through the sanctioning of credit facilities. Led a small team of 2 members to efficiently source and underwrite these facilities, ensuring a remarkable Turnaround Time (TAT) of 1 day.• Demonstrated acumen in process optimization and operational efficiency by implementing bulk posting of salaries in the SBI Mcleodganj branch. Significantly reduced time consumption by 83%, from 2 hours to just 20 minutes, saving eight manhours per week. • Outshined a competitive pool of over one million candidates, securing a coveted position as a Probationary Officer at SBI.

• Showcased strong analytical abilities by guiding a team of three in accurately calculating and asserting costs for works beyond the contract scope through variation claims. • Monitored project costing and control for Western Dedicated Freight Corridor Project worth INR 6700 Cr with a team of three.• Demonstrated effective planning and implementation skills by optimizing material delivery strategies at the site, aligning delivery schedules with site requirements and ensured seamless coordination between suppliers and on-site material handlers, emphasizing skills in logistics management.• Implemented a cutting-edge solution by incorporating Geogrid in the blanketing layer, resulting in cost and time savings.• Demonstrated meticulousness in estimating the Bill of Quantities for 797 Minor Bridges through thorough drawings analysis.

Summer Intern at a multi-million dollar project. The key tasks completed: 1. Studied and analysed material quotations and prepared comparison statements for the various fabrication works to expedite the process of contractor finalization.2. Prepared the Daily Progress Report (DPR) and reported them to the client.3. Updated the construction schedules to be in line with the overall project timeline.