Arrika Mitchell Email & Phone Number

Interviews potential applicants and requests specific information required for small business loan applications and technical assistance needs. Gains an understanding of the nature of their business, their goals, use of funds, financial trends and stability, repayment ability, management ability, and problem areas, etc.Analyzes applicant financial status.

Assess credit worthiness of existing and potential CRE and other commercial loans by evaluating property level cash flow, global cash flow and completing extensive due diligence of collateral. Evaluate the borrower’s ability to generate income sufficient to repay existing and proposed debt through current and forecasted data scenarios.Identify.

Review, analyze and process loan transactions; title/credit reports, income/asset documentation and collateralCredit and financial risk analysisLoan application review for accuracy and completenessCommunicate effectively with customers processors, closers, underwriters, etc.Knowledge of Fannie Mae/ Freddie Mac Underwriting guidelines.Familiar with AUS.

Utilized LoanIQ and ACBSSpecializing in commercial and syndicated loansSenior credit officer for the Mid-Atlantic region consisting of Maryland, Virginia, and Washington D.C.Maintaining a middle market portfolio within wholesale credit consisting of 7 client managers and 500 plus commercial clients with an average of $50 million in revenueReviewing.

Underwriting Conventional/Retail loans with working knowledge of income and asset calculationsReviewing and analyzing appraisal products within company and industry guidelines using DU/LPKeeping the lines of communication open between processor, loan officers, and management.Work provided within large pipeline; Met and exceeded monthly production and.

Reviewed information pertaining to all areas of small business loan servicing, including but not limited to, business document review, analyzing credit report data, internal system research, analyzing complex problems and recommending solutions.Performed a variety of loan documentation duties on complex loan packages to ensure compliance with company.