Arshad Ansari Email & Phone Number

Dubai, United Arab Emirates

Dubai Healthcare City, Dubai, United Arab Emirates

Managing a portfolio of over 40 clients with an asset portfolio of over AED 300Mn.Making credit proposals and submitting to the credit dept. for new sanction/approval/renewals/exits.Handling day to day transactions of the clients, coordinating with all departments to get the process accomplished smoothly.Act as a point of contact for the clients.Developed strong relationship with the clients. Ensure adherence to KYC policy and AML as set out by the bank.

Dubai, United Arab Emirates

Portfolio includes Corporates from Manufacturing, Trading, Distributors, Advertising & Marketing and Service providers from Dubai and Sharjah markets. Soliciting new corporate relationships, managing existing portfolio, focusing on asset book growth, deposit mobilization, treasury services, and cross-sell opportunities, whilst taking into consideration relevant credit / market risk parameters Analyzing financials and other business, ownership, management, industry information to prepare credit proposals for new relationships, annual renewals, and midterm proposals for restructuring limits or enhancement as per customer requirement. Identifying early warning signals, highlighting potential credit concerns, and formulating / implementing effective strategies keeping in view the bank's best interests Approve routine transactions of issuing LGs (all types, amendments, cancellations), LCs (all types, amendments, cancellations), Ijara & special Ijarah (Loans), Murabaha & Vakala (LTR /Mobilization loan release) Monitor portfolio on basis of routine transactions, out standings, company books and based on recorded changes and restructure relationships with increase / decrease in pricing, limits, conditions, covenants and finalizing GROW / MAINTAIN / EXIT strategy on each account in liaison with Head of Corporate Banking.Collect all security documents as approved by credit department and lodge with credit admin for loading limits to initiate utilization and open customers and companies accounts in liaison with customer service as per central bank rules and regulations. Generating weekly and monthly management reports regarding business pipeline, pending with Credit, Pending with CAD and Decline report.

Dubai, United Arab Emirates

Deliver assigned financial objectives (Revenue, [Asset - funded and non funded] and deposits targets)Develop sustainable and economically feasible relationships with customersEnhance share of wallet for the existing relationshipTo solicit& develop Corporate banking relationship customer baseDeepening customer relationship by providing financial solutions & banking services required to meet individual customer’s business modelEnsuring prudent & profitable customer portfolio for the bankUnderstanding of customer’s business & industry trendsUphold credit policy and lending guidelines, maintaining a balance approach to risk managementEarn the customer’s full banking relationship both business and personal needs by cross-selling and referring customers to the appropriately to specialists (GTS, Noor Trade, Noor Takaful Insurance, FX products)

Dubai, United Arab Emirates

To build a book of new portfolio of business banking clients of borrowing accounts for trade and working capital facilities and non borrowing accounts of deposits and FDs.To prepare credit proposals, getting approved by Risk and get the limits utilizedkeeping a track of payments and accountsTo make regular visit to the clients and regularly strategising the accounts accordinglyLiaising with internal department to ensure smooth transactions to the clients

Dubai, United Arab Emirates

Support the RMs and SRMs in preparation of credit proposals and submissions to the Head Office for new sanction/approval/renewals/exits.Handling day to day transactions of the clients, coordinating with all departments to get the process accomplished smoothly.Acted as a point of contact for the clients in the absence of the relationship managersDeveloped strong relationship with the clients. Ensure adherence to KYC policy and AML as set out by the bank.

Al Khan, Sharjah, United Arab Emirates

Acquiring new to bank SME relationships of Business loans and cross sell other retail banking products

Al Khan, Sharjah, United Arab Emirates

Acquiring new to bank SME relationships of Business loans and cross sell other retail banking products

Education record

CFA level 1 candidate

Master Of Business Administration - Mba, Finance

B.Com, Accounts And Economics