To ensure enterprise wide risks are identified, assessed, mitigated, monitored and reported.

Provide an effective overview all of the Bank's credit risk operations and portfolios to identify and report material shortcomings or deterioration in credit risk to the Business, Group Chief Risk Officer and the Board Risk Committee.Develop, implement and coordinate a flexible annual credit inspection plan using an appropriate methodology. Staff training.

Establish a dedicated and specialized high risk account management function to manage various portfolios of problem credits in country. Reporting directly to the Chief Risk Officer.Documented procedures, processes and hand offs. Oversight of individual file strategies and agreed milestones to rehabilitate credits. Training and development of staff a focus.

Head of Research & Analysis for Emerging Corporate portfolios. Oversight of all new lending across seven Relationship portfolios in Port Moresby and Lae. A heavy coaching and mentoring role to develop national staff.

Provide Research & Analysis support to the Relationship Manager on the Multi-National portfolio. Role was temporary only.

Manage a large portfolio of multi-national clients operating in PNG during a period of expansion in the PNG economy with the PNG LNG project in the development phase. Maintained credit quality, customer satisfaction and growth in line with expectations.

Planning and executing Credit Inspections and Operational Risk Audits of ANZ Business Units across Australia, New Zealand and the the wider Asia Pacific Region.

Various Relationship Management roles in portfolios across a number of Regions.