Arthur Mccray Email & Phone Number

New York, New York, United States

Enhanced shareholder value by underwriting and closing $220 million in commitments.Worked collaboratively with the business development team to establish solutions / recommendations to gain credit approval.Provided in-depth narrative and analysis related to the borrower and guarantors, repayment ability, sources of repayment, financial statements, and collateral.Prepared risk assessments and presented senior management with a clear approach to mitigate risks.Ordered appraisals,… Show more Enhanced shareholder value by underwriting and closing $220 million in commitments.Worked collaboratively with the business development team to establish solutions / recommendations to gain credit approval.Provided in-depth narrative and analysis related to the borrower and guarantors, repayment ability, sources of repayment, financial statements, and collateral.Prepared risk assessments and presented senior management with a clear approach to mitigate risks.Ordered appraisals, environmental reports, field examinations and credit reports in compliance with bank policies and procedures.Oversaw the preparation and negotiation of legal documents.Assigned various projects in support of the portfolio management team. Show less

Iselin, Nj

Established policies and procedures for the newly established Asset Based Lending department.Supported the ABL team in the underwriting, as well as portfolio management of ABL facilities.Underwrote and closed $125 million in commitments.Provided narrative and analysis related to the borrower and guarantors, repayment ability, sources of repayment, financial statements, and collateral.Maintained an active role in the preparation, submission, and presentation of credit write-ups… Show more Established policies and procedures for the newly established Asset Based Lending department.Supported the ABL team in the underwriting, as well as portfolio management of ABL facilities.Underwrote and closed $125 million in commitments.Provided narrative and analysis related to the borrower and guarantors, repayment ability, sources of repayment, financial statements, and collateral.Maintained an active role in the preparation, submission, and presentation of credit write-ups to the Credit Committee.Executed and closed all ABL facilities. Show less

Edison, New Jersey, United States

Instrumental in building an Asset Based Lending department.Developed credit policy and procedures to minimize risk of loss to the Bank.Enhanced shareholder value by underwriting and closing $86 million in commitments.Collaborated with the deal team to market and cross sell the Bank's products and services.

Norwalk, Connecticut, United States

Managed a diverse portfolio (aerospace, technology, retail, agriculture, and chemicals) of Middle Market and Investment Grade loans with a $6.1 billion commitment.Identified and negotiated major terms and loan structure, including loan amount, covenants, repayment methods and collateral requirements.Analyzed borrower's financial position and credit worthiness to ensure loans were appropriately supported and met credit requirements for lending quality and compliance as determined by… Show more Managed a diverse portfolio (aerospace, technology, retail, agriculture, and chemicals) of Middle Market and Investment Grade loans with a $6.1 billion commitment.Identified and negotiated major terms and loan structure, including loan amount, covenants, repayment methods and collateral requirements.Analyzed borrower's financial position and credit worthiness to ensure loans were appropriately supported and met credit requirements for lending quality and compliance as determined by credit policy.Underwrote $425 million in new asset based and cash flow structures.Maintained quality client relationships. Show less

Norwalk, Connecticut, United States

Conducted credit review analysis of the C&I loan portfolio to ensure compliance with credit policy regarding loan underwriting, approval, and risk management.Reviewed the financial position of the Borrowers and their ability to repay the debt.Ensured that loans were properly monitored and accurately risk rated by account management. Ensured that account management could substantiate all risk rating overrides.Reviewed collateral/credit risk issues identified in external examinations… Show more Conducted credit review analysis of the C&I loan portfolio to ensure compliance with credit policy regarding loan underwriting, approval, and risk management.Reviewed the financial position of the Borrowers and their ability to repay the debt.Ensured that loans were properly monitored and accurately risk rated by account management. Ensured that account management could substantiate all risk rating overrides.Reviewed collateral/credit risk issues identified in external examinations to ensure follow-up by account management.Communicated results of credit review to senior management team and suggested recommendations / action plan to support their continued improvement goals. Show less

Norwalk, Connecticut, United States

Supervised field examinations of non-investment grade companies seeking ABL financing.Supervised and directed associates in the planning, execution and reporting of field examinations.Reviewed examination reports and advised appropriate credit personnel on the implications of risk issues identified during the field examination.

New York, New York, United States

Managed a $150 million Middle Market portfolio.Structured new business development opportunities.Negotiated legal documents and closed transactions.Maintained appropriate client collateral reporting including monitoring the receipt of borrowing base data and compliance.Facilitated the collection of financial information from borrowers and prospects. Assured that facilities were accurately risk rated and in compliance with covenants.Ensured compliance with all regulations… Show more Managed a $150 million Middle Market portfolio.Structured new business development opportunities.Negotiated legal documents and closed transactions.Maintained appropriate client collateral reporting including monitoring the receipt of borrowing base data and compliance.Facilitated the collection of financial information from borrowers and prospects. Assured that facilities were accurately risk rated and in compliance with covenants.Ensured compliance with all regulations, policies, and procedures. Show less

New York, New York, United States

Oversaw a $300 million portfolio.Supervised a staff of three associates.Ensured appropriate handling of daily workload.Kept abreast of all changes in policies and procedures to ensure compliance with current guidelines.Structured new and existing financings.Member of the Regional Credit Committee.

New York, New York, United States

New York, New York, United States

Conducted on-site examinations of the books and records of prospective customers to determine feasibility of a financing relationship.Performed various analyses on accounts receivable, inventory and fixed assets to assess compliance with the required reporting.Advised management on the operations of prospects and the adequacy of their pledged collateral.Supervised and trained seven junior associates.