Strategy/Consulting focused in the domain of FinTech, Banking, Startup Development, Project Delivery and overall Transformation.

B2B/SMB Strategy for the GoTackle platform.

Head of the Embedded Financing Solutions at NAV, managing P&L and all aspects of the embedded enterprise line of business. Operational and strategic leader focused on strengthening NAV’s enterprise platform value proposition and strategy.

Vyze, acquired from Mastercard

Vyze, sold to Ally Financial

BNLP (Buy Now Pay Later) Integration

Producer of integrated sustainable infrastructure products, greentech technology integration, and knowledge transfer of basic production techniques . Focused torwards rapid architecture and off-grid infrastructure platforms to promote and create sustainable communities.

Banking/FinTech Software DevelopmentAdvisory/functional requirement build for Product Management Group focused around Remote Deposit Capture (Mobile and Web-client). Currently focus is business analysis on global market deployment RDC solution based on XML ISO 20022 direct debit framework for ICL bank-to-bank clearing.

Focus area is Financial Technology/SDLC, Project Management and Enterprise Transformation.Current engagements involve major scope of Order-To-Cash. Effort also includes: *Supporting the client PMO for a Treasury Management System RFP/Integration Project. The enterprise is a large global HiTech corporate of hardware components and cloud applications based in Silicon Valley with regional impacts in South America, Asia and Europe. This also involves rationalization and alignment into the larger ERP Roadmap of integration into Legacy ERPs into Oracle and SAP with final migration to Oracle Fusion (Cloud) within a 3 year timeline.*Solution analysis for a Global Tax Engine Upgrade across a Global HiTech Corporate Enterprise. System will integrate with multiple ERPs including cloud ERP integration with global impacts in North America, Asia, Europe and South America.

Data governnance around Y9-C (Call Report) & DFAST for subsidiaries and holding companies; advisory to ensure adequate risk mitigation and controls are in place for regulatory reporting. Invloves auditing of existing procedures, prior filings, review/implementation of new FFIEC standards, and mapping of critical data elements/data lineage.

Functional business & transformation advisory for Zions Bancorporation & subsidiaries.Interfacing with Tata Consultancy & Zion's Affiliates TCSBancs, a Real-Time Core Solution & the second for a Super Regional in the US. Current focus is Enterprise-level Financial and Non-Monetary Transactions across Consumer and Commercial Lines of Business.

-Tranformation lead for TM LOB in migration to BBVA operations and processes with integration into the Alnova Real-time Core and other global applications for the US Domestic footprint. -Comprehensively managing/coordinating domestic and global projects/processes for Client Technology Deployment Group within Treasury Management-Business Relationship Services, which include products & services involving: Liquidity, Forecasting, Payables, Receivables, Data-Exchange, Information Reporting, Reconciliation, EBPP/EIPP, Trade Finance, Investment/Funding, Risk, Security, and Integration.-Working within development of end-to-end solutions for an enhanced client experience from: Case>Design>Build>Test>Pilot>Production>Support-Tracking and monitoring metric progress for entire TM Product Suite for enhancements & downstream impact to provide an added-value analysis of KPIs.-Utilizing DMAIC/DMAS & LEAN methodologies within predominantly AGILE/Iterative & occasionally Waterfall projects.-Extensive business process modeling and illustrative diagram generation in identifying and docuementing current processes/procedures for analysis and reengineering focused towards continuous improvement.-Developing ad-hoc & improvised process and procedural changes (potentially out-of-scope) within pre/post-production environments, while balancing and meeting alignment of strategic initiatives.

-Managing and building requirements along Accenture's Alnova Core Processing integration within Treasury Management for BBVA's aquisition of Compass Bank.-Intensive business analysis, UAT, reporting metrics, building business cases, AGILE/SCRUM methods, file mapping, defect tracking/resolution, interface build, technology-to-LOB alignment, end-to-end production of product iterations.

Management of holding company cash management assets and improvement in aligning interests of cash management & supply chain controls for subordinate companies. Intensive analysis on streamlining of invocing between vendors/procurement, trading partners, and customers. Selection of subordinate talent to manage processes once implemented. Develop and track targeted sales collateral. Manage banking relationships and TM platforms. Align EDI data-sets & criteria a for trading partners. Conversion of client files into digital format integrated into sales and invoicing functions. Day-to-day cash management banking tasks. Validation and authentication of new business as AR, forecasting sales-to-cash.

-Short-term project managing the planning and execution of critical projects and initiatives in Treasury & Payment Solutions that pertain to multiple products, processes, and divisions simultaneously and work effectively with a variety of departments including but not limited to Product Management, Sales, Client Services, Implementations, Risk Management, Legal, Training, and Operations. -Coordinated and facilitated meetings, leading discussions, documenting meeting minutes and managing action items. -Developed project documentation, including, but not limited to project plans and stakeholders matrices for multiple projects and be responsible for the management and progress of the project tasks. Served as the focal point of information for all assigned projects. Responsible for keeping management abreast of project progress and any issues that may arise. -Developed project status reports and presentations for updates to Senior Management. Contributed to the development of client and internal communications, marketing collateral, and training materials.Treasury Management Project Management:Enterprise Fraud Prevention, Online Platform Upgrades, Data Platform Migration, Market/Competitor Awareness, Best Practices, Market/Revenue Oppourtunities, Leveraging Technology to meet Business Requirements

- Short-term project advising on the migration/assimilation of 70,000 Corporate Clients under Wachovia Bank’s Treasury Management footprint to Wells Fargo.-Enhanced security portal migration from Wachovia Global Connection to Wells Fargo’s Commercial Electronic Office platform of Treasury Management.-Responsible for business banking product conversion of e-payment systems reconcilement platforms, and fraud control services, consulting corporate customer’s on transfer of product suite to Wells Fargo Line of Business.-Provided ad-hoc analysis to add-value in migration process, enhancing market share stability and retention through bank integration for commercial customers.

-Advised commercial customers on Colonial Treasury Management products; enhancing capital management for our customers with multiple applications and processes, enabling the customer’s workflow.-Responsible for overseeing the development and maintenance of selected Treasury Management products. -Consistently aware of subject matter for products supporting sales initiatives, client support, sales RFP, and a main driver to chart the future direction of these products. Provided project management support by developing business requirements, conducting product testing and guiding the implementation enhancements. Developer of strategic goals, with a primary focus for on-going support of current product line.-Provided IT support on multiple platforms with system engineers to address from daily routine issues, to complex IT issues and network installation for any array of treasury services: Full Spectrum ACH Services, Bill-Pay, BAI, SWIFT, Controlled Disbursement, (Repo, Government, Credit-Line, Offshore) Sweep Accounts, Multifactor Security, EDI, Remote Deposit, Positive Pay/RECON, ACH Block, and Treasury Dashboards, Transmission Services, Trust Services, Lockbox, Cash-Vault, ARP, NACHA, Multifactor Security, Trade Platforms.-Diligently empowered the sales force to deliver a solid quality product, based on customer expectations with a deep understanding of financial payment methods, strategies, and cost-effective standpoints.-Initialized frequent system testing of product quality, product updates and implementation, and analyzing the magnitude of product profitability and customer value with vendor‘s via RFP process. -Facilitated Treasury Management urgent functions for clients; identified department wide as a primary contact for extreme customer requests and immediate mission critical situations.

Non-profit Consumer Advocacy/Housing Company Focused on Resposible Homeownership-Consultant for the Alabama Region, generating an average 80+ potential new clients at workshops with an average of 4 loans closed per consultant monthly. -Enhanced the key components of the core business model while keeping prudenct underwriting policy on character based lending. Promoted the program to ensure the success of the continuous commitment of the funding sources, entailing P.R. Outreach/Media, typically on a bi-monthly basis.

Outside Contractor; generated average loan volume on personal book of business $500k per month. Developed solid lender based knowledge of mortgage programs, and extensive knowledge of primary and secondary mortgage markets. Experience in Commerical, FHA, VA, New Construction, and investment/development finance.

EDI Intern/Co-op for Business Development-Focused deployment of supplier/buyer integration, enhancing seamless B2B marketplace adoption for complete business partner automated trade protocol. This enables low risk solutions to back-end integration, a full-service back-end integration offering flexibility for internal technology infrastructure. -Consulted and implemented integrated solutions into back-end accounting & logistic systems.-Mapped custom solutions for EDI transactions, implementing connections with major trading partners, towards company growth of productivity through length of the program.

Worked as advertising rep in training program/co-op to win business for clients. I must say this was the best sales training to win business w/ cold calling techniques, thanks to an excellent sales manager Mike Smith. This experience has certainly aided me today in being aggressive, yet consultative to identify client objections and properly outline the features and benefits that will solidify a long term, profitable relationship.

-Evaluated firms based upon critical criteria: life of business, balance sheets, profits, and credit.-Developed national client base of companies for financial management and corporate needs for enhancement of balance sheets, profitability, and project execution. -Analyzed strategies for prospective firms in terms of real estate acquisition, inventory financing, cash management, mortgage lending, mezzanine financing and 401k management.-Filtered database of 98,000 companies nationally with revenues of $5,000,000-25,000,000 with average daily prospective count of 2 companies per day to pitch on services.