I am a creative and results-oriented leader in risk analytics, predictive analytics, credit policy, risk strategy and portfolio management with 15+ years proven record in financial services. I have experience working in analytic centers of excellence groups as well as in-business risk groups that are involved in decisioning applicants on a daily basis. My expertise is in leading analytic teams to solve tough business problems and provide strategic value for the organization. I have developed, deployed and utilized risk scoring models for credit decisioning and existing customer management across cards, consumer, small business and commercial portfolios. I have developed and managed credit risk strategy, credit policy and progressively automated and streamlined the credit decisioning process while meeting profitability hurdles and keeping within risk appetite. I have developed comprehensive reporting packages to monitor the health of a portfolio. I am an expert in leading projects with complex, big data and have delivered strategic value in various areas including marketing, account acquisitions, underwriting, existing customer management, line management, pricing, cross-sell, retention, credit systems, portfolio management, loss forecasting, collections, recovery. I am very adept at communicating technical findings in simple language to non-technical audiences. I have superior people skills and have managed and mentored high performing modelers, analysts, programmers since 2000, both on-shore and off-shore. I have led cross-functional teams and influenced people I had no direct authority over to achieve goals with tight timelines. I have a proven track record of building strong relationships with employees, peers, partners, and senior management to accomplish business goals.Feel free to reach out to me here on LinkedIn. I would love to discuss your organization’s goals and the strategic analytic insights that will help you get there.Artiartinotani7@gmail.com