I am an economics expert in the interplay of regulation, policy, and markets and tend to apply this to the tech and finance sectors. I craft compelling, evidence-based narratives that dissect the economic, regulatory, and technological processes that drive value creation for finance and media companies in local and global markets.As a recognized subject matter expert, I focus on three broad topical areas: technology (e.g., digital payments, AI, data, the metaverse, e-commerce, and Future of Work), markets (e.g., competition, valuation, and regulation of multi-sided markets), and financial services (e.g., fintech, fair lending, anti-money laundering, labor-market discrimination, and model-risk management).Previously, I held senior leadership positions at Meta, Visa, and the US Federal Reserve Board of Governors, among other organizations. Along with a strong scholarly publication record, my numerous academic achievements include receiving tenure at the University of Arizona and affiliations with IZA (Bonn, Germany) and Carlos III University (Madrid, Spain).

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Global lead for economic impact of Product Policy for Meta, including Ads, News Feed, data, and metaverse. Leverage economic analysis to uncover insights relevant for internal Policy and cross-functional teams (Legal, Public Affairs, Communications, Reality Labs, payments, Commerce,…) concerning the digital economy (innovation, competition, e-commerce, advertising). Enhanced Meta’s policy position through (1) expert application and communication of research and thought leadership, (2) effective leadership of global team of researchers, (3) development of strategic priorities for global and market-level execution, and (4) development of external partnerships across policy, academia and other influential stakeholders.· Develop and drive strategic roadmap of Policy Product economics research to influence policymaking globally, with a particular focus on European and U.S. authorities and regulators. · Manage team of internal and external economists and researchers to deliver timely rigorous and credible Policy Product research reports, surveys, and talking points on the Value Creation in the digital economy, including for small businesses and consumers. · Engage with C-suite and senior leadership to advice and consult on emerging priorities to ensure economic analysis can be quickly developed and leveraged in critical high-level engagements with governments, regulators, organizations, the media and external stakeholders.· Establish and nurture relationships with economists and academics (TSE, IE University, Cambridge,…), think tanks (OMFIF), international organizations (WEF, World Bank, OECD,…) to jointly produce research on the digital economy (digital tools, sustainability, advertising, and innovation, metaverse, digital assets,…)· Manage very large budget to effectively execute priority research objectives on Policy Product and demonstrated high return on investment.

As head of Thought Leadership and Economics, I provided expert analysis of regulatory inquiries from governments and produce reports for external audiences to influence policymaking. Highly effective team leader.• Created and implemented business-focused financial economics models to grow revenue. • Employed expertise of economics to engage with governments to reduce adverse policy proposals including from the European Commission, OECD/G20, and central banks and other regulatory institutions.• Commissioned compelling, evidence-based and accessible studies to influence policymaking.• Advocated the company’s mission to global policymakers, central bankers and the media through presentations at industry conferences and 1-on-1 engagements.

Developed and managed rigorous studies that raised awareness of the financial issues affecting consumers and communities to inform the Board of Governors, policy makers, and the public. Analyzed and consulted on financial policies related to CRA, home and business loans, FinTech, etc. • Influenced federal policies related to the Gig economy and the Future of Work, mobile banking, and the financial well-being of families. • Applied advanced survey methods, econometrics and innovative visual tools to amplify the reach of the research reports—resulting in extensive press coverage and greater value to the Board.• Developed strategic agenda for the unit, leading to increased presentations to Board leadership.

Delivered essential economic analysts and advice regarding banks’ compliance with fair lending (HMDA), model risk management, Bank Secrecy Act/Anti-Money Laundry (AML/BSA), Community Reinvestment Act (CRA), and credit card models to determine underwriting and credit limits.• Improved the identification of fair-lending risk due to disparate treatment of protected classes by implementing statistical decomposition algorithms into the standard OCC regression methodology.• Gained insight of policy- and rule-making process by federal regulators as a member of the team that developed economic and statistical models of bank regulation

Member of REDF's "Outcomes Measurement Advisory Panel"

• Drafted IRS and OECD documentation reports, FIN48, planning reports, and provisions memos of domestic and international inter-company transactions for multinational companies• Benchmarked and adjusted prices involving tangible and intangible products, services, cost-sharing agreements, licenses, acquisitions, etc.• Provided economic analysis, functional analysis, industry analysis, revenue analysis, risk analysis and adjustment, supply chain/procurement analysis, cost-benefit analysis, financial analysis and modeling, including NPV, return on assets/invested capital, etc.

• Conducted public-policy & economics research pertinent for California on the informal labor market, English-language acquisition, and evaluation of the Job Corps program• Made presentations to policy makers, the media, and the public• Undertook outreach to legislators, non-profits, stake-holders, etc.

Published innovative research resulting in tenure. Developed curriculum, department- wide strategy and new Master’s program. Advised doctoral, master’s and undergraduate students.• Taught economics, statistics and ethnic studies undergraduate and graduate courses• Published economic articles and book• Supervised graduate students’ dissertations• Served on departmental and university committees