Arvind Kumar Maurya Email & Phone Number

India

Internal Audit Zonal Head - North Zone • Directing Microfinance product Risk Based Audit planning and execution in the Zone of five hundred Branches. • Providing consultancy and support to other functions of the zone to improve process and policy.• Inspecting completed work to drive quality and timelines and company standards. • Controlling Uttar Pradesh, Madhya Pradesh, Rajasthan, Haryana, Punjab and Gujarat states of the zone. • Monthly Review meetings on audit observation with CBO and State Heads• Policy and framework development of process changes and up-gradation • Developed and led process improvements to optimize operations and reduce costs.• Reviewed employee performance and provided ongoing feedback and coaching to drive performance improvement.• Reviewed and analysed reports, records, and directives to obtain data required for planning department activities.• Launched quality assurance practices for each phase of development.• Balanced competing priorities efficiently while maintaining focus on critical tasks requiring immediate attention.• Disciplinary Committee meeting with HR team and suggestion for action as per policy• Compliance mechanisms as per RBI.• FRT Reporting and Fraud Investigations• Meetings on strategy and planning with the departments. • Skill development and training to team members, Hiring for the department as per the requirement.

Lucknow Area, India

Looking after Microfinance branches of Sahyog of Uttar Pradesh, Uttrakhand and Rajasthan and BC Business of Haryana and Punjab Credit Appraisal and Underwriting.Managing JLG and IL products in Zone.Skills: Credit Underwriting, Process Control, Credit Analysis, Risk Management, Team Management, Data Analytics, Presentation

Lucknow

1. Managing the Microfinance portfolio, Loan process and field monitoring of 116 branches in 3 states - Uttar Pradesh, Uttaranchal, Rajasthan with a very good team. 2. To plan the monthly special assignments to know the risk of operational status and visit to branches.3. Bi-monthly monitoring of the branches under the assigned states and planning to complete in stipulated time. 4. Process verification of QDE/DDE/CGT/GRT and suggestions to improve.5. Weekly reporting of major HRI to HO and the stake holder to immediate action.6. Consolidation of weekly HRI for monthly review meeting with RSM and ASM with appropriate suggestion and future planning.7. Presentations in monthly review meeting for major observations during monitoring and discussion the action plan. 8. Compliance reminder and tracking the resolutions of issues. 9. Training to team members for process and other activities. 10. Data analysis of coming month repayments schedule and actual repayments to get the reasons for delay or deference if any.11. Immediate reporting of fraud and robbery for quick action and other process to support the fraud control team of the bank. 12. NPA and PNPA member house visit for forcing and motivation to pay EMI to close the loans.13. Recruiting the Process Executive for the location wherever is required.14. Managed the Microfinance portfolio, Loan process and field monitoring of 105 branches in 3 states - Madhya Pradesh, Orissa and Chhattisgarh with a very good team in 18-19.

Lucknow Area, India

1. Profile for Risk and compliance of 45 branches of Gold loan portfolio in Uttar Pradesh and Uttaranchal with team management.2. Branch Documents audit includes vouching, verification of daily cash, Cash book, Daybooks Gold audit includes verification of gold and gold packets. 3. Handing taking over audit. Conducting the Special audits as and when required and instructed by seniors. 4. Sometimes looking after the legal issues also timely reporting of issues to the concern and suggest for improvements. 5. Compliance reminder and tracking the resolutions of issues.

Jaipur, Rajasthan, India

1. Managed sales operational activities of 5 branches in the state of Solar Product.2. Team handling of branches includes customer orientation. Managing and monitoring day to day of the branch operation and process.3. Regular training to team members on products launch. Some time doing marketing and Demonstration of products to generate leads.4. Regular meeting with the dealers and agent and measure the performance.5. Verification of staff daily reports and report to HO. Auditing of branch documents and process. 6. Budgeting of branch expenses and maintains the records of branches and report to HO as a part of operation.7. Tracking weekly and monthly targets fulfillment by team. 8. Investigating the suspicious activities regularly to get the frauds if any.9. Doing work also as a coordinator between HO team and field team for proper communication.

Jaipur Area, India

1. Managed auditing process of 188 branches of 5 states - Rajasthan, Delhi, Uttaranchal, Punjab and Haryana with the team members. (From 2010-2012) . 2. Previously I had looked after Unit of Uttar Pradesh (2007-2008) and Madhya Pradesh (2008-2010) with good team Size 3. To conduct Regional Offices audits on quarterly basis as per HO instructions. 4. Risk analysis and reporting high risk issues to management and as well as stakeholders. 5. Trainings to the team on a periodical basis to improve their performance.6. To implement cost cutting technologies based on cost analysis to strengthen the financial sustainability of the department.7. To prepare audit formats for various special assignments. 8. Frequent travelling to Branches and ROs for audit and meeting with other departments for organizational growth and minimize the risk of business. 9. To Present departmental issues to stakeholders on a monthly basis to reduce the risk of the business. 10. Consolidate the summery of internal audit reports state wise and send to HO along with appropriate suggestion and future planning for same11. To suggest various risk mitigation methods to management based on regional observations. 12. Immediate reporting of fraud and robbery for quick action and other process to support the crisis management team. 13. To plan the monthly special assignments to know the risk of operational status. I.e. Death Audit, LUC Audit , Staff Count Audit14. To track the compliance given by operation and maintained the same as per the guidelines.

Lucknow Area, India

1. Managed the accounting work in the organization. Manage the team of accounts and co-ordinate with them to complete the given tasks. 2. Finalization of accounts of enterprises i.e. Profit and loss accounts and Balance sheet. 3. Bank related working and Income Tax return filling. Maintaining all kind of vouchers manually and also in software. 4. Maintaining cash book daily basis and recording all transactions. 5. Working in Tally and maintaining inventory records manually as well as software.6. Billing and invoicing of all sales done daily.7.Tracking credit transaction and their due dates to parties for timely receivables. 8. Other daily related work i.e. payment of expenses

Master Of Business Administration (Mba), Finance And Marketing

M.Com., Accounts

Bachelor Of Commerce (B.Com.), Accounting And Finance