Portfolio Management:Implemented the business philosophy named "WE PAY BACK" on Portfolio Management /Wealth management. Successfully pay back one third of periodic portfolio profit (Realized Gain) to respective clients since joining (April-2023 to Dec-2023) Approx. BDT 19.72 LacsProduct Development:Introduced a new product named "Tax rebate" for the investors who invest for the purpose of Investment tax rebate. CAPM develop a schema for a period of 6-8 weeks investment plan for obtain rebate through portfolio investment. Since joining (April-2023 to Jan-2023) managed such portfolio investment approx. BDT 285 millionCorporate Advisory & Issue Management:Since joining made "issue management and corporate advisory" agreement with two companies one is Software developer and another chemical manufacturer. more over supported as "trustee" to 3 corporate bonds.

Other than day to day Finance and admin activities, during this tenure closely involved, actively monitored and successfully implemented so many development projects for smooth business operation like, accounting and reporting software implementation (2010), Back office software migration (2011),SOP, Policy, Forms and Format Development to ensure compliance-control and smooth operation (2013-14) Product Design, Development and Launching (2015)integration of back office software (2016), customized mobile apps (M-Stock) for GDSL clients (2016), GDSL cloud for web based customer support (2017), Clients’ risk (investment philosophy) assessment (RAS) “https://crm.gdslbd.com/apps/ras” (2018), web based customer relationship management portal (2019), On-line (web) BO Opening (2020). Presently (2022) working on a web based platform and reporting module (data analytics) where you can get all reports to support compliance activities, market intelligence, margin control, segmented reporting, performance management system etc.===================According to my experience, major challenge of a stock broking enterprise is “matching between cost structure and business size/market share” and “blending among the sources of revenue like Trade, Margin and capital gain”. To ensure cost reduction and control, stock broker has to have a strong I-PSM (Integrated Performance Management System) to keep overall HR cost lower, Strong IT infrastructure is highly required to ensure prompt service by a small team, Widest collection network will enhance small investors’ capability to inject tiny saving into capital market, Sufficient borrowing capacity/ backup fund is necessary to garb sudden capital gain opportunities, Professional network and market intelligence is needed to validate and balance between market risk and short term profit making capacity.There are few more preferred action plans, implementation of which might create bigger cash flow / larger market size.

Initiated to develop accounting system form no entry or single entry to double entry,Supervision of preparation of MIS reportsSupervision of analysis on correlation of operational information and cost data to locate inefficiency for all the units of ANANDA Group.Supervision of cost of production report and daily contribution summary of ABML and ZCTL.Developing reporting lines on fabrication-out fitting for ship construction for ASSL.Estimation and Costing of Ship (HULL) constructionCost projection and cash Budget preparation considering Local and foreign fundingVariance analysis between estimated project (each stage) cost Vs. ActualBudget and Budgetary Control for each production process of Ship (HULL)Coordination with commercial and Factory in relation of Performance Guarantee=============Successful Initiatives:• Prepared total accounts in Excel Worksheet for non availability of accounting software.• Initiate “BEP-Days” concept on Ananda Bag Mills and Zarina Composite textiles to ensure quick attainment of margin of safety,• Working on business automation implementation through software developed by IBCS-premix.

VAT, TAX Etc

Determination of VAT payable & reported to Govt.Supervision & maintaining of VAT accounts (VAT-16, 17, 18 & 19)Confirmation of deposit to Govt. treasury and passing necessary entries into ERP (Oracle financial) Attending VAT hearing, facing tribunal and legal processing,Negotiation with Vendors to confer opinion on VAT issue to keep the organization compliant,Supervision of rebate management and reconciliation of VAT current account (VAT-18 and Balance Sheet)Supervision of reconciliation & payment of withholding VAT-TAX within stipulated time to Govt. treasury,Supervising preservation of records of withholding (VAT & TAX) for future reference,Supervision of issuance of VAT & TAX certificate to vendor with proper clarification of deduction,=============Successful Initiatives:• Develop web based software named “Locator” to ensure nationwide total VAT rebate.• Initiated VAT return automation to reduce manual workload.• Obtain central VAT registration from Govt. to facilitate smooth business operation.• Year 2010: Stood first and obtain VAT consultancy license from NBR (U/S 46 of VAT Act-1991)• Year 2006: Winner of “Top-fifteen business ideas” in SEED-2006 of Grameenphone Ltd.

Preparation of manufacturing accounts (COGS), Machinery capacity utilization analysis & reporting, Capital WIP reporting, GP analysis, Preparation of factory operating budget, budget variance analysis and BOY analysis,Supervision of Value Added Tax, VAT accounting & compliance, Factory Petty cash and salary preparation, =============Successful Initiatives:Rescheduled scrap materials and revised scrap sales contract which enhance scrap sales proceed by 90,000 Tk per month.Developed an automated reporting system on issuance of material in excess of BOM.

Preparation of financial statements (IS, BS, CFS, Ratio Analysis) Gross profit analysis & Brand Profit & Loss preparation, Feasibility of promotional expenses (marketing cost analysis & control), Profitability analysis on special order for institutional saleSegmented reporting on low contribution territoriesProduct costing (Batch wise) & product cost analysis.Assisting supervisor into yearly budget preparation, Monthly “Budget-Actual-BOY” analysis of sales & marketing expenses (sample, PPM & gifts) and quarterly of selling & distribution expenses, Isolation of non value additive activity quarterly for efficient spending & cost control.=============Successful Initiatives:• Initiate reporting on external failure cost (distribution loss of damage goods). • Apply “sales-mix” concept to optimize profit by “contribution ranking” of different doses of medicine.