File processing utilizing specific bank guidelines and procedures.Review and calculation of borrower income.Order and review of third party services such as appraisal, Flood Certs, PMI and title.Utilization of the Credit Union’s core system to retrieve member account information, member profies, etc.Provide disclosures on residential mortgage loans to meet disclosure deadlines during the approval processInteraction with loan officers, borrowers, and vendorsLaserPro® input, ordering title work, inspections, hazard insurance, flood certifications, and flood insurance when applicableUpload of loans to business core system while preparing financial ticketsOrder, maintenance, and review of real estate appraisalsReview of commitment documents from title companyReview of loan documents from attorneyReal estate loan files assembly (post-closing) for submission to the bank’s imaging archival departmentData collection for HMDA reporting to the U.S. Department of Housing and Urban Development

I used all my college and career expertise in order to keep financial environment safe from illegal activity, illicit behavior and general malpractice.Monitoring of transactions and conduct analysis related to merchant card processing. Identified risk, chargeback, fraud and compliance issues. Assisted with the implementation of solutions provided by external providers and created strategies for the organization on payment processing trends.

I worked in my city treasury offices providing strategic planning for taxpayers in the housing and automobile sector, using weekly updates from the federal government for tax collection considering global contingencies to optimize the contribution of citizenship payments.

I worked in a bank branch providing financial guidance to new clients, allowing them to manage multiple financial and stock instruments. I developed new campaign strategies for specific university sectors that earned me national recognition in 2017. Specialization in accounts for young adults venturing into the financial world.