Ashar Murshid Email & Phone Number

Karāchi, Sindh, Pakistan

Karāchi, Sindh, Pakistan

- To prepare Customer Profile Form’s (CPF) for Financial Institutions as per the policy and procedures set forth by the bank and seek compliance clearance from Global Compliance.- Prepare Business Review forms including but not limited to PEP, Adverse media assessments etc.- Prepare and update the MIS’s of CDD’s conducted by Business Compliance HOK for common relationships with the next review dates in the shared folder.- Conduct a quarterly Quality Assurance review of CDDs conducted by the overseas branches for uncommon FI relationships. - Maintain a close liaison with the relevant personal of the international branches to update them about the processes and also to resolve their FI-CDD related issues.- To review the AML Program of High-Risk Financial Institutions.- Ensure the responses of Wolfsberg questionnaire to understand the AML Program of Low and Medium risk Financial Institutions. - Ensure the country risk assessment and line of business and product and service of FI. - Ensure that all documents have been enclosed in the CDD’s as per the approved procedures of the bank.- Perform adverse media/negative news screening through world check and google searches - Identify PEP’s and any adverse media in the world check report for the PEP’s identification in the key stakeholders of the Financial Institution at the time of onboarding and periodic reviews.- Obtain clarification on an adverse media reports from public sources and/or respective Financial Institution business team.- Analyze the content of any adverse media/news identified at the time of onboarding and periodic reviews.- Allocate a risk rating (Financial Institution) i.e. rule based and/or algorithm/ risk rating scorecard based as per the procedures of the bank.- To manage and respond to AML/KYC related day to day queries from AML-Global Compliance on the CDD of Financial Institutions.- To make a regular follow up with Business & AML team for the query resolution and CDD clearance.

Karachi Division, Sindh, Pakistan

Karachi

Pakistan

Working as a Credit Analyst at Credit Management Group - Financial Institutions Wing.- Conduct economic and industry analysis of different countries and financial institutions (Local and International) to asses risk and allocate credit limit worldwide.- Conduct evaluation of risk, rating and analysis of countries for recommending country limits for business units of the bank.- Review, evaluate and analyze Financial Institutions (FI) Credit proposals received from various departments of the bank.- Prepare Country risk evaluation and Financial Institution risk evaluation sheets on a bi-annual and annual basis for report writing, ratings and limits allocation.- Assist Head of FI in formulating "Country Risk Policy" and "FI Risk Policy".- Provide MIS and assistance to the management in formulating and reviewing “Transfer & FI Risk Policy”.- Develop and maintain the MIS and monitor the exposures of Financial Institutions and Countries allocated to the team and report any breaches. The exposures to be monitored through these consolidated databases.- Be updated with all regulatory requirements of the Central Bank relating to allocation of Limits.- Update and maintain all the databases within the department.

Works as trainee on power project at Gul Ahmed Textiles Mills.

Successfully completed and implemented wireless data logger for the monitoring of pressure, temperature etc...

Master Of Business Administration (Mba), Finance And Human Resource Management, A

I've completed my MBA program in "Banking & Finance" and "Human Resource Management" (Bi-Majors)

Bachelor Of Science - Bs

Bachelor Of Science (Bs), Electronics Engineering, A

Electronics Engineering