Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن Email and Phone Number

Founder and CEO @ FINMAAL
Dubai, AE
Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن's Location
Dubai, United Arab Emirates, United Arab Emirates
Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن's Contact Details

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن work email

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن personal email

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About Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن

I am passionate about making a difference in people's lives. My motivation comes from achieving exceptional results, taking businesses to the next level, and ensuring profitable sustainable growth, delightful customer experiences, and seamless transaction processing through digital transformation.After accumulating 27 years of professional experience in the financial services industry, I founded FINMAAL to pursue my passion for serving the world.At FINMAAL, our mission is to simplify the financial ecosystem, allowing people to focus on their core priorities in their lives. We believe that dealing with financial matters should not unnecessarily burden people in terms of energy, time, and money.To achieve our vision, we’re building some amazing solutions to cater to people's lifestyle-financial needs at every stage of life. Our goal is to simplify financial services and make people's lives easier. Our offerings extend to B2C, B2B, and B2B2C.Additionally, I provide advice to companies and mentor individuals to help them unlock their potential and enhance their performance. Through my extensive experiences, I have learned the art of cultivating calmness, peace, and tranquillity, which I aim to help others achieve.If anything catches your interest, please don't hesitate to contact me. I would be glad to discuss further details.Ah! A little more about me:Risk-Taker: I am not shy to take risks to achieve excellence and enjoy performing high-stakes roles that come with accountability at an enterprise level.Lifelong Learner: After graduating from Bayes Business School, I have continuously expanded my knowledge by taking a relevant course every year.I also enjoy reading, writing, speaking, and hiking!

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن's Current Company Details
FINMAAL

Finmaal

View
Founder and CEO
Dubai, AE
Website:
finmaal.com
Employees:
4
Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن Work Experience Details
  • Finmaal
    Founder And Ceo
    Finmaal
    Dubai, Ae
  • Finmaal
    Founder & Ceo
    Finmaal Aug 2018 - Present
    Dubai, Ae
    FINMAAL, with its multiple business verticals, is on a mission to simplify financial services to make people’s lives easier. We are building innovative and ethical solutions to serve generations by fulfilling their lifestyle-financial needs at every stage of their lives.
  • Various Companies
    Advisor
    Various Companies Feb 2012 - Present
    Greenwich, Ct, Us
    - Advised start-ups in fintech, insurtech, e-commerce and Islamic finance on various matters related to business growth and development.- Advised companies on performance improvement, turnaround, partnerships, building fresh revenue lines and achieving bottom-line success.- Advised board members of insurers and takaful operators on technical and strategic matters, improving top & bottom lines within a risk-controlled environment.- Assisted in forging partnerships and strategic alliances, including international market expansion and cross-vertical business integration.- Established and nurtured financial franchises, such as priority, preferred/personal, wealth management, bancassurance, and takaful, as high-value revenue streams.- Implemented sales and distribution strategies, product development/management, change management, and business process re-engineering to extract real value.- Provided expertise in customer propensity modelling, strategic planning, customer value proposition, operational efficiency, staff coaching/training, and enhancing the customer experience.- Consulted on business governance, including product compliance, seamless processes and procedures, misselling prevention, and risk safeguarding.- Leveraged data analytics to drive informed decision-making and optimize business performance.- Promoted financial literacy and inclusion through educational initiatives and accessible resources.- Embraced design thinking principles to foster innovation and user-centric solutions in the financial industry.
  • Noor Takaful
    Head Of Customer Experience & Strategy ( Including Marketing, Data Analytics, Project Management)
    Noor Takaful Sep 2015 - Apr 2016
    Uae, Dubai, Ae
    Joined the company for a simple reason to turn it around and worked closely with the CEO and the team - I was responsible for building and leading multiple functions covering Customer Experience, Strategy, Marketing, Data Analytics, MIS & Project Management at Noor Takaful (Life, Medical & General).
  • Standard Chartered Bank
    Senior Vice President - Head Of Bancassurance
    Standard Chartered Bank Jun 2010 - Feb 2012
    London, England, Gb
    As a business head, managed overall insurance mandate for the bank in the country. added multi-million dollar revenue generated through Insurance & Takaful products covering life and general lines.Achieved steady sales growth that made the bank securing 2nd top position across Banca industry in the country. Salesforce productivity improved from 40% to 80%. Banca became the leading revenue generating unit within Wealth Management.Developed & diversified product portfolio across life & general including Islamic insurance products; launched 8 customer-centric products.
  • Fwu Ag
    Head Of Takaful Project Development
    Fwu Ag Apr 2007 - Mar 2010
    Grünwald, Bayern, De
    Established multimillion-dollar revenue-generating streams with long term sustainable growth. Developed markets including start-ups, managed projects, launched products, managed distribution partners across UAE, Malaysia, Kuwait & Pakistan.Successfully managed complex business initiatives in relation to Takaful & Investment-linked products' launches, deployed technology-driven POS & Admin solution with the following distribution partners & Takaful Operators across four markets;- AMAN (Dubai Islamic Insurance & Reinsurance), UAE- Abu Dhabi Commercial Bank, UAE- Abn Amro (known as RBS and ADCB), UAE - Emirates-NBD , UAE- Dubai Islamic Bank, UAE - First Gulf Bank, UAE- Mashreq Bank, UAE- Nexus Insurance Brokerage Company, UAE- Al Safat Takaful Company, Kuwait- Takaful Ikhlas Sdn Bhd, Malaysia- AmIslamic Bank, Malaysia- Dubai Islamic Bank, Pakistan- Emirates Global Islamic Bank (currently known as Al Baraka Bank), Pakistan- Standard Chartered Bank, Pakistan- Bank Islami, Pakistan- Muslim Commercial Bank, Pakistan
  • Fwu Ag
    Project & Business Development Manager
    Fwu Ag Apr 2006 - Apr 2007
    Grünwald, Bayern, De
    Acquired bank distribution partners and rolled out Takaful/insurance & investment-linked products across the regions. Trained staff of the banks and achieved sales results.
  • Fwu Ag
    Market Intelligence Manager
    Fwu Ag Jan 2006 - Mar 2006
    Grünwald, Bayern, De
    Market research, industry developments, products comparison by analyzing the product suites offered by different banks in the region, market updates...
  • Fwu Ag
    Bank Relationship Manager
    Fwu Ag Oct 2005 - Jan 2006
    Grünwald, Bayern, De
    Managed enterprise level relationships with Takaful distribution partners (ADCB & AMAN Takaful). Prime responsibilities included sales & relationship management.
  • Jubilee Life Insurance Company Ltd.
    Senior Executive Officer- Bancassurance & Client Service Officer - Retention/Sales
    Jubilee Life Insurance Company Ltd. Jun 1997 - Sep 2005
    Karachi, Sindh, Pk
    Worked in various roles where I developed my skills not only in the fields of business development, sales, marketing, customer services and training & coaching but was also exposed to other functions of insurance business such as underwriting, administration, actuarial work etc.One of the pioneers who introduced and developed bancassurance business very first time in the central regions of Pakistan through a strategic alliance between Standard Chartered Bank & Commercial Union Life Assurance; achieved highest sales generated through fewer bank's branches under my responsibilities versus large branch networking i.e. 7 vs 21.Managed critical relationships with more than 600 individual life insurance customers and maintained over 90% retention ratio of personal customer portfolio as well as that of designated branches. Won Top Service Officer awards by providing outstanding service to the customers.Kicked off career initially from Sales. As a salesperson had been very successful in closing deals in a cold calling environment. Crowned with Mr Consistent award by achieving consistent monthly sales targets.

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن Education Details

  • Bayes Business School
    Bayes Business School
    Relationship Management & Marketing
  • Bayes Business School
    Bayes Business School
    Islamic Law Of Business Transactions
  • Y Combinator
    Y Combinator
    Startup School (Sus)

Frequently Asked Questions about Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن

What company does Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن work for?

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن works for Finmaal

What is Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن's role at the current company?

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن's current role is Founder and CEO.

What is Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن's email address?

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن's email address is mu****@****ful.com

What schools did Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن attend?

Muhammad Ashfaq-Ur-Rehman محمد أشفاق الرحمن attended Bayes Business School, Bayes Business School, Y Combinator.

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