Ashish Das Email & Phone Number

Bengaluru, Karnataka, India

HBAP Strategy and Sherwood (Credit Cards, Personal Loan & Mortgage)

Bengaluru, Karnataka, India

•Building strategic insights through data analysis for business to take key decisions.•Revamping pricing strategy for gold loans with the use of acquisition level attributes. Methodologies used: Customer Elasticity and Segment Profitability•Competitive risk analysis for bank’s internal product vs peer groups•Building cross sell engine for ETB pool to generate incremental revenue for the bank•Preparing dashboards and presentations for senior management with meaningful insights… Show more •Building strategic insights through data analysis for business to take key decisions.•Revamping pricing strategy for gold loans with the use of acquisition level attributes. Methodologies used: Customer Elasticity and Segment Profitability•Competitive risk analysis for bank’s internal product vs peer groups•Building cross sell engine for ETB pool to generate incremental revenue for the bank•Preparing dashboards and presentations for senior management with meaningful insights and interpretation of current portfolio trends Show less

Pune, Maharashtra, India

• Designing data driven policy framework for customer Approval-Rejection, Line assignment for up sell, cross sell and Risk mitigation• Ensuring policies are aligned to the customer requirements and capture the right segment mix which helps in meeting the targeted business volumes and budgeted loss rates• Monitor risk metrics and highlight any stress / trends and simulate on historical data for projected impact of proposals• Timely feedback to management on portfolio trends w.r.t… Show more • Designing data driven policy framework for customer Approval-Rejection, Line assignment for up sell, cross sell and Risk mitigation• Ensuring policies are aligned to the customer requirements and capture the right segment mix which helps in meeting the targeted business volumes and budgeted loss rates• Monitor risk metrics and highlight any stress / trends and simulate on historical data for projected impact of proposals• Timely feedback to management on portfolio trends w.r.t projected delinquency numbers and concern areas in monthly Risk Reviews along with Periodic reporting of MIS and Dashboards• New customer identification and acquisition through analysis on various alternate data channels providing positive business impact• Monthly analysis of marginally riskier segments and suggest corrective actions to the senior management• Conduct Business UAT for new developments, provide signoff and closely monitor the development postproduction deployment• Working closely with various stakeholders from Product, IT, Ops and collections for process optimization and portfolio enhancement Show less

Pune, Maharashtra, India

• Managing Risk pool i.e. dealer performance, Insurance cancellation framework and ORM which helped to limit losses 25% below AOP• Formulate, implement and monitor champion challengers to enable Business Teams to grow the business• Monthly analysis of marginally riskier segments and suggest corrective actions to the senior management• Routine interaction with stakeholder (Business Heads, Credit, Risk control unit, Operations and IT) for process optimization.

Pune, Maharashtra, India

• Analysing data to find KPI’s and KRI’s of 4000+ crore monthly turnover portfolio consisting of 4-10L monthly customers. Monitor risk metrics and highlight any stress / trends and simulate on historical data for projected impact of proposals• Timely feedback to management on portfolio trends w.r.t projected delinquency numbers and concern areas in monthly Risk Reviews along with Periodic reporting of MIS and Dashboards• Ensuring policies are aligned to the customer requirements and… Show more • Analysing data to find KPI’s and KRI’s of 4000+ crore monthly turnover portfolio consisting of 4-10L monthly customers. Monitor risk metrics and highlight any stress / trends and simulate on historical data for projected impact of proposals• Timely feedback to management on portfolio trends w.r.t projected delinquency numbers and concern areas in monthly Risk Reviews along with Periodic reporting of MIS and Dashboards• Ensuring policies are aligned to the customer requirements and capture the right segment mix which helps in meeting the targeted business volumes and budgeted loss rates• Market visits to understand location level trends / issues, propose changes basis visit observations Show less

Pune Area, India

• Policy review and its implementation to report any gap and constantly improvement for higher approval and containing risk within limit• Monitoring and analysis of portfolio delinquency, bounce trend, non-starters (FPD/SPD/TPD) and take corrective actions• Monitoring portfolio delinquency and preparing monthly dashboard

Chennai Area, India

1.Analyzing, Interpreting and Reporting of Key Sales Data. 2.Formulation of Monthly dealer scheme’s based on sales budget and past trends.3.Planning of marketing activities (BTL & ATL) at the dealer partner’s end and measuring the efficiency of each activity and implement those activities which give best result to dealership.4.Analyzing Regional Sales Performance, Identifying lost opportunities and recommending improvement plans.5.Supporting business… Show more 1.Analyzing, Interpreting and Reporting of Key Sales Data. 2.Formulation of Monthly dealer scheme’s based on sales budget and past trends.3.Planning of marketing activities (BTL & ATL) at the dealer partner’s end and measuring the efficiency of each activity and implement those activities which give best result to dealership.4.Analyzing Regional Sales Performance, Identifying lost opportunities and recommending improvement plans.5.Supporting business presentations and dealer communications carried out by departments of HMFCL.6.Competitor analysis, UV 4 segment analysis, maintaining close tabs in new product launches in our segment and analysis the effect such new launches to Mitsubishi sales.7.Working on close coordination with Mitsubishi Motor Corporation, Japan by updating the management reports regarding sales and Indian automobile market scenario.8.Monitor dealer performance in terms of retail and wholesale and feedback to the Management for improvement of sales in the dealership.9.Close coordination with the dealership tracking record from inquiry generation to retail sales.10.Preparing sales budgeting, Cost Analysis and Administration.11.Preparing monthly Sales Summary sheets.12.Preparing Annual Operating Plan (AOP) based on historical data and market forecasts and make sure that sales team operate within budgeted AOP.13.Coordination with CCP for availability of the Model mix.14.Market Analysis for identifying high potential market areas for conducting the Customer Engagement Program (Mitsubishi Thrillo). Show less

Chennai Area, India

1.Helping to develop and implement a customer service policy for an entire organisation.2.Finding ways to measure customer satisfaction and improve service network across India.3.Coordinating with Area Service Managers across India for any customer issue or query.4.Handling face-to-face inquiries from customers.5.Providing help and advice to customers using organisation's products or services.6.Investigating and solving customers' problems, which may be complex or… Show more 1.Helping to develop and implement a customer service policy for an entire organisation.2.Finding ways to measure customer satisfaction and improve service network across India.3.Coordinating with Area Service Managers across India for any customer issue or query.4.Handling face-to-face inquiries from customers.5.Providing help and advice to customers using organisation's products or services.6.Investigating and solving customers' problems, which may be complex or long-standing problems that have been passed on by customer service assistants.7.Analyzing statistics or other data to determine the level of customer service organisation is providing and helping organisation in improvising.8.Issuing refunds or compensation to customers.9.Keeping accurate records of discussions or correspondence with customers. Show less

Pune Area, India

Optimizing the Procurement Process of FEV India Pvt Ltd. Working closely with the team to proliferate existing customer relationships for value addition to the company.Specialties:1) Worked for reducing the Lead Time of Procurement Process2) Handled Purchase and Stores3) Worked on Vendor Selection and Development4) Costing and Price Analysis5) Interacted with many suppliers for cost analysis6) ISO Audit for Stores7) RFI / RFP / RFQ response8) Working… Show more Optimizing the Procurement Process of FEV India Pvt Ltd. Working closely with the team to proliferate existing customer relationships for value addition to the company.Specialties:1) Worked for reducing the Lead Time of Procurement Process2) Handled Purchase and Stores3) Worked on Vendor Selection and Development4) Costing and Price Analysis5) Interacted with many suppliers for cost analysis6) ISO Audit for Stores7) RFI / RFP / RFQ response8) Working with Cross-Functional teams Show less

Pgdm, Operations And Supply Chain Management, 72%

Activities and Societies: Cultural and Sports Coordinator 1. Pursued PGDM in Operations and Supply Chain Management from Sri Balaji.

Bachelor Of Engineering (B.E.), Mechanical Engineering, 70%

Activities and Societies: "AAROHAN" College Magazine Graduated in Mechanical Engineering From Swami Vivekananda Technical University.

Higher Secondary, Mpc

Activities and Societies: President of Science Club,Eco Club