A Chartered Accountant with more than 25 years qualitative experience across Accounting Function, Financial Management, Audit, Statutory Compliances, Fund Management, Budgeting, Production Accounting, Product Costing and Margin Analysis, and Liaison & Coordination with special focus on SME clients. In other words, hand holding SME clients in all business related activities.Presently associated with various reputed SME organization as "VIRTUAL CFO" and engaged with them in formulation and implementation of Standard Operating Procedures, Policies, Internal Control Systems, Conducting System Audit, Inventory Audit, Advise on Cost Reduction and Control Measures, Debtors Control, Customers' Profile Analysis, Inventory Control, Management Accounting & MIS, Strategic Corporate Planning, Preparation of Annual Operating Plan and Critical Business Analysis, Cash Flow Management, assistance for export and/or Import in verbal and/or written communication, Arrangement of working capital finance both fund based and non-fund based including of trade finance such as Buyer's Credit, Bills Discounting / Factoring, Channel Financing, Arrangement of term loan, Loan against properties, Lease rental discounting, Arrangement of Private Equity Participation and Strategic Partnership, Liaison with banks, government departments and authorities on their behalf.