Dedicated Loan Specialist
CurrentContact delinquent customers by telephone and determined solutions to resolve negligent accounts. Responsible for determining the appropriate resolution for delinquent loans based on the client’s waterfall to include retention and collateral based workouts. I presented workout recommendations to management for approval or denial of said workouts. Responded to phone calls and written communications from customers, attorneys, realtors and agents for foreclosure prevention related inquires. Negotiated final terms of retention or collateral based workout and ensured timely completion. Obtained updated property valuations, title reports and attorney recommendations regarding collateral based workouts. Prepared and maintained monthly reports detailing the portfolio performance including results of each workout and status of future workouts.