RE/MAX RFMFor Real Estate Facilities and Management

RE/MAX A.N.A. HOMES Franchise ownerA.N.A. HOMES Real Estate S.A.E. Managing Director

ECRA is an association under the umbrella of the ministry of social affairs, ECRA is a nonprofit association. The association concerns about standardize credit and risk approaches and principals in the financial services industry, ECRA helps Banks and other institutions also educate Egyptians to create and maintain credit culture

Real Estate Mortgage House is one of the private sector companies in Egypt in the field of housing mortgage finance. The company was established in 2008 and is owned by Global investment house Kuwait and Global investment house Egypt. Duties and responsibilities:Started the company from scratch with the company Managing Director; issued the mortgage license, built the Company flow chart, hired the team, purchased all office equipments, rented, renovated and furnished the premises. Also established deals with companies to provide us with Mortgage systems software, and handled all other start up issues.• Head of the company purchase committee.• Coordinates between Different Departments, manage Business Development, Sales Team, Customer service, IT, and Engineering Departments.• Member of Steering, Advertising, credit, and HR committees• One of my duties is to approve loans and purchases to a certain limit, Also approve all appraiser reports.• Participate in preparing company memorandums of understanding helping legal department • Managed to start loan disbursements within four months from startup date. In charge of the following Departments:Business Development : Developers and Real estate BrokersSales Team : Direct sales agencies, Knocking doors and Corporate dealsCustomer Service : Walk in clients and Mortgage brokersIT : Office equipments, call center maintenance, Operation systems, Web site, Company electronic connections and BackupsEngineering : Review and approve the appraisers reportsIn March 2010 Arab African International Bank “AAIB” acquire 90% of the company and the other 10% owned by AAIB subseries. They restructure the whole company.To be in charge of the following Departments:- Engineering, IT, Insurance and InvestigationsAlso Helping Managing Director, Customer Service Team, Business development and Human Resources.

EMFA is an association under the umbrella of the ministry of social affairsThe association concerns about found solutions to mortgage obstacles, and coordinate between the different entities and authority to facilitate Mortgage process.

Egyptian Housing Finance Company is the first private sector company in Egypt in the field of housing mortgage finance. The company was established in 2004 and is owned by Credit Agricole Egypt, International Finance Corporation (IFC), OPEC Fund, and Housing Development Finance Corporation (HDFC Holding - India).Duties and responsibilities:Appraisers, Developers, Real Estate Brokers, Event and Exhibitions, Advertising committee, coordinate between Different Departments, Direct Sales Executive (DSE’s), and marketing efforts in corporate marketing.In charge of the following:-Engineering : Get proposals from appraisers, Review and approve the appraisers evaluation reportsDevelopers and Real Estate Brokers : Present the idea of mortgage, as well as financial services.Prepare memorandum of understanding, Tie up agreements and helping company MD Fine tuning the execution of the deal.Gathering and developing data from Egyptian MarketHandle all issues concerning the deal with developers and brokers including Train agents and representatives Direct Sales Executives : Handle all cases as they get commission to refer cases to Technical and business development department and they get their commission with loan disbursementEvents And Exhibitions : Organize, arrange exhibition schedule and accommodation to all attendees, arrange printed materials, roll ups, messages to be delivered to customers and Supervise ushersPrepare guests invitation list, Handling Seminars and presentationsCall Center : Motivate and train them to use the team as Direct Sales Executive (DSE’s) with low cost to the companyCoordination : Handle coordinate between different departments and follow up business development department cases starting from loan origination and application until disbursement.My team works sometimes as closer, Follow up with Customers files, Credit Department, Legal and Finance Department.

Housing and Development Bank (HDB) is an Egyptian Joint Stock Company established on 30/6/1979 under Investment Law Duties During this period are as follows:• Supervision of housing project in accordance with specifications• Scheduling of activities and project quality control• Check up completed work in comparison with invoices produced by the contractor• Provide quantities verification• Supervision of periodical report to engineering department on performance ratio• Periodical supervision on housing loans• Preparing technical reports about the bank projects

General manager