Ashutosh Sharda Email & Phone Number

Gurugram, Hr, In

Gurgaon, India

• Managing Analytical team for designing and developing framework for climate risk assessment in simpler method with inputs from IAMs, IPCC, NGFS, UK-CCC, BOE guidelines, etc. to calculate transition and physical risk analysis for C&I and CRE sectors covering entire 1000+ NAICS 6-digit level sectors. Our developed models were able to cover more than 90% emissions reported by US EPA. • Conducted thorough assessments of transition risks faced by the bank's investment portfolio, focusing on climate-related risks associated with the transition to a low-carbon economy. The two goals achieved for the banks were 1) Climate risk profiling of Borrower at yearly intervals, and 2) calculated financed emission for bank’s portfolio (Our assessment was mentioned in few Banks’ annual reports). • Developed and implemented climate risk mitigation strategies, including the integration of climate risk considerations into investment decision-making processes. Conducted scenario analysis and stress testing to evaluate the potential impacts of transition risks on the bank's financial performance and asset valuations.• Spearheading the complete credit life cycle for banks spread across North American and European continent; including appraising proposals, conducting financial statement analysis & scrutinizing documents before submission.• Steering financial analysis of the balance sheet and profit & loss account w.r.t. analyzing the ratios & profitability, leveraging by way of analyzing the Credit Monitoring Arrangement.• Developing the ON credit suite on various areas of such as content of financial models and credit report, financial ratios, flexibility in choosing reports and functions, look and feel of Credit suite, ergonomics, etc.

Gurgaon, India

Conducted thorough assessments of transition risks faced by the bank's investment portfolio, focusing on climate-related risks associated with the transition to a low-carbon economy. The two goals achieved for the banks were 1) Climate risk profiling of Borrower at yearly intervals, and 2) calculated financed emission for bank’s portfolio. • Developed and implemented climate risk mitigation strategies, including the integration of climate risk considerations into investment decision-making processes. Conducted scenario analysis and stress testing to evaluate the potential impacts of transition risks on the bank's financial performance and asset valuations.• Prepared detailed reports and presentations to communicate climate risk findings and recommendations to clients, including senior management and board members. Stayed abreast of emerging climate-related regulations, industry trends, and best practices to ensure the bank's compliance and strategic positioning in the evolving landscape.• Spearheading the complete credit life cycle for banks spread across North American and European continent; including appraising proposals, conducting financial statement analysis & scrutinizing documents before submission

Gurgaon, India

• Leading the delivery of Credit assessment report for banks spread across North American and European continent • Spearheading the credit operations including appraising proposals, conducting financial statement analysis & scrutinizing documents before submission • Steering financial analysis of the balance sheet and profit & loss account w.r.t. analyzing the ratios & profitability, leveraging by way of analyzing the Credit Monitoring Arrangement• Analyzing financial condition of high risk borrowers & recommending courses of action including necessary risk mitigation by analyzing financial data for decision purpose• Preparing and providing standing & recurring operational risk deliverables such as business unit operational risk profiles, operational risk incident summaries and results of scenario analysis to business partners• Developing the ON credit suite on various areas of such as content of financial models and credit report, financial ratios, flexibility in choosing reports and functions, look and feel of Credit suite, ergonomics, etc.

Gurgaon, India

Gurgaon, India

• Led Analytical team • Interacted with clients to understand various aspects of business like Market analysis, SWOT analysis, past performance, and future strategy• Benchmarked the Company’s performance with industry peers in terms of business operational aspects, financial performance and growth strategy• Conducted techno-economic valuation, credit profiling (eq. Project finance), financial analysis, management evaluation, Model validation, and customer relationship management• Steered risk analysis and statistical analysis by designing and developing various tools and models such as sector wise business risk assessment via industry analysis, redefining the Credit report format, benchmarking report, and many moreHighlights:• Established relationships with CXOs of the company for analytical updates Pre and Post rating exercise• Supported business development activities (Pre & Post-sales support, RM, proposals)• Managed clients with a bank loan amount of Rs. 10 crore to Rs. 2000 crore

Gurgaon, India

New Delhi

• Managed various credit operations, appraising proposals & scrutinizing relevant documents before sanctioning loans, ensuring that credit administration activities such as filing of charge, agreement filling, stock and book debt audit, legal documentation are completed within stipulated timeSupervising approval of business and financial appraisal, loan proposals & sanctioning credits after appraising solvency status & verifying documents as well as post sanction follow-up and disbursal of loan.Performed:Appraisal of Company and Assessment of promoter’s managerial capabilitiesScrutiny of the company: verification of stocks and end use of funds Risk analysis as per Basel-II norms and Statistical analysis using various tools and models. Handled Advances for C&I and MSME Enterprises and involved in conducting techno-economic evaluation and financial analysis Looking after sanctions of all types of Fund and Non fund base facilities (Term Loans, Working Capital Limits, LCs & BGs) and giving presentation to Executive/Head Office Credit Committee for sanctionEnsuring compliance of post sanction formalities like loan documentation, security perfection, etc.Acting as Branch Manager (as an additional responsibility) and performing the various duties of a Branch head for a span of 9 monthsAlso shouldered responsibility for Foreign Exchange, Creation & Authorization of SWIFT Messages, Issuing of Foreign LCs, BGs and Drafts and heading various types of Accounts (PCFC, EEFC, NRI, etc.)Highlights:Handled key clients viz. Jaypee Group, Medanta Medicity, Sanghvi Movers, IFFCO, PSUs like NTPC & IOCHandled Portfolio size worth Rs. 2000 Crores

Ahmedabad

Pgdm

Chartered Financial Analyst (Cfa), Financial Analysis

Activities and Societies: Financial Analysis, Portfolio Management, Equity research and Mutual fund

Caiib, Banking

Master Of Business Administration (Mba)

Bachelore Of Engineering, Ece

Education record