Asifa Syed Email & Phone Number

Red Bank, New Jersey, United States

Old Bridge, NJ

 Spearheaded the SBA PPP Loans and Forgiveness in Round 1 & Round 2.  Recipient of the Bank’s Presidential Award in August 2020 to being “Amboy’s Front Line Hero” and managing the SBA PPP loans for over 1,000 applications within a 2-month period.  Manage and maintain CRE portfolio including multi-family, investment, nursing homes, ALFs, warehouses.

Livingston, New Jersey, United States

Manage originations including credit, closing & support staff to Underwrite and close, SBA 7(a) and 504 loans. People Management - set goals, plan for development, provide ongoing feedback and coaching, conduct mid-cycle and year end performance appraisals w/ direct reports, communicate company's goals, address difficult issues, administer time &.

• Performance management. Preparing RCAs, underwriting SBA loans, following guidelines/Risk Assessment Criteria, and SOPs. Structuring deals as a 7(a) loan / 504 loan / Pari Passu /conventional/ C&I loans ranging from.
• Train and mentor new hires with the internal process including training on MFA (Moody’s Financial Analyst) and the Risk Management System
• Make sound credit decisions and approve deals for my team.

• Responsibilities include preparing approvals, underwriting C&I, comm’l credit lines, term loans, comm’l real estate loans (owner-occupied), refinances, & warehouse lines of credits. Develop criteria to objectively.
• Collaborate with 50 different branches in providing, prompt reliable service to customers / officers.

• Responsibilities included maintaining credit portfolio of over 100 middle-market accounts, process loans, verify & pledge collateral, collection of accounts receivable and review corporate documents.
• Prepare and present monthly and quarterly compliance reports to the Board of Directors.
• Support the head of the Lending Group with daily over draft reconciliations.
• Maintain daily FX trades and Stock Options Report and pledge collateral to cover the Bank’s position.
• Prepare credit proposals, cash flow analysis (FAMAS) and conduct annual reviews.

• Received on the job credit training. Responsibilities include preparing & processing annual credit proposals/reviews for multi million dollar international corporations with Net Assets over $100mln. Contacting branches.
• Review compliance of corporate documents such as Certificate of Incumbency, Corporate Resolutions, Funds Transfer Agreements and Articles of Incorporation. Identify tangible cross-selling opportunities to increase.
• Managed Portfolio consisting of Demand Deposit accounts, Sweep accounts, Margin Financing deals, Zero Balancing Agreements, Banker’s Acceptances, Over Drafts, Intra-days and Back up lines.
• Improved portfolio profitability of over 150 highly active DDA’s and performed daily transactions monitoring incoming and outgoing wires (Fed/Chips/Swift). Actively promoted Cash Management Products generating fee.

Bachelors, Marketing & Computer Science

Activities and Societies: Cummulative GPA 3.6

Bachelor'S Degree, Marketing With A Minor In Computer Science