Askhat Beisenbayev

Askhat Beisenbayev Email and Phone Number

Chief Executive Officer @ Dossym FinTechLab
Kazakhstan
Askhat Beisenbayev's Location
Kazakhstan, Kazakhstan
Askhat Beisenbayev's Contact Details

Askhat Beisenbayev personal email

About Askhat Beisenbayev

Askhat Beisenbayev brings over 25 years of extensive experience in finance and banking, with a broad background spanning industries such as investment management and aviation, with work experience across Kazakhstan, the USA, and Europe.His most recent achievement was transforming Swiss Capital Kazakhstan from a basic lombard service into a fully regulated public financial institution. Prior to this, Askhat served as the Overseas Representative for KaznexInvest, Kazakhstan’s Investment Promotion Agency, overseeing European Union operations.During his tenure as CEO of Kazpost, Kazakhstan’s National Postal Operator, Askhat spearheaded a comprehensive business transformation, revamping processes and creating a new business model aligned with industry best practices.At BTA Bank, Askhat’s role as CFO included serving as CEO for approximately 40% of his tenure. He was actively involved in key internal committees and served on the boards of several subsidiaries. His leadership in the successful BTA 2012 Restructuring was a major milestone in his career.Prior to BTA, Askhat spent eight years as Vice President of Finance (CFO) at Air Astana, Kazakhstan’s national airline, which had a turnover of approximately $700 million at the time. He played a crucial role in shaping the company’s finance function and funding strategy, helping Air Astana become one of the most well-managed companies within its parent group, Samruk Kazyna National Holding.Earlier, Askhat served as Deputy Chairman of the Management Board at JSC Bank Caspian for three years, overseeing budgeting, forecasting, treasury, risk management, and overall performance.In recent years, Askhat has led FinTechLab (FTL), part of DAR Fintech, a dynamic startup providing business loans to SMEs and private individuals. In less than 2 years the company has grown into a key player in the microfinance industry, with a portfolio about 4 billion tenge. DAR’s flagship SuperApp, Dossym, will offer a wide range of digital ecosystem services, supporting its vision to lead in innovative digital solutions for MSMEs. FTL achieved a significant milestone by issuing its debut bonds in January 2024, raising over $5 million to date.Specialties: Banking/Financial Services, Corporate Finance, Investment Management, Airlines/Aviation, Hotels, FMCG.

Askhat Beisenbayev's Current Company Details
Dossym FinTechLab

Dossym Fintechlab

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Chief Executive Officer
Kazakhstan
Website:
dossym.kz
Employees:
1
Askhat Beisenbayev Work Experience Details
  • Dossym Fintechlab
    Chief Executive Officer
    Dossym Fintechlab
    Kazakhstan
  • Dossym Fintechlab (Dossym.Kz)
    Chief Executive Officer
    Dossym Fintechlab (Dossym.Kz) Jan 2023 - Present
    Almaty, Kazakhstan
    FinTechLab (FTL) is a dynamic and innovative fintech startup providing business loans to SME and privateindividuals. The Microfinance industry in Kazakhstan has been growing rapidly for the last 5 years. The Company has issued its debut Bonds in January 2024 thereby going public.
  • One Consulting Company
    Investment Consultant
    One Consulting Company May 2017 - Present
    Almaty
  • Swiss Capital Kazakhstan
    Chief Executive Officer
    Swiss Capital Kazakhstan Oct 2019 - May 2022
    Kazakhstan
    Key achievements:- Built fully aligned and professional management team covering all key business functions: Sales, Security/Collection, Risk Management, Legal/Compliance, HR, Loan Administration and Accounting- Loan Portfolio grew up more than 3 times (from T2.3B to over T7B)- Expanded network covering 12 cities in Kazakhstan (from 5)- Less delayed loans: 3.8% of loans overdue by more than 90 days - through better complex borrower&collateral assessment and elimination of fraudulent transactions- Full transformation from a regular LTD (ТОО) into a proper licensed financial company compliant with all regulatory requirements (license # 02.21.0048М)- Made the Company public by issuing and listing its bonds on KASE (local Stock Exchange) and attracting more than $3.2M from retail investors with no additional pledges, guarantees or covenants- IT-infrastructure and ERM upgrades (BrainySoft, AML, CRM, 1C Accounting)- Successfully handled two critical challenges: COVID Pandemic and January 2022 (Kantar) riots - not many MFOs survived both of these- From a loss-making Company, we started generating more than T150M (~$350K) monthly before the financing costs, measures included cutting costs by about 30% and staff optimization- In 2020 we have successfully passed an inspection from a combined group of representatives from the Prosecutor's Office, Financial Oversight, Tax Authorities and Internal Affairs (Police)
  • Kaznexinvest, Investment Promotion Agency (Ipa)
    Deputy Ceo, Eu Rep
    Kaznexinvest, Investment Promotion Agency (Ipa) Jan 2015 - May 2017
    Astana, European Union
    Selected achievements:• Took a key role in completing an organizational restructuring based on OECD recommendations for best performing IPAs• The number of staff has been reduced from 152 to 124, the number of head office business units from 26 to 14, 4 layers of management down to 3 – helping create more lean structure and improve internal communications• The responsibilities and business processes in Investments division of the Company have been clarified and enforced, all corresponding KPIs have been established• The company has moved to new open space professional offices located very close to our main counterparty in the Ministry which has also saved on traveling and time for many employees. This was achieved within the same budget for renting offices.• The Company’s back-office underwent a “turn-around” which helped improve internal Accounting, IT, HR, Legal and Procurement functions• In Procurement, the business processes have been optimized to bring better clarity and transparency and reduce corruption-related risks• As an EU Representative, I have completed all the required onerous monthly and quarterly KPIs. The potential investors relied on me as an expert providing more practical help on investment opportunities in Kazakhstan.
  • Jsc
    Ceo (Chairman Of The Management Board)
    Jsc "Kazpost" Oct 2013 - Jul 2014
    Astana, Kazakhstan
    The National Postal Operator of Kazakhstan (RK), the company providing financial and postal services across the country with a turnover of c. $200MSelected achievements:• Reflecting on the need of cardinal changes, the company has embarked on comprehensive business transformation program meant to review all the key company processes and create a new business model in line with the best industry practices• The law on “designated operator” have been passed through both Chambers of Parliament and signed by the President of Kazakhstan. This has been a pressing issue for the Company since 2008• Within the limited timeframe, the Company has undergone through significant organizational changes aimed at streamlining the roles and responsibilities and at creating a matrix structure to ensure better interaction and involvement of regional branches• The sales function in the Company has been re-enforced through clear separation between selling and operational specialized branches• The “cooperation memoranda” have been signed with all Regional Governors (Oblast Akims) calling for wider support of Kazpost outlets in rural areas. This has triggered more active interaction at the regional level and raised awareness of Kazpost’s related enduring problems there• In H1 2014 the sales have increased by 10.7% compared to the same period of last year.
  • Sekerbank
    Member Of The Board Of Directors
    Sekerbank Mar 2013 - Mar 2014
    Istanbul, Turkey
    Medium-sized commercial bank in Turkey (BTA Bank is one of its large shareholders)
  • Bta Bank
    First Deputy Chairman/Ceo
    Bta Bank Sep 2011 - Oct 2013
    Almaty, Kazakhstan
    BTA BANK Conglomerate, the Group spearheaded by BTA Bank, Kazakhstan’s third largest commercial bank with assets over $10B and the country's second largest branch networkThe group is 97.3% owned by Samruk-Kazyna National Welfare Fund• Acting Chairman of the Management Board, general management of the Bank and BTA Group as a whole. During my tenure at BTA I was also required to carry out the role of Acting CEO between the departure and subsequent appointment of three different CEOs or in absence of appointed one.​BTA Bank Committee/Working Group (W/G) Memberships:Asset and Liability Management CommitteeOperational Risks CommitteeHQ Credit CommitteeBranch Network Credit CommitteeTariff CommitteeDisciplinary CommitteeIT CommitteeW/G on Cost and Org. Structure OptimizationW/G on Restructuring and Creditor NegotiationsW/G on Due Diligence (DD) by Potential Investor Apart from by day-to-day responsibilities and duties, I have taken an active and high profile role for the Bank in the following achievements:• As a result of 2012 Restructuring, the Bank was recapitalized by about $10B and put on a stable financial footing• The Deal was considered as “fair and balanced” according to certain creditors who gave their interviews to Debtwires• During 2013 the Bank underwent a deep and heavy-duty DD process by Halyk Bank and its Advisors• During the course of my tenure at the Bank, the Bank had moved to generating a positive Net Interest Margin, its Operational Income is positive for the first time since 2009, and during H1 2013 its Shareholder’s Capital increased by 7% and Net Profit is KZT15.6B
  • Air Astana
    Vp Finance (Cfo)
    Air Astana Jul 2003 - Dec 2010
    Almaty/Astana, Kazakhstan
    The Kazakhstan’s flag carrier with a large international network and turnover of c. $700M pa. The company is 49% owned by BAE Systems PLC and 51% by Samruk-Kazyna National Welfare FundResponsibilities:• Leading the entire Finance Function of the Airline including payments, financial and revenue accounting & control, budgeting and performance, forecasting, analysis and management reporting to support the delivery of budget and the business plan (overall we had about 100 people in Finance)• Developing and driving the Finance team toward constant improvement, better service quality and managing correspondent changes (including training and promotions)• Safeguarding the Company assets and ensuring the maximum protection of the Company’s financial interests in dealing with the service providers (e.g. airports, navigation, fuel providers, etc.)• Coordinating the Airline Risk Management activities (ERM) including the mitigation of risks by getting the required insurance coverage• Developing and ensuring processes and procedures are in line with the established Corporate Governance Rules• Developing and maintaining good relationships with banks and other financial institutions and generally establishing a robust funding strategy• Supporting the CEO in achieving a strong and consistent financial performance with a realistic cost base in line with Company’s mission and goals• Starting in 2003 for a number of years, I was also looking after IT having a title of VP Finance and ITPrior to joining Air Astana, I have been involved in fund-raising initiative for Prima, one of the biggest FMCG companies in Central Asia (from November 2002 till September 2003). I also served as a deputy head in charge of Finance (CFO) in this company.
  • Bank Caspian
    Economic Analysis And Planning Director/Deputy Chairman
    Bank Caspian May 2000 - Nov 2002
    Almaty, Kazakhstan
    The middle-size commercial bank• In charge of treasury, economic analysis, planning and risk management departments• Member of the Board, member of Credit, Finance and Tariff Committees• Executive Secretary of the Board of DirectorsAs a Director of Economic Analysis and Planning Department:• Managed a team engaged in production of various managerial reports, headed a full-scale review of one bank - the potential buy-out target• Developed recommendations on strategy, managing financial risks and pricing of banking products• Set limits on counterparty banks including analysis of their asset quality and valuation estimates; analyzed general trends in banking industry of Kazakhstan
  • Pragma
    Corporate Finance Group Consultant
    Pragma Jun 1999 - May 2000
    Almaty, Kazakhstan
    USAID Securities Market Development Project• Coordinated with broker/dealers when they interacted with Pragma• Researched investment interests of pension fund asset managers• Coordinated the securitization initiative for social obligations of oil & gas companies operating in KazakhstanThe final project report is available at:http://pdf.usaid.gov/pdf_docs/PDABS982.pdf
  • Emerging Star Investments
    Kazakhstani Stock Market Consultant
    Emerging Star Investments May 1998 - Aug 1998
    New York, Ny
    Summer internship during my MBA program:• Researched Kazakhstani blue chips and other companies that have interest in Central Asia• Tracked and reported on monitoring of important market developments• Served as a company representative and liaison• Networked with local brokers, companies, government officials, local investors, other key players
  • Central Asian-American Enterprise Fund
    Project Coordinator/Research Assistant/Interpreter
    Central Asian-American Enterprise Fund Jan 1997 - May 1998
    Almaty, Kazakhstan
    US-based venture capital investment institutionResponsibilities:• Coordinated Capital Markets Team aimed to establish an Investment Banking / Securities Brokerage house in Kazakhstan• Prepared due diligence, monitored media coverage, conducted interpretations and translations• Helped coordinate the Conference on Kazakhstan Trade and Investment Opportunities, in Washington, DC, November, 1997

Askhat Beisenbayev Skills

Banking Airlines Investments Financial Analysis Corporate Finance Investment Banking Securities Insurance Fmcg Managerial Finance Management Strategic Financial Planning Mergers And Acquisitions Business Strategy Strategy Negotiation Forecasting Risk Management Internal Controls Valuation Capital Markets Due Diligence Finance Restructuring Analysis Business Planning Financial Modeling Executive Management Venture Capital Emerging Markets Private Equity

Askhat Beisenbayev Education Details

Frequently Asked Questions about Askhat Beisenbayev

What company does Askhat Beisenbayev work for?

Askhat Beisenbayev works for Dossym Fintechlab

What is Askhat Beisenbayev's role at the current company?

Askhat Beisenbayev's current role is Chief Executive Officer.

What is Askhat Beisenbayev's email address?

Askhat Beisenbayev's email address is as****@****ail.com

What schools did Askhat Beisenbayev attend?

Askhat Beisenbayev attended Emory University - Goizueta Business School, Whu, Otto Beisheim Graduate School Of Management, Kazakh State Academy Of Management.

What are some of Askhat Beisenbayev's interests?

Askhat Beisenbayev has interest in Social Services, Organizational Re Design/optimization, Crisis Management, Science And Technology, Business Performance Improvement.

What skills is Askhat Beisenbayev known for?

Askhat Beisenbayev has skills like Banking, Airlines, Investments, Financial Analysis, Corporate Finance, Investment Banking, Securities, Insurance, Fmcg, Managerial Finance, Management, Strategic Financial Planning.

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  • Askhat Beisenbayev

    Ib Dp Economics And Business And Management Teacher – Nazarbayev Intellectual Schools Ib, Ib Economics Examiner
    Astana, Kazakhstan

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