As a certified mortgage planning specialist and a top 1% mortgage originator in America, I have over 24 years of experience in helping clients achieve their financial goals through homeownership. I have a degree in economics and a passion for creating personalized and transparent mortgage solutions.As the president of Next Wave Mortgage, I lead a team of dedicated professionals who provide low-rate, low-fee mortgages, a simple and transparent process, and unparalleled customer service. I work personally with each client to tailor a mortgage plan that suits their needs and aspirations. I believe in empowering people to change their lives through homeownership.