3JAABIANS is a consulting firm focusing on financial inclusion, Fintech, financial advisory, diversity & and equality, SME & and entrepreneurship development, capacity building, training & and development. Lead consulting activities on financial inclusion especially for women and in the low-income segment. Led multiple studies for clients by designing and conducting interviews with high-level government officials and central bank representatives on financial inclusion. Mostly managed the… Show more 3JAABIANS is a consulting firm focusing on financial inclusion, Fintech, financial advisory, diversity & and equality, SME & and entrepreneurship development, capacity building, training & and development. Lead consulting activities on financial inclusion especially for women and in the low-income segment. Led multiple studies for clients by designing and conducting interviews with high-level government officials and central bank representatives on financial inclusion. Mostly managed the client relationship part during the tenure.Digital Adoption, Sustainability Strategy, Diagnostic and Innovation Roadmap, Innovation Ecosystem Development, Market Insights and strategy are the key services offered and provided. Show less

CIMMYT) conducted a study on “Digital agricultural tool types and gender inclusion in Bangladesh”. To identify relevant digital agricultural tools for assessment, a comprehensive landscape survey was conducted. This survey identified approximately 170 distinct digital solutions related to agriculture in Bangladesh. These tools were then categorized based on their primary sectors (crops, livestock, fisheries, or a combination), as well as their solution categories (advisory services, weather… Show more CIMMYT) conducted a study on “Digital agricultural tool types and gender inclusion in Bangladesh”. To identify relevant digital agricultural tools for assessment, a comprehensive landscape survey was conducted. This survey identified approximately 170 distinct digital solutions related to agriculture in Bangladesh. These tools were then categorized based on their primary sectors (crops, livestock, fisheries, or a combination), as well as their solution categories (advisory services, weather information, diagnostics, market linkages, etc.).The study team then analyzed the accessibility of these tools, considering the channels through which they were available (mobile phones, smartphones, computers, sensors, satellites, apps, web platforms, SMS, call centers, IVR systems, etc.). A scoring system was employed to quantify the tools' performance across various factors, including accessibility, usefulness, support, and enabling features.Following predefined shortlisting criteria and project objectives, the top 20 agricultural solutions were identified. Subsequently, 6 tools were further shortlisted for assessment through user testing and feedback. The team sent invitations to these tools, and 4 of them expressed interest in participating in the survey and shortlisting process.Finally reached 20 and conducted a user experiences survey with 120 users from 4 selected tools providing advisory to the farmers including women via APPs, SMS, IVR, and Call Center-based digital agriculture services to understand women's inclusion. A set of recommendations and key findings prepared and shared with tool owners to ensure women's inclusion. Show less

As Deputy Country Lead (Senior Director) – Feed the Future Bangladesh Digital Agriculture Activity managed the overall activity of Bangladesh, provided guidance to activity staff on diagnostic and Innovation Roadmap, technical and administrative matters, and worked closely with partners from across the USAID’s Feed the Future portfolio in Bangladesh to integrate the activity’s work with that of our partners. Responsible for increasing access to digital agriculture tools to improve livelihoods… Show more As Deputy Country Lead (Senior Director) – Feed the Future Bangladesh Digital Agriculture Activity managed the overall activity of Bangladesh, provided guidance to activity staff on diagnostic and Innovation Roadmap, technical and administrative matters, and worked closely with partners from across the USAID’s Feed the Future portfolio in Bangladesh to integrate the activity’s work with that of our partners. Responsible for increasing access to digital agriculture tools to improve livelihoods and nutrition for people in key areas of the country. Manages and supervises innovation ecosystem development and the piloting of digital agricultural tools in new areas, provides guidance for capacity-building resources and infrastructure for tool users, and connects tool owners to investments. Show less

Consultant as Resident Advisor to perform the key role in Bangladesh for the project called "Increasing usage of MFS by low-income women in Bangladesh" Digital Adoption, Sustainability Strategy, Diagnostic and Innovation were the key roles including:• Served as Resident Advisor to perform the key role in Bangladesh for the project called "Increasing usage of MFS by low-income women in Bangladesh"• Accountable for ensuring flawless execution of the project; acting as the Women’s World… Show more Consultant as Resident Advisor to perform the key role in Bangladesh for the project called "Increasing usage of MFS by low-income women in Bangladesh" Digital Adoption, Sustainability Strategy, Diagnostic and Innovation were the key roles including:• Served as Resident Advisor to perform the key role in Bangladesh for the project called "Increasing usage of MFS by low-income women in Bangladesh"• Accountable for ensuring flawless execution of the project; acting as the Women’s World Banking face on the ground in Bangladesh and in liaising with the partner(s). • Supported partners with the execution of G2P and B2P segment payments flow less to increase usage of MFS by Low-Income Women through utilizing Women’s World Banking, Inc.’s women-centered design methodology. • Developed and conducted training of trainers for the RMG workers targeting to adopt the usages of digital financial accounts, to help DBBL Rocket become a more attractive product for customers and increase usage rates in order to help more people, especially women, to increase the use of formal financial services and address the inclusion gap in Bangladesh. Show less

Co-Author, worked as an assessment team to the Feed the Future Bangladesh digital agriculture assessment follow-on: an updated review of the agtech landscape for Feed the Future,Report: As digital solutions for agriculture continue to grow around the world, a landscape teeming with numerous actors and tools has emerged in Bangladesh. Feed the Future commissioned this study as a follow-on to a 2018 assessment in order to deepen and update its understanding of the country’s digital… Show more Co-Author, worked as an assessment team to the Feed the Future Bangladesh digital agriculture assessment follow-on: an updated review of the agtech landscape for Feed the Future,Report: As digital solutions for agriculture continue to grow around the world, a landscape teeming with numerous actors and tools has emerged in Bangladesh. Feed the Future commissioned this study as a follow-on to a 2018 assessment in order to deepen and update its understanding of the country’s digital agriculture landscape. Under the Digital Frontiers Activity, Strategic Impact Advisors conducted this assessment in March through May of 2020. The report contains the findings of remote consultations with 37 institutional actors in Bangladesh’s agriculture technology (agtech) sector and 16 digital tool users – including farmers, livestock service providers, and extension workers. find here: https://files.digitalfrontiersdai.com/media/documents/Bangladesh_Digital_Agriculture_Assessment_public_version.pdf Show less

As a consultant on diagnostic and innovation roadmap, customers' journey, and advise the digital payments and reporting system for digital inclusion. Digital financial inclusion activities for the unbanked, urban slum communities to access safe drinking water through water ATM/digital technologies. Mobile and Agent Banking is the payment mode for them to access water.

Short Term Consultant- Part of a study on the impact of agent banking on market demand in Bangladesh. MicroSave is an international consulting firm that offers practical, market-led solutions focused on enhancing access to financial services to the low and middle-income segments. This assignment was commissioned by the Business Finance for the Poor in Bangladesh (BFP-B) program to study the impact of agent banking on market demand.• Conducted KII of key stakeholders including… Show more Short Term Consultant- Part of a study on the impact of agent banking on market demand in Bangladesh. MicroSave is an international consulting firm that offers practical, market-led solutions focused on enhancing access to financial services to the low and middle-income segments. This assignment was commissioned by the Business Finance for the Poor in Bangladesh (BFP-B) program to study the impact of agent banking on market demand.• Conducted KII of key stakeholders including service provides, development partners, and regulators, to identify the demand perspective and provided sections at the report.• Literature review and provided views on the draft national financial inclusion policy document of the Bangladesh government. Show less

Leading the USAID’s Mobile Solutions Technical Assistance and Research (mSTAR)’ project - a broad, flexible, and responsive technical assistance and action learning program in Bangladesh. mSTAR seeks to increase access and use of mobile technologies by the poor, civil society, local government institutions and private sector stakeholders. Managed a team responsible to facilitate the adoption of DFS mainly B2P, P2P & B2B by USAID implementing partners (IPs) with regard to making the… Show more Leading the USAID’s Mobile Solutions Technical Assistance and Research (mSTAR)’ project - a broad, flexible, and responsive technical assistance and action learning program in Bangladesh. mSTAR seeks to increase access and use of mobile technologies by the poor, civil society, local government institutions and private sector stakeholders. Managed a team responsible to facilitate the adoption of DFS mainly B2P, P2P & B2B by USAID implementing partners (IPs) with regard to making the transition away from cash through awareness raising, capacity building, technical assistance, DFS assessment, dialogue facilitation, grants & many other supports. Designed and managed the transition with a number of USAID projects in Bangladesh. Introduced two completely new DFS innovations to provide different ag-value chain actors with microcredit, savings, merchant payments and directly contributing to the UN SDGs. Worked on designing and facilitating of various technical workshops for USAID IPs and town hall meetings for RMG factories on DFS adoption and financial literacy targeting smallholder farmers, community health workers, Aub Assistant Agriculture Officers (SAAOs), and RMG workers.Over 24,000 individuals have been enrolled in digital financial service accounts, most of whom were previously unbanked. Out of this total, more than 60% are women. Through June 2017, mSTAR has helped USAID IPs and their beneficiaries transact around USD $2 million using digital financial services. Show less

Managed a team and lead the outreach activities including training and aviation as head of outreach at MAMA Bangladesh Initiative of Dnet. MAMA is a country-owned, country-led initiative managed by a broad coalition of stakeholders. Through a core group of founding partners, MAMA design, test, build, and scale a platform to provide both audio and text health messages to pregnant women and new mothers linked to their delivery date.MAMA leverages the collective resources of the U.S… Show more Managed a team and lead the outreach activities including training and aviation as head of outreach at MAMA Bangladesh Initiative of Dnet. MAMA is a country-owned, country-led initiative managed by a broad coalition of stakeholders. Through a core group of founding partners, MAMA design, test, build, and scale a platform to provide both audio and text health messages to pregnant women and new mothers linked to their delivery date.MAMA leverages the collective resources of the U.S. Agency for International Development (USAID) and Johnson & Johnson and supporting partners, the United Nations Foundation, mHealth Alliance and BabyCenter LLC. Managed partnership with the Telcom provider, connectivity and platform provider and developed outreach partnership and managed and developed team and its activities. At the pilot stage served as program manager for the initiative about a year time from the initiation of the project.I have also introduce the first female mobile financial service agent (MFS Agent) "Infolady" of Dnet's initiatives with partnering DBBL Mobile Banking - Rocket back in 2012. Show less

Manage and strategy development of 'knowledge and livelihood content repository'​ called http://www.infokosh.bangladesh.gov.bd/Create and Manage largest blog network for 'union information and service centre'​ called www.uiscbd.ning.comAct as master trainer on various issues, like access to information, usage of infokosh and ICT by the government officials and others.Manage divisional level 'Digital Innovations Fair 2010-11' in six divisions.

Managed projects of Bangladesh Telecentre Network (BTN) with financial assistance from Islamic Development Bank (IDB) titled “The Implementation of Rural MSME Services Using ICT in Bangladesh” under its Knowledge, Information and Communication Technology for Development (KICT4D). The project was successfully completed in March 2010.Manage to establish ‘BTN Resource Centre’ at district level. This programme was supported by Intel-World Ahed Programme, Bangladesh and IDRC, Telecentre.Org.

Worked as a project manager to fulfill the project activities and mobilizing the eight member’s team to develop the methodology paper for the next four years program. BDResearch.org.bd is an online Knowledge Center brought to you by Dnet.

Manage overall program operations; Promote Corporate Social Responsibility in Bangladesh. Manage capacity building training and workshops for the key stakeholders. Liaison with the key stakeholders and regulatory authority for its operational matters.

I have been worked as research/program/project associate on projects including those listed below.Corporate Social Responsibility Projects1 Developing a Business Plan for the CSR Centre; July 2006 – September 2007; funded by Swisscontact- KATALYST2 Development and Adoption of a National CSR Code for the RMG Sector in Support of Female Garments Workers in Bangladesh; May 2006 – August 2007; Australian High Commission3 Dialogue series on CSR Practices and Challenges in… Show more I have been worked as research/program/project associate on projects including those listed below.Corporate Social Responsibility Projects1 Developing a Business Plan for the CSR Centre; July 2006 – September 2007; funded by Swisscontact- KATALYST2 Development and Adoption of a National CSR Code for the RMG Sector in Support of Female Garments Workers in Bangladesh; May 2006 – August 2007; Australian High Commission3 Dialogue series on CSR Practices and Challenges in Bangladesh; June 2005 – May 2007; Bangladesh Enterprise Institute4 Documentary features on CSR Practices in Bangladesh; July 2005 – July 2006 funded by Swisscontact- KATALYST 5 Development of Case Studies on Corporate Social Responsibility Practices in Selected Bangladeshi Companies; October 2004 – January 2005; funded by Swisscontact- KATALYST Regulatory Reform Projects6 Administrative Barriers Review Study; Nov. 2005 – February 2006 funded by SEDF and FIAS 7 BEI-SEDF SME Advisory Service (BSAS); April 2003 – April 2004; funded by SEDF, IFC Competition Policy Projects8 Advocacy and Capacity Building on Competition Policy and Law in Asia; May 2004 – July 2006; funded by CUTS International, IndiaTrade Facilitation Projects9 Trade Promotion and Facilitation between Northeast India and Bangladesh; June 2004 – June 2005; funded by SEDF, IFC Productivity Analyses and Mapping of Sub-Sectors10 Productivity Baseline Study of SMEs in Bangladesh (Part II); March 2005 – July 2005 funded by Swisscontact- KATALYST 11 Productivity Baseline Study of SMEs in Bangladesh (Part I); April 2004 – August 2004 funded by Swisscontact- KATALYST . Show less