Athul M Email & Phone Number

Kozhikode, Kerala, India

*Used car and used commercial vehicle loan Process and disbursement 1. Credit Analysis: Evaluate creditworthiness of loan applicants, analyzing financial statements, credit reports, and other relevant data. 2. Loan Processing: Process loan applications, ensuring compliance with regulatory requirements and company policies. 3. Risk Assessment: Identify potential risks associated with loan applications and recommend mitigation strategies. 4. Credit Approval: Approve or reject loan applications based on creditworthiness and company lending policies. 5. Loan Documentation: Prepare and review loan agreements, ensuring accuracy and completeness. 6. Credit Monitoring: Monitor borrower's credit performance, identifying early warning signs of potential default.7. Collection and Recovery: Manage delinquent accounts, negotiating payment plans and facilitating recovery processes. 8. Portfolio Management: Manage a portfolio of loans, ensuring optimal risk-reward balance. 9. Compliance: Ensure adherence to regulatory requirements, industry standards, and company policies. 10. Customer Service: Provide excellent customer service, responding to customer inquiries and resolving issues.

Kozhikode, Kerala, India

Managed loan disbursement processes for personal loans and used car loans

Civil Station Kozhikode

back office executiveoperations in used and new cars registration and RC transferchallan payment, fancy number bidding

Malappuram Kerala, India 679571

◼️Prepared financial statements such as budgets, billing and cost reports. Handled cash transactions and issued receipts◼️Prepared reconciliations, staff payroll, customer ledger cards and issued customer invoices

Bachelor'S Degree, Business/Commerce, General

Bachelor'S Degree, Commerce