With a team of dedicated staff I have successfully performed and achieved results above the targets assigned by the Management, which include deposits / advances, trade business and profits and earned acknowledgment & appreciation.•Supervise all branch functions that should be carried out in accordance with laid down procedures and Operation manuals & adhered SBP & Regulatory requirements/guidelines in day to day Branch working.•Plans & organizes all activities in the Branch. Creates an… Show more With a team of dedicated staff I have successfully performed and achieved results above the targets assigned by the Management, which include deposits / advances, trade business and profits and earned acknowledgment & appreciation.•Supervise all branch functions that should be carried out in accordance with laid down procedures and Operation manuals & adhered SBP & Regulatory requirements/guidelines in day to day Branch working.•Plans & organizes all activities in the Branch. Creates an environment for performance. Ensures effective Team Work and efforts by making people know their purpose, objective, duties & targets.•Develop client relationship & business. Attend to their banking, financing & investment needs. Show less

Circular Road is the hub of business activities in Lahore having heavy volume & diversified range of businesses and trade finance including manufacturing, trading, and wholesalers. (Corporate & Commercial nature of clientele) Accounts of this area need special attention and require in-depth knowledge of trade transactions along with a through understanding of various industry trends. Responsibilities included but not limited to; •Identification /Marketing /Booking of Business Banking (Both… Show more Circular Road is the hub of business activities in Lahore having heavy volume & diversified range of businesses and trade finance including manufacturing, trading, and wholesalers. (Corporate & Commercial nature of clientele) Accounts of this area need special attention and require in-depth knowledge of trade transactions along with a through understanding of various industry trends. Responsibilities included but not limited to; •Identification /Marketing /Booking of Business Banking (Both SME /Corporate) clients which are viable for the bank.•Supervision /Preparation of Credit Line Proposals in conformity with Bank and Central Bank’s regulations.•Ensure that the overall portfolio of the branch remains healthy, clean and growing thus adding to the profitability of the bank. Show less

•Overall Supervision of Credit Department.•Supervision/ Preparation of Credit Line Proposals in conformity with Bank and SBP’s Credit Policies and Guidelines which includes interface and interview the prospective customers, obtain the necessary information/documentation with a view to assess their borrowings needs and upon satisfaction, to process a comprehensive proposal for consideration and approval at the appropriate level of authority.•Analysis of customer’s financial… Show more •Overall Supervision of Credit Department.•Supervision/ Preparation of Credit Line Proposals in conformity with Bank and SBP’s Credit Policies and Guidelines which includes interface and interview the prospective customers, obtain the necessary information/documentation with a view to assess their borrowings needs and upon satisfaction, to process a comprehensive proposal for consideration and approval at the appropriate level of authority.•Analysis of customer’s financial statement.•Identification and Marketing of potential Customers (Commercial/SME/Corporate).•Ensure compliance of all types of internal & external inspection reports.•Follow-up for in time recovery of profit /finance.SECURITY DOCUMENTATION: Supervision of CAD (Credit Administration Department) to ensure that all security /charge documentation is complete in accordance with the bank’s policies, practices, and satisfaction of the bank’s legal advisor. Show less

•Raising of credit proposals.•Business calls on customers (Corporate & Retail).•Analysis of customer’s financial statement.•Handling pre-disbursement formalities for fund/non-fund based facilities