Expert in managing credit risk for loans, guarantees and equity operations in the Nordic, EU as well as in the emerging markets. Up to 20 years of experience in sovereign, corporate, bank and project finance counterparty credit risk review, analysis, assessment, mitigation and monitoring. Transaction team level responsibility in conducting the project’s financial, technical environmental, legal and technical due diligence. Loan and guarantee risk pricings. Multi-cultural work experience gained from several multilateral and private banks. Innovative and analytical approach, ability to set and meet deadlines, capacity to organize own and the team’s work and to prioritize the duties in the credit process. Fluent in two (Finnish and English) and working knowledge in two other languages (French and Swedish). KEY QUALIFICATIONS • Credit risk assessment, including (term) loans, guarantees and equity• Credit risk process management as the Deputy Head of Credit• Counterparty risk (PD) assessment, analysis, review and monitoring• Structuring the transactions in both EU/OECD and in the emerging countries• Drafting of Credit Opinions, Risk Management and Financial Policies• Account officer for key clients, origination, loan / guarantee negotiations• Transaction team level responsibility for financial, legal, environmental and technical risk due diligence on the projects• EU and IFI-work coordination, Board meeting preparations, Project evaluation
Listed skills include Banking, Credit Analysis, Credit Risk, Credit, and 17 others.