Investor, Advisor, Board member to companies in various industries in the $10-50 million valuation range• Developed business plan for an independent health exchange, replacing healthcare.gov, enabling states to provide their own healthcare exchange, delivering additional insurance products at a lower cost with an expedited purchasing process, while saving money for the state. Assisted in capital raise; Hired CTO to create an enterprise-grade infrastructure plan• Advised a group of US-based Doctors to research, conceptualize, and plan a hospital in India to provide international-standard healthcare to India's growing middle class; Created a business plan and assisted in capital raise; Assembled a cross-functional team to run venture; established corporate structure to facilitate global capital flow; Negotiated attractive lease for a plug-in ready hospital; Led procurement from vendors in China• Strategic advisor to CEO and investor in a next-generation document technology company in US• Board of Directors – Atlantis Medicity Pvt. Ltd., Qualibar Inc.; Advisor – Chainworks, Cinebee, Aiwa

Responsible for sales, strategic alliances and all operations of this innovative EdTech Startup providing hands-on STEM projects with standards aligned curriculum for K-8 segment.• Brought in several investors including the single largest investor into the company as part of series seed; In process of negotiating a game-changing strategic alliance in the Indian subcontinent• Managed expansion of product portfolio from three projects to ten projects in a span of under six months• Hired a direct sales team in the neighboring midwestern states to expand outwards from Illinois • Ideated and implemented growth initiatives – digital twins for our projects in VR, self-paced professional development • Created scalable processes to support growth – client services, professional development, procurement & fulfillment, and support

First executive hired by the newly appointed CEO to help lead the turnaround of a publicly traded Fintech payment services provider for government agencies, higher education, and utilities. Worked closely with the Board of Directors throughout the turnaround. • Led strategic due diligence effort to identify core problem areas and worked closely with CEO to develop and execute a strategic turnaround plan which resulted in EBITDA growing from negative $2 million to positive $8.8 million over 3 years • Launched new product offerings – Payment Plan, Mobile Payments, Mobile Wallet, and eBill driving retention of existing clients and acquisition of new targeted clients• Reworked the sales strategy with SVP of Sales -- split into hunters and farmers, created a new centralized channel • Led the M&A effort with CEO and CFO resulting in acquisition by ACI Worldwide for $149 million in cash, representing approximately 190% increase in enterprise value over three years

Initially engaged as executive consultant to CEO of a mid-sized private-equity funded corporation to develop organic growth strategies across all business lines. Brought in-house to execute on the strategic plan to grow the organization leading to an improved IPO story.• • Identified unprofitable product segments within the private label business unit and implemented strategies to transform portfolio to profitability resulting in 15% revenue growth and achieving 30% PBT within 12 months• Spearheaded turnaround of the “Fuelman” business unit by envisioning and launching the “Diesel Advantage” card, and developing an integrated sales & marketing strategy to reverse a 5-year declining revenue to positive growth• Led due diligence effort on a couple of acquisition targets to drive inorganic growth

Managed all aspects of the Digital channel for the US Cards business with 36 million active customers with a team of 55 professionals across five cities. • Transformed the channel from a platform focus to an effective marketing engine delivering over $180 million in annual value while reducing mailing costs by $20 million over same period• Increased online customer engagement by introducing lifecycle marketing which yielded 54% of Group’s online activity with only 37% of the Group customer base • Awarded most medals in 2008 and 2009 by industry publication ‘Credit Card Monitor’

Handpicked by COO to launch and lead HSBCs entry into the Small Business Card market in US with a five-year budget of $200 million. • Developed and gained approval for business plan to create an $80 million revenue business in five years; Built a team from the ground up; initiated project with a cross-functional team of 100+ professionals • Built infrastructure to launch Small Business Card on schedule, within budget; led development of a comprehensive launch plan using a test-and-learn approach to identify profitable segments based on products, populations and credit policy• Recommended and led shutdown of business in mid-2007 given the economic environment

Product Executive with P&L responsibility for a $1.6 billion portfolio yielding $55 million in PBT and Global SME Head driving global strategy and providing oversight.• Successfully launched Commercial cards in Hong Kong; HSBC largest issuer within 2 years• Reinvented Small Business Lending by splitting business into two core segments: micro business and SME. Achieved 160% CAGR for micro business segment and added $75 million in open lines over the first six months by creating a criteria-based lending methodology for SME

Defined product strategy to support a diverse set of retailers and executed working closely with all functional heads. Built team, negotiated favorable contracts with vendors, and led products from ideation to implementation including: a short POS application resulting in a 15% increase in application volume, credit kiosks, card not present, and pre-approval of one.

Led the ideation and launch of a “managed competitive marketplace”, delivering high quality professionals to its clients at up to 40% savings through supply chain optimization. Raised $1 million from multiple investors and achieved revenues of $1 million over a two-year period.

Provided strategy consulting to senior management at Fortune 50 companies.PREVIOUS EXPERIENCE CDI, Chicago; Tata Consultancy Services, IndiaProvided strategy and technology consulting to clients across the globe.