My Professional experience spans from consumer, mortgage, and financial lending to business development, marketing and entrepreneurship. I began my own mortgage business in 1997 and now with Gold Financial Services, I continue the endeavor of mortgage planning and lending to this day. We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the right rates, terms and costs-to meet your unique needs.For most people, their mortgage represents their largest and most important debt obligation while their home represents their most significant asset; however, most consumers lack a plan to manage their mortgage. I am knowledgeable, insightful, "out of the box" thinker and very personable. I am a huge advocate for my clients and have a "never surrender attitude". I am one of a rare group of mortgage planners in the nation who has invested in the technology, tools, and training necessary to deliver a comprehensive mortgage plan. I allow my clients to consider several mortgage options and then determine the strategy that best helps accomplish their goals. A properly structured mortgage plan will have a powerful impact on your overall financial health and wealth. Consumers who secure the services of a qualified mortgage planner are uniquely empowered to make solid decisions. I have helped many clients obtain their dream of ownership when they have been advised by others that they could not obtain this dream.