August W. Harris Iii Email & Phone Number

Austin, Texas Area

Leveraging a lifetime of experience in Austin, an in-depth knowledge of the Austin real estate market, more than 15 years of real estate secured asset management across the U.S., decades of hands-on restoration and remodeling experience, extensive public policy and community service, coupled with the genetics of two generations of architects and engineers, I look forward to providing superior service in meeting each and every client's unique needs and desires. Member Austin Board of RealtorsMember Texas Association of RealtorsMember National Association of RealtorsMember Institute for Luxury Home Marketing

Austin, Texas

Provided Texas based nonprofit clients with strategic planning services, assessments, feasibility studies, market opportunity studies, fund development plans, major giving campaigns, financial management and advocacy support. Enhanced nonprofit client capabilities in fundraising, development, donor relations, major gifts and leadership gifts, corporate gifts, cultivating, soliciting, and stewarding high-level gifts.

Covenant Financial Solutions provides merchant services through its processing partners for clients in many industries throughout the United States. Using a personalized, consultative approach to meet the unique needs of each of our clients, we also provide add value services such as mobile payment strategies, internet payment gateways, gift and loyalty cards, check verification and guarantee as well as processing equipment, software and supplies.Covenant Financial Solutions also offers banking consulting services specifically in the field of special assets, particularly secured by real property. We have experience in due diligence, portfolio valuation and sales, loan workout and foreclosure, and fraud investigation.

Developed new business prospects at the institutional and small firm level, reinvigorated existing client bases, created tracking processes, negotiated services and contracts and managed client relationships. Evaluated non-performing loan pools for acquisition. Successfully managed multi million dollar portfolio of non-performing commercial loans, deficiencies and judgments.

Performed real estate investment analysis, due diligence and compliance audits, loan and OREO portfolio reviews, LIHTC and bond financed project reviews, underwriting audits, HMDA reviews, servicing transfer reviews and conventional, B and C underwriting.Portfolios included real estate secured loans; bankruptcies; foreclosures; repossessions; judgments; consumer loans; and commercial loans. Experience on a national level that required understanding key differences on a state by state basis throughout the country. Enhanced understanding of how relevant state laws can impact both the value of a portfolio and how they are managed. Worked with firms such as First Financial Network, AssetLink and Litton, occasionally serving as project lead and often helping to train other contractors on their various due diligence software. Worked in both team and individual environments, often with little if any guidance or support. After a brief period as an independent contractor, was called on to be project lead for the above referenced companies among others because of my inherent management abilities.

Experience as examiner-in-charge supervising examination of CU lending practices & recommending corrective action affecting safety & soundness. Audited lending & asset management programs, policies, procedures, operations for loan portfolios,particularly real estate secured; bankruptcies; foreclosures; repossessions; judgments; & commercial loan portfolios. Performed financial analysis to calculate loan loss reserves & values for portfolio resolution. Participated in liquidations including pre-liquidation preparation, day-of activities as well as post liquidation activity. Post liquidation activities included directing & managing loan/REO portfolio analysis & disposition. Provided guidance, where appropriate, for those working on liquidations & conservatorships under my supervision. Developed or assisted in the development of policies for approval liquidation of credit unions. Had direct & relevant experience requiring a very high level of ability in solving problems requiring cooperation, coordination, collaboration & consensus, often between groups with very different positions. Extensive experience writing policies & procedures. Met with clients, customers & fee counsel to discuss issues. Negotiated contracts & agreements. Prepared & collaborated on organizational policies, procedures & guidelines, management reports, financial regulatory examination reports as they pertained to lending policies, procedures, reserve recommendations & liquidation recommendations, project reports, cases & reports of findings as requested. Provided training to colleagues & other parties, made group presentations, including financial institution employees & provided testimony before public bodies. Worked in both team & individual environments, often with little if any guidance or support. Negotiated deadlines, changes, & adjustments in priorities with management on my own behalf as well as that of my team.

Bachelor Of Arts, Economics And History

Mediator, Center For Public Policy Dispute Resolution Center

Education record