Aundrea E. Martinenas Email & Phone Number

Handle FHA and VA mortgage loans, making sure proper guidelines are followed. Ensured pricing and fees are accurately reflected on each transaction. Ordered all necessary appraisal corrections, title report updates, subordinations, and credit documents. Reviewed loan documents including title, insurance, tax certificates, income documentation, FHA.

Preparing conditions and moving mortgage loans to final underwriting within established time frame* Following proper procedures for FHA and VA mortgage loans* Ensuring pricing and fees are accurately reflected on each transaction* Ordering all necessary appraisal corrections, title report updates, subordinations, and credit documents* Reviewing loan.

Preparing and moving mortgage loans to closing within established time frame* Issuing proper disclosures per federal regulatory compliance* Reviewing rate lock and point objectives for accuracy reported discrepancies* Ensuring pricing and fees are accurately reflected on each transaction* Ordering all necessary appraisal, title, and credit documents*.

Providing one-on-one counseling to homeowners experiencing mortgage defaultReviewing borrowers financial information to calculate income, expenses and assets to determine if they meet investor guidelines for a loan modificationKnowledge of programs available to homeowners and use of system to submit applications for approvalDocumenting and following up on.

Have a well rounded background in mortgage banking. worked in areas such as loan origination, loss mitigation and foreclosure.

Reviewing loan files that are in late stages of default, review appraisals and BPOs to ensure properties are in sale condition, enter and maintain accurate records of all account actions taken while adhering to established policies and proceduresMaintaining a timely progression of account servicing and issue resolution while monitoring the status of.

Promoting and explaining first mortgage and home equity loan products and assists customers in determining the appropriate mortgage product(s)Inputting applications into the appropriate mortgage loan origination system for processing and underwriting approvalEnhancing customer relationships by telemarketing bank products and making outbound follow-up calls.

Analyzing borrower profile to determine the most advantageous mortgage product/serviceConsulting product benefitDevising strategy for brokers to generate business, maximize compensation, and satisfy borrower needMaintaining knowledge of policy/procedure in a continuously progressing industryMeeting departmental standards for exceptional client.

Adhering to Flight Options' house style for documentationDifferentiating between factual and non-factual informationEnsuring the documentation of all correspondence and oral communication between departments and pilotsInterpreting reports to promote a proactive approach to correcting potentially negative situationsServing as a liaison between several.

Arranged lecture material and visual aids for computer hardware/software training sessionsFamiliarized all levels of employment with new computer hardware/softwareLogged specific information into databases and ensured proper maintenance thereofManaged computer inventory for entire districtPerformed basic clerical duties and projects assigned by.

Bachelor'S, Sociology With A Concentration In Criminology

Associates

Bachelor Of Arts, Sociology; Criminology