EFT Finance is an independent finance broker, founded by myself and Henry Hemsley in 2010. We arrange funding for young, expanding and growing businesses in the UK.Asset Finance is the third most common source of finance for businesses, after bank overdrafts and loans.We provide the following types of asset finance:Finance lease – the most cost efficient finance facility for businessesOperating lease – also known as contract hire agreements used extensively in the motor industryHire purchase – you buy the asset over an agreed period of timeCash flow finance – popular with companies that are asset rich but cash poorMerchant cash advance – available to businesses that take credit and debit cards. Perfect for pubs, clubs and hotels.Why choose EFT Finance?The personal connections we have in the banking and asset finance industry, has enabled us to build an extensive 25+ list of funders. This is particularly beneficial for capital intensive businesses, such as vehicle hire companies, who may already have several active credit lines, can gain access to additional credit lines when existing ones have reached their limit.The trust that has been gained with senior management of these funders contributes to a 99% ‘Yes’ response to asset finance applications, very often where others have failed.We always provide honest and fair advice (even when it’s to the detriment of EFT Finance). All our customers are treated equally.