Leading the fund management initiative of IFMR Capital. Presently managing assets of over INR 400 crore

• Lead teams of credit analysts in credit rating and grading assignments• Instrumental in setting up financial sector ratings practice in ICRA's newly set-up Sri Lanka Operations• Resource person at in several forums including RBI Staff Training College, Professional Risk Managers International Association

As a Senior Analyst in the Financial Sector, responsible for • Credit Risk evaluation of banks, NBFCs and microfinance institutions and other financial sector entities, involvingo Active discussions with middle and top management of clients on finances and business plans;o Financial analysis, including preparation of detailed forecasts/ estimates;o Rigorous diligence of operations through branch visits and review of operations;o Assessment of business/ operating performance, understanding industry trends and outlook; • Preparation of comprehensive rating reports, cash flow projection models and presentation of the analysis and information to the rating committee to facilitate rating decisions;• Timely completion of deliverables, including publishing of detailed rating rationales and credit perspective reports;• Continuous monitoring of developments, internal and external to the company rated, through extensive interactions with Bankers and Market Participants to remain abreast of sectoral developments and understand the impact on clients’ credit profile; • Periodical surveillance of ratings outstanding; and• Proactive management of client relationships.Engagements handled include leading public and private sector banks, HFCs, retail NBFCs, infrastructure finance companies, microfinance companies, authorised dealers, gold loan companies and state financial corporations.

As Assistant Manager in the Audit practice, gained considerable experience in statutory, internal and tax audits besides due diligence reviews. Key responsibilities include: • Leading audit teams in various medium sized audit engagements• Detailed understanding of the business• Devising audit programs and procedures; testing compliance under relevant GAAP and laws• Analyzing trends and financial ratios• Finalizing financial statements and audit reports• Reporting and communicating to company management; discussion and resolution of audit issues with client’s management• Evaluating the design and implementation of internal control systems; Validating the operating effectiveness of controls; Communicating results of control testing through management lettersEngagements handled include financial statement audit of listed companies and large private companies in the diverse sectors including automobiles, non-banking finance, members of stock exchanges and packing materials manufacturer. Also, a key team member for special assignments done for Trusts managed by a Multilateral Agency, an equity research firm and an internet service provider.