Senior Relationship Manager handling Construction Real Estate Funding business.Origination of business opportunities in project funding, Inventory funding, LRDs and liability products etc.Handling large corporate clients across Gujarat region.Engage in structuring & credit appraisal processing, sanction process, execution of loan documents and post monitoring process.

Expert in handling credit sanction with accuracy of financial information leakage, reviewing & analyzing various other operational & financial risk involve, and supporting clients requirements by timely furnishing credit disbursement reports for globally syndicated and bilateral loans.Excellent management skills with team members and other stakeholders associated with credit disbursement reports & service orientation approach to understand business model for assessing funding requirement.Ability to support and sustain a positive work ambience that fosters team performance with strong communication, interpersonal & relationship management skills.Experience of working in cross-cultural, multi-lingual environments and overseas geographies Owned full accountability for all credit operationsProvided credit management training for managers and employees, developed policies and procedures for proper management of credit activity, and ensured compliance with all applicable state and federal regulations.Lead team for due diligence of credit documentation for leverage loans, MNCs loans and SME loans.

Due diligence of credit documentationEnsured the legal enforceabilty of documentsTaking care about the compliance Assisting management in quarterly and yearly MIS

• Monitoring the Accounts Payable module involving analysis and authorization for vendor payments as per financial policies, tracking due dates, reconciliation of payables and dealing with vendor on various subject matters. • Handling matters relating to Indirect Taxation comprising getting approval for exemption from levitation of Duties & Taxes on goods & services under the EXIM Act. Also discharging the statutory liabilities for payment of TDS, TCS, VAT, WCT etc. and preparation & submission of periodic returns for the same

Handled Internal audit and Statutory audit of various corporate as well as non corporate entities and prepared financial statements up to finalizations.Done statutory audit of various branches of Vijaya Bank and Co operative Banks. (i.e. People Co operative Bank and SVSBL)Done more than 8 Stock inspection audits of various industriesDone Revenue Audit (Income & Expenditure Audit) of various IndustriesMigration Audit for UBI