Flutterwave is a PanAfrica company that simplifies payment by providing payment infrastructure for global merchants and payment service providers across the continent.I supervise and coordinate all aspects of Agency Banking business to ensure targets are met. I am also responsible for driving Flutterwave's Agency Banking strategies by improving existing products and platforms, and working with cross-functional teams to develop new ones.

Parallex Bank is a Commercial Bank in Nigeria and the first Microfinance Bank to successfully convert to a Commercial Bank.My responsibilities included identifying and developing new business relationships across priority regions; Negotiating and finalizing engagement with switches, PTSPs, processors, technology partners, etcAs one of the pioneers , I worked with cross-functional teams to achieve delivery and deployment of Agency banking technology infrastructure and roll-out of… Show more Parallex Bank is a Commercial Bank in Nigeria and the first Microfinance Bank to successfully convert to a Commercial Bank.My responsibilities included identifying and developing new business relationships across priority regions; Negotiating and finalizing engagement with switches, PTSPs, processors, technology partners, etcAs one of the pioneers , I worked with cross-functional teams to achieve delivery and deployment of Agency banking technology infrastructure and roll-out of agent network ahead of set timeline. Show less

Sterling Bank is a top Tier 2 Commercial Bank in Nigeria with retail focus and digital play.I led the new Micro and Agency Banking team coming out of incubation to becoming a business unit. Key achievements include:• Conceptualized and implemented new pricing strategies that resulted in 25% growth in agent-initiated transactions and increased profit by 30%. • Managed $2 million Financial Inclusion Innovation Project, interfaced with foreign donors representatives and… Show more Sterling Bank is a top Tier 2 Commercial Bank in Nigeria with retail focus and digital play.I led the new Micro and Agency Banking team coming out of incubation to becoming a business unit. Key achievements include:• Conceptualized and implemented new pricing strategies that resulted in 25% growth in agent-initiated transactions and increased profit by 30%. • Managed $2 million Financial Inclusion Innovation Project, interfaced with foreign donors representatives and communicated effectively and ensured the Bank met the overall targets of the project.• Managed the project for digitization of cashless micro lending, giving tokens to beneficiaries in place of cash, using block-chain technology. • Oversaw development and delivery of new micro savings and loan products to market, including digitized Micro Thrift Collection (Sterling Esusu), Magic Saver (an offline savings product using USSD) among others.On financial budget and planning, I evaluated financial projections on new products including budgets and value realization. Show less

• Co-managed key engagements with technology partners to implement automation of regulatory. screening process on Financial Inclusion accounts.• Protected the Bank from penalties, up to 30 million naira, by working with multi-functional team to regularize irregularities on New Technologies and Digital platforms in FY 2019.• Reviewed the risk management framework of micro loans, communicated findings and followed up for implementation of recommendation which resulted in reduction in NPL… Show more • Co-managed key engagements with technology partners to implement automation of regulatory. screening process on Financial Inclusion accounts.• Protected the Bank from penalties, up to 30 million naira, by working with multi-functional team to regularize irregularities on New Technologies and Digital platforms in FY 2019.• Reviewed the risk management framework of micro loans, communicated findings and followed up for implementation of recommendation which resulted in reduction in NPL from >50% to <20%. • Worked with other stakeholders to revamp digital loan process which eliminated income loss from unrecovered fees.• Carried out AML/CFT review of Bureau De Change (BDC) accounts in the bank, in order to address business concerns, close gaps, and ensure compliance with regulatory policies and guidelines. • Contributed to the bank’s revenue through recovery of unsettled collections from settlement companies (Flutterwave, Paystack etc) Show less

• Protected the Bank from regulatory sanctions by promptly detecting money laundering activities on multiple corporate accounts controlled by Politically Exposed Persons.• Accomplished elimination of account opening packages suppression by branches, and ensured timely closure of account opening exceptions through follow up on open actions. • Achieved reduction of internal negligence and exceptions from business operations through root cause analysis and timely communication of findings… Show more • Protected the Bank from regulatory sanctions by promptly detecting money laundering activities on multiple corporate accounts controlled by Politically Exposed Persons.• Accomplished elimination of account opening packages suppression by branches, and ensured timely closure of account opening exceptions through follow up on open actions. • Achieved reduction of internal negligence and exceptions from business operations through root cause analysis and timely communication of findings and recommendations.• Facilitated training of staff on regulation and policies, thereby fostering high level of compliance. Show less

• Spearheaded income assurance review of special liability products of the bank, to ensure adherence to product terms and prevent income leakages or losses.• Improved accuracy of the Bank's Financial Statement by spearheading a review to correct overvaluation of the stock of internet banking hard tokens held in branches in FY 2014. • Uncovered cash shortage of 2 million naira on a third party ATM, and teamed up to fully recover funds in FY 2014. • Achieved recovery of 3 million… Show more • Spearheaded income assurance review of special liability products of the bank, to ensure adherence to product terms and prevent income leakages or losses.• Improved accuracy of the Bank's Financial Statement by spearheading a review to correct overvaluation of the stock of internet banking hard tokens held in branches in FY 2014. • Uncovered cash shortage of 2 million naira on a third party ATM, and teamed up to fully recover funds in FY 2014. • Achieved recovery of 3 million naira excess interest expense by spearheading review of fixed deposits booked at rates higher than the approved treasury rate. Show less

C-Soka is one of the key distributors of Telecommunications products and services sector in Nigeria.My key responsibilities included:• Monitored receivables, communicated findings and ensured due obligations are settled by debtors within specified dates.• Achieved 20% Year on Year reduction in aged receivables by assessing the company's risk and efficacy of its risk management.• Conceptualized and spearheaded a new pricing strategy that increased company's revenue by 30% and… Show more C-Soka is one of the key distributors of Telecommunications products and services sector in Nigeria.My key responsibilities included:• Monitored receivables, communicated findings and ensured due obligations are settled by debtors within specified dates.• Achieved 20% Year on Year reduction in aged receivables by assessing the company's risk and efficacy of its risk management.• Conceptualized and spearheaded a new pricing strategy that increased company's revenue by 30% and profit by 50% in FY 2012. • Achieved over 20% reduction in operating costs by spearheading negotiation of new trade terms on purchases, and elimination of operational inefficiencies and wastages.• Fostered staff compliance with company's policies, procedures and processes, and protected the company against fraud and loss of asset.• Worked closely and coordinated with External Auditors during audit of company’s Financial Statements. Show less

• Supervised the annual audit of financial statements of clients.• Documented audit programme, staff and material requirements for audit assignments.• Co-ordinated field audit and engagements at client's location.• Participated in audit report and communication of audit findings and management report to clients.• Supervised routine stock taking and reconciliation activities for business clients.• Provided expert advice to clients under business consulting for cost… Show more • Supervised the annual audit of financial statements of clients.• Documented audit programme, staff and material requirements for audit assignments.• Co-ordinated field audit and engagements at client's location.• Participated in audit report and communication of audit findings and management report to clients.• Supervised routine stock taking and reconciliation activities for business clients.• Provided expert advice to clients under business consulting for cost optimization and profit maximization. Show less