Experienced professional specializing in Credit Risk Strategy within the dynamic landscape of New Accounts underwriting at American Express(US Consumer Products and Services). With a demonstrated history of success in mitigating risk and driving profitable growth, I thrive on developing innovative strategies that balance risk tolerance with business objectives. Armed with 3+ years of experience in the financial industry, I excel in leveraging data-driven insights to optimize credit decision-making processes leading to enhanced portfolio performance.Skilled in Python, SQL, SAS, QGIS, GIS and MS Excel.I completed my Bachelor's and Master's in Engineering from IIT Kharagpur (Batch of '19).
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ManagerAmerican ExpressIndia -
Senior AnalystAmerican Express Feb 2023 - PresentIndiaCredit Risk Management - US Consumer Products and Services New Accounts Underwriting- Received Credit and Fraud Risk Excellence award Q2’24 for supporting multiple external audit requests and outbound Adverse Action decline communication Platform migration.- Received Star Project Award Aug'23 for successfully implementing Adverse Action Framework which simplified the decline communications- Received VP recognition award Q4’23 -
Business AnalystAmerican Express Jun 2021 - Jan 2023- Received Q3'22 SVP Leadership in Action Award - Received Analyst Excellence Award for Q2'22 -
Revenue ManagerOyo Life India Jun 2019 - Jan 2020Gurgaon, India -
Student Brand ManagerRed Bull Jul 2017 - Jan 2019Iit Kharagpur-Ensuring a positive and credible Red Bull brand image delivered amongst the student community by continually activating creative,innovative and daring initiatives with an entrepreneurial approach.-Developing and delivering tailor-made marketing plans for the campus.-Event Support, Opinion Program and Sales Audit were other responsibilities with this student job. -
Summer Intern(Milvik) Bima Jun 2018 - Jul 2018Phnom Penh, Kingdom Of Cambodia -
Junior Field Engineer Trainee InternSchlumberger May 2018 - Jun 2018 -
Student Adviser, Sports And Games CommitteeTechnology Students' Gymkhana, Iit Kharagpur Apr 2017 - Apr 2018· Responsible for ensuring requisite equipment for teams by maintaining close liaison with administration· Overseeing all the Sports and Games activities happening in the campus for providing constant feedback and advice· Coordinated with the current General Secretaries to investigate the status and expedite the pace of the ongoing Infrastructural projects -
General Secretary Sports And GamesTechnology Students' Gymkhana, Iit Kharagpur May 2016 - Apr 2017Kharagpur Area, India• Elected by an electorate of 11,000 students to chair the Institute Sports and Games Committee to uplift the sporting culture in campus• Pitched the idea of construction of an Indoor Sports Complex with project worth INR 47.75 Crore, to the Director and got it approved• Launched "Know Your Team" campaign to publicize and increase awareness towards sports in the campus• Proposed and organized first of its kind NSO trials for the First year students which witnessed a participation of more than 1100 students• Managed a budget of of INR 73.29 Lakhs to efficiently meet requirements of the campus’ sports community by achieving 38% YoY rise• Led a team of 12 sports secretaries ensuring the smooth functioning of all the Sports related activities inside the campus -
Athletics SecretaryTechnology Students' Gymkhana, Iit Kharagpur Jul 2015 - Apr 2016As an Athletics Secretary all the events related to Athletics are conducted under my supervision inside the premises of IIT Kharagpur.• Conducted a total of 7 events relating to Athletics within campus during the academic session 2015-2016• Introduced events like Triathlon for women, Pentathlon for men and Ivy Campus Run for the first time in IIT Kharagpur to encourage more participation• Manged a purchase of equipment worth Rs. 19 Lakh for Athletics during the Academic Session 2015-2016 -
Summer InternshipSibia Analytics And Consulting Services Pl Jun 2017 - Jul 2017Kolkata Area, India· Developed a Credit Risk Model for a Microfinance Company which has a customer base comprising SMEs· Performed Feature Selection by calculating WOE( Weight of Evidence) and IV(Information Value) for each independent variable· Formulated the dependent variable by analyzing the customer characteristics using past repayment structure· Designed and successfully implemented a mechanism using binning to compensate for missing values· Eliminated the bias in the data by using Upsampling techniques such as SMOTE and RSWR
Ayush Gurjar Skills
Ayush Gurjar Education Details
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Dual Degree Program (B.Tech+M.Tech)
Frequently Asked Questions about Ayush Gurjar
What company does Ayush Gurjar work for?
Ayush Gurjar works for American Express
What is Ayush Gurjar's role at the current company?
Ayush Gurjar's current role is Manager.
What schools did Ayush Gurjar attend?
Ayush Gurjar attended Indian Institute Of Technology, Kharagpur, St. Xavier's School, Jaipur.
What are some of Ayush Gurjar's interests?
Ayush Gurjar has interest in Economic Empowerment, Environment, Poverty Alleviation, Disaster And Humanitarian Relief, Human Rights.
What skills is Ayush Gurjar known for?
Ayush Gurjar has skills like Public Speaking, Research, Project Management, Leadership, Programming, Athletics, Event Management, Customer Service, Microsoft Excel, Marketing, Microsoft Office.
Who are Ayush Gurjar's colleagues?
Ayush Gurjar's colleagues are Daniel Jama, Anupam Ghorai, Saarang Agarwal, Moh Moh, Talha Jilani, Melchizedek Gonzales, Rosanna Chavez.
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Ayush Gurjar
Senior Project Manager At It Geeks | Shopify Expert | E-Commerce | Business Development | Solutions ArchitectIndore -
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