Ayushi Thakkar Email & Phone Number

Lending ProductPersonal Loan:Current Projects:- Road mapping DSA physical journey from scratch. Which involves getting policy sign off from all stakeholders along with Credit and Risk policy, checks and portals. On-boarding DSA’s, DSA portal structure and mapping.- On-bording new big client for business growth, which involvessmooth customer experience via partner's portal. This includes compliance,legal and all other stakeholders involment, creating SOP's and note sign… Show more Lending ProductPersonal Loan:Current Projects:- Road mapping DSA physical journey from scratch. Which involves getting policy sign off from all stakeholders along with Credit and Risk policy, checks and portals. On-boarding DSA’s, DSA portal structure and mapping.- On-bording new big client for business growth, which involvessmooth customer experience via partner's portal. This includes compliance,legal and all other stakeholders involment, creating SOP's and note sign off.I help with SOP signoff and customer journey alignment ensuring compliancewith regulatory requirement. Contribute to Business achievements via smooth function of journey andcustomer experience.Collaborated with stakeholders to identify business needs and data sources.Developed and implemented data governance policies and procedures.Provide smooth on-boarding of new business partners.Coordinate with IT for product improvement and development.Assist team members with tech related issues and provide suggestions onimprovement.Communicated effectively with team members to deliver updates on projectmilestones and deadlines.Established criteria for each milestone within product roadmap as means tomeasure developmental progress.Created dashboards to monitor and track key performance indicators.Generated ad-hoc reports to evaluate specific business requirements.Developed customized reports, summarizing and presenting data in visuallyappealing format. Show less

- Contribute to the Core Digital Lending project team to get the UI/UX finalised/modified in line with the understanding of customers/sales- Maintain cross functional relationship with Sales & IT team by providing query solutions.- Engagement with cross functional stakeholders (compliance, BIU, marketing, sales, DBAT) for product roadmap planning, process enhancements, tech enablement.- Integrated CRM with core system leading to automated lead conversion credit to all channels… Show more - Contribute to the Core Digital Lending project team to get the UI/UX finalised/modified in line with the understanding of customers/sales- Maintain cross functional relationship with Sales & IT team by providing query solutions.- Engagement with cross functional stakeholders (compliance, BIU, marketing, sales, DBAT) for product roadmap planning, process enhancements, tech enablement.- Integrated CRM with core system leading to automated lead conversion credit to all channels. Developing marketing strategy to sell the product and ensure the line team is equipped to sell the products cross the market with ease.- Ensure application forms, agreements and marketing collaterals are in place and complaint with all latest policy and regulatory framework.- Developing appropriate marketing collaterals, advertising content, website management, involving in digital initiatives to aid additional channel sourcing.- Support the line team with dashboards, contest, and knowledge series to keep them motivated. Part of various IT initiatives which enable the group digitally to reduce overall sourcing costs, and improve process efficiency. - Engaged in resolving queries related to risk and compliance of product and ensure that we are adhering to guidelines.- Conducting & scheduling periodic training to line team regarding new products and new contests. Show less

Mumbai, Maharashtra, India

Credit Manager: Personal Loan:- Analysing and evaluating Applicant profile for personal loan. - Policy reading and updation.- Restructuring of existing loans- Collection for nearly NPA accounts (support toanother team)- Experience in handling different channel of cases.- Training new credit managers in team.- Communicating with business team and clients for assessment on loan appraisal.Junior Auditor:Internal Audit.- Compliance audit, Branch… Show more Credit Manager: Personal Loan:- Analysing and evaluating Applicant profile for personal loan. - Policy reading and updation.- Restructuring of existing loans- Collection for nearly NPA accounts (support toanother team)- Experience in handling different channel of cases.- Training new credit managers in team.- Communicating with business team and clients for assessment on loan appraisal.Junior Auditor:Internal Audit.- Compliance audit, Branch cash write-off, Write-off case investigation and follow-ups.- Account monitoring. ~ Retail assets, internal staff account monitoring basis bank compliance and guidelines.- Virtual currency deal monitoring. ~ Initiating the process of monitoring bitcoin transactions in accounts ~ Automation of bitcoin transaction monitoring- Submitted reports to senior management to aid in review of work and planning.- Red Flag activities alert trigged and raised for appropriate conclusion. - Managing opening and closing procedures of daily activities and recommended changes to enhance efficiency. Show less

- International and local Operations. ~ International operations (UK geography) ~ Local operations (NEFT, RTGS) - SWIFT processing (MT103)- SOX Auditing. ~ Master maintenance, SOX section 302, 404.- Treasury Reporting and Reconciliation.- Anti-Money Laundering Check for India and UK.- Account modification for UK and Canadian accounts. - - Experience in outward remittance - individual applications ~ following guidance on OFAC and FATF policy… Show more - International and local Operations. ~ International operations (UK geography) ~ Local operations (NEFT, RTGS) - SWIFT processing (MT103)- SOX Auditing. ~ Master maintenance, SOX section 302, 404.- Treasury Reporting and Reconciliation.- Anti-Money Laundering Check for India and UK.- Account modification for UK and Canadian accounts. - - Experience in outward remittance - individual applications ~ following guidance on OFAC and FATF policy ~ LRS monitoring and reporting Show less

Post Graduation In Finance, Accounting And Finance

Banking And Finance, Banking And Financial Support Services

Bachelor Of Commerce - Bcom, Business/Commerce, General