Azeem Raza Email & Phone Number

Bhopal, Mp, In

Jabalpur, Madhya Pradesh, India

* Researching and evaluating clients’ creditworthiness.* Creating credit scoring models to predict risks.* Approving or rejecting loan requests, based on credibility and potential revenues and losses.* Develop and implement credit policies and procedures to ensure customer creditworthiness and minimize risk of financial loss.* Analyze financial data and credit reports to evaluate the creditworthiness of potential and existing customers.

Bhopal, Madhya Pradesh, India

* Collecting all personal information, financial information and loan requirements of the customer by having personal discussion with the customer, doing due diligence through PD and visiting the customer business & property place.* Detailed banking analysis in conjunction with the current year financial numbers.* Measuring financial & operational performances of customers using financial tools like ratios, trend analysis, sales forecasting, budgeting etc.

Indore, Madhya Pradesh, India

Underwriting, PD with customers and due diligence and verify the incomes and profit of comments before the handing over the checks to the customer Under Housing Finance Vertical, Housing Loan, Business Loan, Loan Against Property, Mortgage Loan and Property Loan ,Sanction and Operation work, Inspection of Property and EM Checking and Financing of Advances and Day to All Banking Activities

Alirajpur, Madhya Pradesh, India

Underwriting, PD and Creditworthiness

Bhopal, Madhya Pradesh, India

Conducted Internal & Statutory Audit of various banks and government departments:-SBI, PNB, CBI UCO Bank and other banks and also worked as a Auditor for South Eastern Coalfields Limited, Jawahar Navodaya Vidyalaya and National Rural Heath Mission MP. During all these audits I used my experience on this way-* During the audit, I found that all the loans sanctioned or disbursed by the bank have been made to the creditworthy customer or not, whether this amount was really to be offered to this customer or not. * If there is any situation in which extra amount of funding has been given to the customer, in that case I have highlighted it in my report. * For underwriting, first of all, the customer's creditworthiness is checked by looking at the customer's financial statement and income tax return, if audited balance sheet or audited financial statement is available go though the all financial data. * Also covered the most important area to justify the disbursement such as legal & technical report and weather the all the papers were received by the bank or not as per legal report. * Prepared variety of different written communications, reports and documents. * Various companies, properties, partnership firm and LLP accounting & financial statement have been counted with taxation compliance.* Capable of handling Accounting Operations and Cash Flow Management|Strong knowledge of Accounting, Financial Reporting, Auditing and Taxation, and industry trends.

Bhopal, Madhya Pradesh, India

* Recommending and explaining banking services and products to clients based on their needs.* Examine accounts and records Compute taxes owned according to prescribed rates. * Laws & Regulations. * Handled Accounts Finalization * Looking after the short term and long term funding requirements of business clients and individual customers.* Answering any financial and banking queries* Verifying customer data to detect and identify financial fraud.

Ca Inter, Accounting And Finance

Bachelor Of Laws - Llb, Law

Fundamental Of Credit, Fundamental Of Credits

Master Of Business Administration - Mba, Accounting And Finance

Pgdca, Computer And Information Sciences And Support Services

Activities and Societies: College's academic societies and practical activity clubs allow our pupils to open up areas of interest.