Azem Hanif Email & Phone Number

I am a dedicated and enthusiastic professional who has combined a strong academic background with extensive experience in the corporate and business banking sector. I currently lead the Corporate & Business Credit Assessment team within Danske Bank UK.I am committed to delivering exceptional client service standards whilst exceeding targets and business objectives. I possess excellent interpersonal and communication skills and have the ability to develop and maintain mutually beneficial relationships with private and public sector clients alike. My experience and successful track record covers areas such as:*Assessing and approving credit applications submitted by front line colleagues using my delegated lending authority*Working capital and structured term lending to corporates*Credit risk / structural subordination risk mitigation in groups of companies. *Advanced multi-currency / cross border Cash Management solutions.*Scale transactional banking pricing and service delivery*Markets FX, interest rate and currency risk management and commodity hedging.*International Trade lines, bonding, stand-by letters of credit etc*Bilateral and syndicated debt facilities, and project finance*Technology / internet driven e-banking service delivery*Deposits - vanilla through to structured products*Management of a Sales team covering Asset Finance, Invoice Finance, Trade Finance and Cash Management*Leading an agile experienced credit assessment team

Listed skills include Credit Risk, Commercial Banking, Banking, Risk Management, and 32 others.